Cadillac Escalade Auto Insurance (2024)
Cadillac Escalade insurance rates cost $159 per month ($1,904 per year). On average, comprehensive coverage costs $464, collision coverage costs $677, and liability coverage costs $537 for Cadillac Escalade insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,904 a year or $159 each month
- A liability-only policy costs around $763 a year or $64 each month
- Highest rates are for teenage drivers at around $6,959 a year or $580 each month
- Good drivers can save as much as $785 a year by earning policy discounts
- Cadillac Escalade insurance costs around $385 more per year than the average vehicle
Cadillac Escalade insurance rates are $385 more expensive than the average vehicle. Full coverage Cadillac insurance rates are $159 per month. If you’re a good driver you can save up to $785 per year on Cadillac insurance rate. Continue reading to learn more.
You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now. Learn more about Cadillac auto insurance.
Cadillac Escalade Insurance Cost
The average auto insurance costs for a Cadillac Escalade are $1,904 a year or $159 a month.
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Are Cadillac Escalades Expensive to Insure?
The chart below details how Cadillac Escalade insurance rates compare to other SUVs like the Cadillac XT5, Mitsubishi Outlander Sport, and Nissan Pathfinder.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac Escalade | $458 | $780 | $466 | $1,904 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Volvo XC90 | $346 | $600 | $390 | $1,494 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac Escalade Insurance?
The Cadillac Escalade trim and model you choose can impact the total price you will pay for Cadillac Escalade insurance coverage.
Age of the Vehicle
Older Cadillac Escalade models generally cost less to insure. For example, auto insurance rates for a 2020 Cadillac Escalade are $1,904, while 2010 Cadillac Escalade rates are $1,530, a difference of $374.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Cadillac Escalade | $458 | $780 | $466 | $1,904 |
| 2019 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
| 2018 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2017 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2016 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2015 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2014 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2013 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2012 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2011 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2010 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
Driver Age
Driver age can have a significant effect on the cost of Cadillac Escalade auto insurance. For example, 30-year-old drivers pay approximately $84 more for their Cadillac Escalade auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac Escalade insurance rates. For example, drivers in Los Angeles may pay $1,047 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac Escalade auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac Escalade auto insurance rates with violations on their driving record.
Cadillac Escalade Safety Ratings
Your Cadillac Escalade auto insurance rates are tied to the Cadillac Escalade’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Cadillac Escalade Crash Test Ratings
If the Cadillac Escalade crash test ratings are good, you could have lower Cadillac Escalade auto insurance rates. See Cadillac Escalade crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Cadillac Escalade SUV 4WD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade SUV 2WD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade ESV SUV 4WD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade ESV SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2018 Cadillac Escalade SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade ESV SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade ESV SUV AWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade ESV SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade ESV SUV AWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 Cadillac Escalade SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade ESV SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac Escalade Safety Features
The more safety features you have on your Cadillac Escalade, the more likely it is that you can earn a discount. The Cadillac Escalade’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Adjustable Pedals
- Traction Control
Cadillac Escalade Insurance Loss Probability
Another contributing factor that plays a direct role in Cadillac Escalade insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | N/A |
| Comprehensive | 22% |
| Personal Injury | N/A |
| Medical Payment | N/A |
| Bodily Injury | N/A |
| Source: Insurance Institute for Highway Safety | |
Cadillac Escalade Finance and Insurance Cost
If you are financing a Cadillac Escalade, you will pay more if you purchase Cadillac Escalade auto insurance at the dealership, so be sure to shop around and compare Cadillac Escalade auto insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Cadillac Escalade Insurance
Although it may seem like your Cadillac Escalade auto insurance rates are set, there are a few measures that you can take to secure the best Cadillac Escalade auto insurance rates possible. Take a look at the following five ways to save on Cadillac Escalade auto insurance.
- Choose a Cadillac Escalade with Cheaper Repair Costs
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Cadillac Escalade Safety Discounts
- Buy a Cadillac Escalade with an Anti-Theft Device
- Consider Renting a Car Instead of Buying a Second Cadillac Escalade
Top Cadillac Escalade Insurance Companies
Who is the top auto insurance company for Cadillac Escalade insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac Escalade auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac Escalade offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac Escalade Insurance Quotes Online
You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
How much does insurance for a Cadillac Escalade cost?
The cost of insurance for a Cadillac Escalade can vary depending on several factors, including your location, driving history, age, and the specific model and trim of your Escalade. Additionally, insurance companies have their own pricing models and considerations. It’s best to obtain quotes from multiple insurance providers to get an accurate estimate tailored to your circumstances.
Are Cadillac Escalades expensive to insure compared to other vehicles?
In general, luxury vehicles like the Cadillac Escalade tend to have higher insurance costs due to their higher market value and potentially costlier repairs. Insurance premiums are influenced by factors such as the vehicle’s price, safety features, theft rates, and repair costs. While it may be more expensive to insure a Cadillac Escalade compared to a regular sedan or compact car, rates can vary significantly between insurance companies, so it’s advisable to shop around for the best deal.
What types of coverage should I consider for my Cadillac Escalade?
The types of coverage you should consider for your Cadillac Escalade are typically the same as for any other vehicle. These may include:
- Liability Coverage: Protects you if you cause an accident and damage someone else’s property or injure someone.
- Collision Coverage: Covers damages to your Escalade resulting from a collision with another vehicle or object.
- Comprehensive Coverage: Provides coverage for non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance coverage.
Can I get discounts on insurance for my Cadillac Escalade?
Yes, insurance companies often offer various discounts that can help reduce your insurance premiums. While the availability of specific discounts may vary between insurance providers, common discounts include:
- Multi-policy discount: If you have multiple insurance policies with the same company, such as home and auto insurance.
- Safe driver discount: If you have a clean driving record with no accidents or traffic violations.
- Anti-theft discount: If your Escalade has anti-theft devices installed.
- Good student discount: If you or a family member on your policy is a student with good grades.
Should I consider additional liability coverage for my Cadillac Escalade?
Additional liability coverage may be worth considering, especially if you want extra protection beyond the minimum required by your state. Cadillac Escalades are large and powerful vehicles, so any accident involving them could potentially result in higher damage or injury costs. Supplementing your liability coverage can provide greater financial security and protect your assets in the event of a significant accident.
Can my Cadillac Escalade’s insurance be affected by my credit score?
Yes, in some states and for certain insurance companies, your credit score can influence your auto insurance premiums. Insurers often consider credit-based insurance scores when determining rates. A good credit score generally indicates financial responsibility, which some insurers believe correlates with a lower likelihood of filing insurance claims. However, not all states or insurance companies use credit scores as a factor in determining premiums, so it’s best to check with your specific insurance provider.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.