Chrysler PT Cruiser Auto Insurance (2024)
Average Chrysler PT Cruiser auto insurance rates cost $938 a year, or around $78 a month. Shop around to find cheap Chrysler PT Cruiser insurance rates. On average, Chrysler PT Cruiser comprehensive insurance coverage costs $228, collision coverage costs $333, and liability coverage costs $265.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $938 a year or $78 each month
- A liability-only policy costs around $377 a year or $31 each month
- Highest rates are for teenage drivers at around $3,428 a year or $286 each month
- Good drivers can save as much as $387 a year by earning policy discounts
- Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle
Chrysler PT Cruiser insurance rates are $581 less than the average vehicle. You can pay as low as $78 per month for full coverage and $31 per month for liability-only coverage. If you’re a good driver, you can save up to $387 per month. Continue reading through this guide to learn how you can save money on Chrysler PT Cruiser insurance rates.
You can start comparing quotes for Chrysler PT Cruiser auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Chrysler PT Cruiser Insurance Cost
The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.
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Are Chrysler PT Cruisers Expensive to Insure?
The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Kia Sportage, Infiniti QX30, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
What Impacts the Cost of Chrysler PT Cruiser Insurance?
The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.
Age of the Vehicle
Older Chrysler PT Cruiser models generally cost less to insure. For example, auto insurance for a 2010 Chrysler PT Cruiser costs $938, while 2010 Chrysler PT Cruiser insurance costs are $938, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
Driver Age
Driver age can have a significant effect on the cost of Chrysler PT Cruiser auto insurance. For example, a 20-year-old driver could pay around $96 more each month for their Chrysler PT Cruiser auto insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Houston may pay $691 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Chrysler PT Cruiser auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser auto insurance rates with violations on their driving record.
Chrysler PT Cruiser Safety Ratings
The Chrysler PT Cruiser’s safety ratings will affect your Chrysler PT Cruiser auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | P |
| Roof strength | N/A |
| Head restraints and seats | P |
| Source: Insurance Institute for Highway Safety | |
Chrysler PT Cruiser Crash Test Ratings
Poor Chrysler PT Cruiser crash test ratings could mean higher Chrysler PT Cruiser auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chrysler PT Cruiser | N/R | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chrysler PT Cruiser Safety Features
Most drivers don’t realize that not only do Chrysler PT Cruiser safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chrysler PT Cruiser auto insurance rates. The Chrysler PT Cruiser’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chrysler PT Cruiser Finance and Insurance Cost
If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Chrysler PT Cruiser Insurance
Save more on your Chrysler PT Cruiser auto insurance rates. Take a look at the following five strategies that will get you the best Chrysler PT Cruiser auto insurance rates possible.
- Compare Chrysler PT Cruiser Insurance Rates Online
- Ask About Seasonal Insurance for Your Chrysler PT Cruiser
- Consider Using a Tracking Device on Your Chrysler PT Cruiser
- Buy Winter Tires for Your Chrysler PT Cruiser
- Take a Defensive Driving Course or Any Driver’s Education Course
Top Chrysler PT Cruiser Insurance Companies
Several top auto insurance companies offer competitive rates for the Chrysler PT Cruiser rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Chrysler PT Cruiser drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is Chrysler PT Cruiser auto insurance?
Chrysler PT Cruiser auto insurance refers to the insurance coverage specifically designed for the Chrysler PT Cruiser vehicle model. It provides coverage for potential damages, liability, and other risks associated with owning and driving a PT Cruiser.
Do I need auto insurance for my Chrysler PT Cruiser?
Yes, auto insurance is a legal requirement in most jurisdictions for all vehicles, including the Chrysler PT Cruiser. It is important to have auto insurance to protect yourself, your PT Cruiser, and others in the event of an accident or other covered incidents.
What types of coverage are available for Chrysler PT Cruiser auto insurance?
The types of coverage available for Chrysler PT Cruiser auto insurance are similar to those available for other vehicles. Common coverage options include:
- Liability coverage: This covers damages and injuries you may cause to others in an accident where you are at fault.
- Collision coverage: This pays for repairs or replacement if your PT Cruiser is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This covers non-collision-related damages to your PT Cruiser, such as theft, vandalism, or weather-related damage.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance or is uninsured.
How are Chrysler PT Cruiser auto insurance rates determined?
Chrysler PT Cruiser auto insurance rates are determined by several factors, including:
- Vehicle model: The specific PT Cruiser model you own can impact insurance rates, as factors like repair costs and safety features vary between models.
- Driver profile: Your driving record, age, location, and other personal factors can influence your insurance rates.
- Coverage options: The coverage options you select, such as liability limits and deductibles, can affect your premiums.
- Insurance company: Different insurance companies have their own rating algorithms and underwriting criteria, which can lead to variations in rates.
Are there any discounts available for Chrysler PT Cruiser auto insurance?
Yes, various discounts may be available for Chrysler PT Cruiser auto insurance. Common discounts include:
- Multi-policy discount: If you have multiple insurance policies with the same provider (e.g., auto and home insurance), you may qualify for a discount.
- Safe driver discount: If you have a clean driving record without any accidents or traffic violations, you may be eligible for a safe driver discount.
- Anti-theft device discount: If your PT Cruiser has anti-theft devices installed, such as an alarm system or GPS tracking, you may qualify for a discount.
- Good student discount: If you or a covered driver on your policy is a student with good grades, you may be eligible for a discount.
Can I insure a Chrysler PT Cruiser under a regular auto insurance policy?
Yes, you can insure a Chrysler PT Cruiser under a regular auto insurance policy. Most insurance providers offer coverage for Chrysler PT Cruisers, as well as other vehicle makes and models. However, it’s important to inform your insurance company about the specific details of your PT Cruiser to ensure you have appropriate coverage for its value and features.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.