Nissan Leaf Auto Insurance (2024)
The cost of Nissan Leaf auto insurance rates are $1,534 a year, or around $128 a month on average. Good drivers can save as much as $2,365 a year over higher risk drivers.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,534 a year or $128 each month
- A liability-only policy costs around $615 a year or $51 each month
- Highest rates are for teenage drivers at around $5,607 a year or $467 each month
- Good drivers can save as much as $632 a year by earning policy discounts
- Nissan Leaf insurance costs around $15 more per year than the average vehicle
Nissan Leaf insurance rates are $128 per month for full coverage, but parents of teen drivers pay $467 per month. You can save up to $632 per year through earned policy discounts. Continue reading to learn how you can be eligible.
You can start comparing quotes for Nissan Leaf auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Nissan Leaf Insurance Cost
The average Nissan Leaf auto insurance costs are $1,534 a year or $128 a month.
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Are Nissan Leafs Expensive to Insure?
The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Toyota Prius, and Ford C-Max Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Leaf Insurance?
The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.
Age of the Vehicle
Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Nissan Leaf | $320 | $640 | $416 | $1,534 |
| 2016 Nissan Leaf | $310 | $612 | $430 | $1,510 |
| 2015 Nissan Leaf | $292 | $592 | $442 | $1,484 |
| 2014 Nissan Leaf | $282 | $548 | $452 | $1,440 |
| 2013 Nissan Leaf | $270 | $516 | $456 | $1,400 |
| 2012 Nissan Leaf | $258 | $464 | $460 | $1,340 |
| 2011 Nissan Leaf | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Leaf auto insurance. For example, 20-year-old drivers pay as much as $1,944 more each year for their Nissan Leaf auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Phoenix may pay $844 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Leaf auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.
Nissan Leaf Safety Ratings
Your Nissan Leaf auto insurance rates are influenced by the Nissan Leaf’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Crash Test Ratings
Nissan Leaf crash test ratings will affect your Nissan Leaf auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Nissan Leaf BEV 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Leaf BEV 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Leaf 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Leaf Safety Features
Most drivers don’t realize that not only do Nissan Leaf safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Nissan Leaf auto insurance rates. The Nissan Leaf’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Automatic Emergency Braking (AEB)
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- RearView Monitor Back-Up Camera
Nissan Leaf Insurance Loss Probability
The Nissan Leaf’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Leaf, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -16% |
| Comprehensive | -55% |
| Personal Injury | -17% |
| Medical Payment | -36% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Finance and Insurance Cost
If you are financing a Nissan Leaf, most lenders will require your carry higher Nissan Leaf coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Leaf auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Nissan Leaf Insurance
Drivers can end up saving more money on their Nissan Leaf auto insurance rates by employing any one of the following strategies.
- Watch Your Insurer Closely When Your Nissan Leaf Needs Repairs
- Tell Your Insurer About Different Drivers or Uses for Your Nissan Leaf
- Remove Young Drivers from Your Nissan Leaf Auto Insurance Policy When They Move Out or Go to School
- Choose Automatic Payments or EFT for Your Nissan Leaf Auto Insurance Policy
- Spy on Your Teen Driver
Top Nissan Leaf Insurance Companies
Who is the top auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Nissan Leaf auto insurance quotes for free by using our convenient online comparison tool.
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Frequently Asked Questions
Is auto insurance required for a Nissan Leaf?
Yes, auto insurance is required for all vehicles, including the Nissan Leaf. It is a legal requirement in most countries or states to have auto insurance coverage to protect yourself and others in the event of an accident or damage.
What type of coverage should I consider for my Nissan Leaf?
The type of coverage you should consider for your Nissan Leaf depends on your specific needs and preferences. However, common coverage options for auto insurance include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) or medical payments coverage.
Are there any specific discounts available for insuring a Nissan Leaf?
Some insurance companies offer specific discounts for insuring electric or hybrid vehicles like the Nissan Leaf. These discounts can vary depending on the insurer, so it’s recommended to inquire with different insurance providers to see if they offer any incentives or discounts for electric vehicles.
Will insuring a Nissan Leaf be more expensive than insuring a traditional gasoline-powered car?
Insurance rates can vary depending on several factors, including the make and model of the vehicle, the driver’s profile, and the location. While the initial purchase price of an electric vehicle like the Nissan Leaf may be higher, insurance rates may not necessarily be significantly more expensive. It’s best to compare quotes from different insurance companies to get an accurate idea of the costs involved.
Are there any specific considerations for insuring the battery of a Nissan Leaf?
The battery is an essential component of the Nissan Leaf, and in the event of damage or malfunction, it can be costly to repair or replace. It’s important to review your insurance policy to understand if it covers battery-related issues. Some insurers offer specific coverage options for electric vehicle batteries, so it’s worth discussing this with your insurance provider.
Can I transfer my current auto insurance policy to a Nissan Leaf?
In most cases, you can transfer your current auto insurance policy to cover your Nissan Leaf. However, it’s essential to inform your insurance company about the change in the vehicle’s make and model to ensure proper coverage. Your premiums may be adjusted based on the new vehicle’s characteristics.
What should I do if my Nissan Leaf is involved in an accident?
If your Nissan Leaf is involved in an accident, follow the standard procedures for reporting the incident to the police and your insurance company. Take pictures of the damage, gather relevant information from the other party involved, and notify your insurer as soon as possible to initiate the claims process.
Can I get roadside assistance coverage for my Nissan Leaf?
Yes, many insurance companies offer roadside assistance coverage as an add-on option to your auto insurance policy. This coverage can provide assistance in case of a breakdown, flat tire, or if you run out of charge while driving your Nissan Leaf.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.