Toyota Venza Auto Insurance (2024)
Toyota Venza insurance rates cost $112 per month ($1,344 per year) on average. On average, Toyota Venza comprehensive insurance coverage costs $327, collision coverage costs $478, and liability coverage costs $379.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Toyota Venza insurance costs around $175 less per year than the average vehicle
Toyota Venza insurance rates are $175 cheaper than the average vehicle. Full coverage insurance costs $112 per month, while liability-only insurance cost $45 per month. Teen drivers could pay up to $409 per month. Continue reading to learn how you can save $554 per year on Toyota Venza.
You can start comparing quotes for Toyota Venza auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Toyota Venza Insurance Cost
The average Toyota Venza auto insurance rates are $1,344 a year or $112 a month.
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Are Toyota Venzas Expensive to Insure?
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Cadillac XT4, Hyundai Tucson, and Lincoln MKC.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Read more: Lincoln Auto Insurance
What Impacts the Cost of Toyota Venza Insurance?
Even though the average annual rate for the Toyota Venza is $1,344, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Venza.
Age of the Vehicle
Older Toyota Venza models generally cost less to insure. For example, auto insurance rates for a 2015 Toyota Venza are $1,344, while 2010 Toyota Venza rates are $1,156, a difference of $188.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
| 2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
| 2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
| 2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
| 2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
| 2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant effect on the cost of Toyota Venza auto insurance. For example, 30-year-old drivers pay approximately $59 more for their Toyota Venza auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Venza auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza auto insurance with violations on their driving record.
Toyota Venza Safety Ratings
Your Toyota Venza auto insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Crash Test Ratings
Poor Toyota Venza crash test ratings could mean higher Toyota Venza auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Toyota Venza | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Venza Safety Features
The Toyota Venza safety features can help lower insurance costs. According to AutoBlog, the 2020 Toyota Venza has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Venza Insurance Loss Probability
The lower percentage means lower Toyota Venza auto insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -7% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -14% |
| Personal Injury | 15% |
| Medical Payment | 10% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Finance and Insurance Cost
If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza auto insurance at the dealership, so be sure to shop around and compare Toyota Venza auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Venza Insurance
There are many ways that you can save on Toyota Venza auto insurance. Below are five actions you can take to find cheap Toyota Venza auto insurance rates.
- Work with a Direct Insurer Instead of an Insurance Broker for Your Toyota Venza
- Ask for a New Toyota Venza Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Discounts for People with Disabilities
- Ask About Farm and Ranch Vehicle Discounts
- Park Your Toyota Venza Somewhere Safe – like a Garage or Private Driveway
Top Toyota Venza Insurance Companies
The best auto insurance companies for Toyota Venza auto insurance rates will offer competitive rates, discounts, and account for the Toyota Venza’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I save on Toyota Venza insurance?
There are several ways to save on Toyota Venza auto insurance, such as working with a direct insurer, improving your credit score, exploring discounts for people with disabilities or farm and ranch vehicles, and parking your vehicle in a safe location like a garage or private driveway.
What are the safety ratings of the Toyota Venza?
The Toyota Venza has safety ratings of “Good” in various categories, including moderate overlap front, side, roof strength, and head restraints and seats, according to the Insurance Institute for Highway Safety (IIHS).
How does the driving record affect Toyota Venza insurance rates?
Your driving record can have an impact on the cost of Toyota Venza auto insurance. Teens and drivers in their 20s may see higher rates with violations on their driving record.
Does the color of my Toyota Venza affect insurance rates?
No, the color of your vehicle does not typically affect insurance rates. Insurance companies primarily consider factors such as the make, model, age, and safety features of your Toyota Venza when determining premiums.
Do I need comprehensive insurance for my Toyota Venza?
Comprehensive insurance is not legally required, but it provides coverage for non-collision-related damages to your Toyota Venza, such as theft, vandalism, and weather-related damage. It may be worth considering, especially if you have a newer or more valuable vehicle.
Are there any specific insurance requirements for leasing a Toyota Venza?
Yes, when leasing a Toyota Venza, the leasing company may require you to carry certain insurance coverages, such as comprehensive and collision coverage, with specific limits. Make sure to check the lease agreement for any insurance requirements.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.