Dodge Grand Caravan Auto Insurance (2024)
Dodge Grand Caravan insurance rates cost $106 per month ($1,276 per year). On average, Dodge Grand Caravan comprehensive insurance coverage costs $311, collision coverage costs $454, and liability coverage costs $360.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,276 a year or $106 each month
- A liability-only policy costs around $511 a year or $43 each month
- Highest rates are for teenage drivers at around $4,664 a year or $389 each month
- Good drivers can save as much as $526 a year by earning policy discounts
- Dodge Grand Caravan insurance costs around $243 less per year than the average vehicle
Dodge Grand Caravan insurance rates are $243 less than the average vehicle. Pay as low as $43 per month on liability-only coverage. You can save up to $526 on policy discounts. Continue reading to learn how to save more money on Dodge Grand Caravan insurance rates.
You can start comparing quotes for Dodge Grand Caravan auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Dodge Grand Caravan Insurance Cost
The average auto insurance rates for a Dodge Grand Caravan cost $1,276 a year or $106 a month.
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Are Dodge Grand Caravans Expensive to Insure?
The chart below details how Dodge Grand Caravan insurance rates compare to other vans like the Toyota Sienna, Kia Sedona, and Honda Odyssey.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Grand Caravan Insurance?
You might have noticed that there is a multitude of factors that impact Dodge Grand Caravan auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Dodge Grand Caravan.
Age of the Vehicle
The average Dodge Grand Caravan auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Dodge Grand Caravan costs $1,276, while 2010 Dodge Grand Caravan insurance costs are $1,074, a difference of $202.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| 2019 Dodge Grand Caravan | $294 | $422 | $390 | $1,264 |
| 2018 Dodge Grand Caravan | $282 | $418 | $398 | $1,256 |
| 2017 Dodge Grand Caravan | $272 | $408 | $416 | $1,254 |
| 2016 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2015 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2014 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2013 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2012 Dodge Grand Caravan | $220 | $296 | $460 | $1,134 |
| 2011 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $198 | $254 | $464 | $1,074 |
Driver Age
Driver age can have a significant effect on Dodge Grand Caravan auto insurance rates. For example, 30-year-old drivers pay $56 more for Dodge Grand Caravan auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Grand Caravan insurance rates. For example, drivers in New York may pay $778 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Dodge Grand Caravan auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Grand Caravan auto insurance with violations on their driving record.
Dodge Grand Caravan Safety Ratings
Your Dodge Grand Caravan auto insurance rates are tied to the Dodge Grand Caravan’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Grand Caravan Crash Test Ratings
If the Dodge Grand Caravan crash test ratings are good, you could have lower Dodge Grand Caravan car insurance rates. See Dodge Grand Caravan crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Grand Caravan MV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Grand Caravan VAN FWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Grand Caravan VAN FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Grand Caravan VAN FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Grand Caravan VAN FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Grand Caravan VAN FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Grand Caravan Safety Features
Having a variety of safety features on your Dodge Grand Caravan can help lower your Dodge Grand Caravan insurance costs. The Dodge Grand Caravan’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Dodge Grand Caravan Insurance Loss Probability
Another contributing factor that plays a direct role in Dodge Grand Caravan insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -21% |
|---|---|
| Property Damage | 4% |
| Comprehensive | -19% |
| Personal Injury | 8% |
| Medical Payment | 8% |
| Bodily Injury | 7% |
| Source: Insurance Institute for Highway Safety | |
Dodge Grand Caravan Finance and Insurance Cost
If you are financing a Dodge Grand Caravan, most lenders will require your carry higher Dodge Grand Caravan coverages including comprehensive coverage, so be sure to compare Dodge Grand Caravan auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Dodge Grand Caravan Insurance
You can save more money on your Dodge Grand Caravan auto insurance rates by employing any of the following five strategies.
- Ask Your Insurance Company About Dodge Grand Caravan Discounts
- Be Picky About Who Drives Your Dodge Grand Caravan
- Don’t Skimp On Dodge Grand Caravan Liability Coverage
- Consider Ride Sharing Services to Lower Your Dodge Grand Caravan Mileage
- Compare Dodge Grand Caravan Insurance Rates Online
Top Dodge Grand Caravan Insurance Companies
Several top auto insurance companies offer competitive rates for the Dodge Grand Caravan rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Dodge Grand Caravan drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Grand Caravan Insurance Quotes Online
To start comparing Dodge Grand Caravan auto insurance quotes for free, use our online auto insurance comparison tool.
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Frequently Asked Questions
What is Dodge Grand Caravan auto insurance?
Dodge Grand Caravan auto insurance refers to insurance coverage specifically designed for the Dodge Grand Caravan, a popular minivan model manufactured by Dodge. It provides financial protection in case of accidents, theft, or other covered incidents involving the Dodge Grand Caravan.
Can I insure my Dodge Grand Caravan with any insurance company?
Yes, you can insure your Dodge Grand Caravan with any insurance company that offers auto insurance. Many insurance providers offer coverage for minivans like the Dodge Grand Caravan, allowing you to compare quotes and choose the policy that suits your needs and budget.
What factors affect Dodge Grand Caravan auto insurance rates?
Several factors influence the cost of Dodge Grand Caravan auto insurance, including:
- Vehicle-specific factors: The make, model, year, and trim level of your Dodge Grand Caravan can impact insurance rates. Factors such as the vehicle’s value, repair costs, safety features, and theft rates play a role in determining premiums.
- Driver-related factors: Your age, driving record, location, and other personal factors, such as credit history, can affect insurance rates. Younger drivers, those with previous accidents or violations, or individuals living in high-risk areas may face higher premiums.
- Coverage and deductibles: The type and amount of coverage you choose, as well as the deductibles selected, can impact insurance rates. Higher coverage limits and lower deductibles generally result in higher premiums.
- Insurance company’s rating factors: Each insurance company has its own rating factors and algorithms to calculate premiums. These factors can vary between companies, leading to different rates for insuring a Dodge Grand Caravan.
What types of coverage are available for Dodge Grand Caravan auto insurance?
Various coverage options are available for Dodge Grand Caravan auto insurance, including:
- Liability coverage: This covers damages and injuries you cause to others in an at-fault accident.
- Collision coverage: This pays for repairs or replacement of your Dodge Grand Caravan if it is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This provides coverage for non-collision-related incidents, such as theft, vandalism, natural disasters, or hitting an animal.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Personal injury protection (PIP) or medical payments coverage: This covers medical expenses for you and your passengers, regardless of fault in an accident.
Are there any specific considerations for insuring a Dodge Grand Caravan?
Yes, there are specific considerations for insuring a Dodge Grand Caravan:
- Vehicle usage: Insurance rates may vary depending on how you use your Dodge Grand Caravan. If you use it for personal commuting only, rates may be lower compared to using it for business or commercial purposes.
- Safety features: The presence of advanced safety features in your Dodge Grand Caravan, such as anti-lock brakes, airbags, or electronic stability control, can help lower insurance rates. Ensure that you inform your insurance provider about these safety features to potentially qualify for discounts.
- Location: The area where you live and park your Dodge Grand Caravan can impact insurance rates. Higher rates may apply if you live in an area with a high crime rate or frequent incidents of theft or vandalism.
- Additional drivers: If you plan to allow other individuals to drive your Dodge Grand Caravan regularly, such as family members or employees, it’s important to include them in your insurance policy or consider adding them as named drivers. This ensures that they are covered in case of an accident.
How can I find affordable insurance for my Dodge Grand Caravan?
To find affordable insurance for your Dodge Grand Caravan, consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies specializing in minivan insurance. Compare rates, coverage options, and discounts to find the most affordable policy for your Dodge Grand Caravan.
- Bundle policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance. Many insurers offer discounts for bundling multiple policies.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations demonstrates responsibility and can lead to lower insurance premiums.
- Increase deductibles: If you’re comfortable with assuming a higher out-of-pocket cost in the event of a claim, you can increase your deductibles. This may result in lower monthly premiums.
- Inquire about discounts: Ask your insurance provider about available discounts for features like anti-theft devices, safe driving records, or completion of defensive driving courses.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.