Mazda CX-3 Auto Insurance (2024)
Average Mazda CX-3 insurance rates cost $112 per month ($1,338 per year). Finding Mazda CX-3 teenager insurance coverage can cost on average $4,890 a year, so shop around to find cheap rates.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,338 a year or $112 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,890 a year or $408 each month
- Good drivers can save as much as $552 a year by earning policy discounts
- Mazda CX-3 insurance costs around $181 less per year than the average vehicle
Mazda CX-3 insurance rates are $1,338 per year or $112 per month for full coverage and $536 per year or $45 per month for liability-only coverage. Learn more about how you save more on Mazda CX-3 insurance rates in our vehicle guide.
You can start comparing quotes for Mazda CX-3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mazda CX-3 Insurance Cost
The average Mazda CX-3 auto insurance rates are $1,338 a year or $112 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Mazda CX-3s Expensive to Insure?
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Toyota C-HR, Lincoln MKC, and Kia Sportage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
Read more: Lincoln Auto Insurance
What Impacts the Cost of Mazda CX-3 Insurance?
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 auto insurance coverage.
Age of the Vehicle
The average Mazda CX-3 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| 2019 Mazda CX-3 | $294 | $482 | $390 | $1,324 |
| 2018 Mazda CX-3 | $282 | $478 | $398 | $1,316 |
| 2017 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
| 2016 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
Driver Age
Driver age can have a significant impact on Mazda CX-3 auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Mazda CX-3 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on your Mazda CX-3 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance with violations on their driving record.
Mazda CX-3 Safety Ratings
Your Mazda CX-3 auto insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-3 Crash Test Ratings
Poor Mazda CX-3 crash test ratings could mean higher Mazda CX-3 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-30 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-30 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-3 Safety Features
Good Mazda CX-3 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Mazda CX-3 are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Mazda CX-3 Finance and Insurance Cost
When financing a Mazda CX-3, most lenders will require your carry higher Mazda CX-3 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-3 auto insurance rates from the best companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
5 Ways to Save on Mazda CX-3 Insurance
There are several ways you can save even more on your Mazda CX-3 auto insurance rates. Take a look at the following five tips:
- Ask About Mature Driver Discounts for Drivers Over 50
- Buy Winter Tires for Your Mazda CX-3
- Use an Accurate Job Title When Requesting Mazda CX-3 Auto Insurance
- Get Mazda CX-3 Auto Insurance RatesThrough Costco
- Save Money on Young Driver Mazda CX-3 Insurance By Mentioning Grades or GPA
Top Mazda CX-3 Insurance Companies
Who is the best company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda CX-3 Insurance Quotes Online
Start comparing Mazda CX-3 auto insurance quotes for free by using our FREE online comparison tool.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
Is Mazda CX-3 insurance more expensive in certain states?
Insurance rates for the Mazda CX-3 can vary by state due to regulations, population density, and accident frequency. Higher average insurance rates may result in higher premiums.
Can I change my Mazda CX-3 insurance policy anytime?
You can typically make changes to your Mazda CX-3 insurance policy during the term, but certain changes may affect your premium and require adjustments.
Do I need gap insurance for my Mazda CX-3?
Gap insurance is worth considering if you have a loan or lease on your Mazda CX-3 to cover the difference between its value and what you owe in case of a total loss.
Can I get Mazda CX-3 insurance with a bad driving record?
It may be more challenging to find affordable insurance with a bad driving record, as it can affect your rates and eligibility.
Do Mazda CX-3 insurance rates vary by insurance company?
Yes, insurance rates for the Mazda CX-3 can vary between companies based on their claims experience, coverage options, and discounts offered.
What is collision coverage for Mazda CX-3 insurance?
Collision coverage covers damage from collisions with vehicles or objects for your Mazda CX-3.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.