Ford Fiesta Auto Insurance (2024)
Ford Fiesta insurance rates are $1,212 a year, or around $101 a month. Mature drivers with good driving records may find rates as low as $712 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,212 a year or $101 each month
- A liability-only policy costs around $486 a year or $41 each month
- Highest rates are for teenage drivers at around $4,430 a year or $369 each month
- Good drivers can save as much as $500 a year by earning policy discounts
- Ford Fiesta insurance costs around $307 less per year than the average vehicle
Ford Fiesta insurance rates are $307 cheaper than the average vehicle. You can save $60 per month when you enroll in liability-only coverage. Full coverage Ford Fiesta insurance rates are $101 per month, but teen drivers can pay as much as $369 per month. Continue reading to learn how you can save money on Ford Fiesta insurance rates.
You can start comparing quotes for Ford Fiesta auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Ford Fiesta Insurance Cost
The average auto insurance rates for a Ford Fiesta cost $1,212 a year or $101 a month.
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Are Ford Fiestas Expensive to Insure?
The chart below details how Ford Fiesta insurance rates compare to other subcompact cars like the Ford Focus ST, Kia Rio, and .
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fiesta | $242 | $422 | $390 | $1,212 |
| Ford Focus ST | $282 | $536 | $398 | $1,374 |
| Kia Rio | $244 | $506 | $450 | $1,380 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Fiesta Insurance?
The Ford Fiesta trim and model you choose can impact the total price you will pay for Ford Fiesta insurance coverage.
Age of the Vehicle
Older Ford Fiesta models generally cost less to insure. For example, auto insurance for a 2019 Ford Fiesta costs $1,212, while 2011 Ford Fiesta insurance costs are $1,058, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Ford Fiesta | $242 | $422 | $390 | $1,212 |
| 2018 Ford Fiesta | $232 | $418 | $398 | $1,206 |
| 2017 Ford Fiesta | $224 | $408 | $416 | $1,206 |
| 2016 Ford Fiesta | $216 | $390 | $430 | $1,194 |
| 2015 Ford Fiesta | $204 | $378 | $442 | $1,182 |
| 2014 Ford Fiesta | $196 | $350 | $452 | $1,156 |
| 2013 Ford Fiesta | $188 | $330 | $456 | $1,132 |
| 2012 Ford Fiesta | $180 | $296 | $460 | $1,094 |
| 2011 Ford Fiesta | $168 | $272 | $460 | $1,058 |
Driver Age
Driver age can have a significant impact on Ford Fiesta auto insurance rates. For example, 20-year-old drivers pay approximately $1,483 more each year for their Ford Fiesta auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in Los Angeles may pay $449 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fiesta auto insurance. Teens and drivers in their 20’s have the highest jump in their Ford Fiesta auto insurance with violations on their driving record.
Ford Fiesta Safety Ratings
Your Ford Fiesta auto insurance rates are tied to the Ford Fiesta’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | M |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Ford Fiesta Crash Test Ratings
Ford Fiesta crash test ratings can impact your Ford Fiesta auto insurance rates. See Ford Fiesta crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Fiesta Safety Features
Having a variety of safety features on your Ford Fiesta can help lower your Ford Fiesta insurance costs. The Ford Fiesta’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford Fiesta Insurance Loss Probability
Review the Ford Fiesta auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Ford Fiesta auto insurance costs; higher percentages mean higher Ford Fiesta auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -9% |
| Comprehensive | -27% |
| Personal Injury | 15% |
| Medical Payment | 23% |
| Bodily Injury | 13% |
| Source: Insurance Institute for Highway Safety | |
Ford Fiesta Finance and Insurance Cost
If you are financing a Ford Fiesta, you will pay more if you purchase Ford Fiesta auto insurance at the dealership, so be sure to shop around and compare Ford Fiesta auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Fiesta Insurance
There are several ways you can save even more on your Ford Fiesta auto insurance rates. Take a look at the following five tips:
- Reduce Modifications on Your Ford Fiesta
- Ask About Retiree Discounts
- Consider Ride Sharing Services to Lower Your Ford Fiesta Mileage
- Check Your Ford Fiesta Policy Carefully to Ensure All Information is Correct
- Ask About Discounts for People with Disabilities
Top Ford Fiesta Insurance Companies
Several insurance companies offer competitive rates for the Ford Fiesta based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Ford Fiesta drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What are the average insurance rates for a Ford Fiesta?
The average insurance rates for a Ford Fiesta are $1,212 per year or around $101 per month.
Can mature drivers with good records get lower insurance rates for Ford Fiesta?
Yes, mature drivers with good driving records may find rates as low as $712 per year for Ford Fiesta insurance.
How do Ford Fiesta insurance rates compare to other subcompact cars?
Ford Fiesta insurance rates are $307 cheaper than the average vehicle in its class.
What factors impact the cost of Ford Fiesta insurance?
The cost of Ford Fiesta insurance can be influenced by factors such as the vehicle’s trim and model, driver age, location, and driving record.
Are older Ford Fiesta models cheaper to insure?
Generally, older Ford Fiesta models cost less to insure compared to newer models. For example, a 2019 Ford Fiesta may cost $1,212 to insure, while a 2011 Ford Fiesta may cost $1,058, a difference of $154.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.