Kia Stinger Auto Insurance (2024)
Kia Stinger auto insurance rates are around $132 a month for full coverage. However, mature drivers with good driving records may find rates as low as $78 a month. Learn how to find the cheapest Kia Stinger car insurance here.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- The highest rates are for teenage drivers at around $5,804 a year or $484 each month
- Good drivers can save as much as $655 a year by earning policy discounts
- Kia Stinger insurance costs around $69 more per year than the average vehicle
Kia Stinger auto insurance rates for full coverage cost $132 per month, but liability-only insurance rates are $53 per month. You can save up to $655 per year with policy discounts. Continue reading this guide to learn how you can save money on Kia Stinger insurance rates.m
You can start comparing quotes for Kia Stinger auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Kia Stinger Insurance Cost
The average Kia Stinger auto insurance costs are $1,588 a year or $132 a month.
Keep in mind that rates vary by driver based on factors such as age and driving record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Kia Stingers Are Expensive To Insure
The chart below details how Kia Stinger insurance rates compare to other sports cars like the Audi TTS, Cadillac ATS-V, and Ford Mustang.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Stinger | $332 | $626 | $450 | $1,588 |
| Audi TTS | $394 | $714 | $338 | $1,582 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Ford Mustang | $348 | $718 | $420 | $1,666 |
| Audi R8 | $594 | $1338 | $398 | $2,488 |
| Audi RS 7 | $532 | $1102 | $398 | $2,190 |
| Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
Factors That Impact the Cost of Kia Stinger Insurance
You might have noticed that there is a multitude of factors that impact Kia Stinger auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Kia Stinger.
Age of the Vehicle
The average Kia Stinger auto insurance rates are higher for newer models. For example, auto insurance rates for a 2023 Kia Stinger cost $1,908, while 2018 Kia Stinger rates are $1,588.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Kia Stinger | $332 | $626 | $450 | $1,588 |
Older vehicles see lower insurance rates since they are less costly to repair or replace.
Driver Age
Driver age can have a significant effect on Kia Stinger auto insurance rates. For example, 30-year-old drivers pay $70 more for Kia Stinger auto insurance than 40-year-old drivers.
Fortunately, you’re not stuck with high rates forever. As you age, your insurance rates decrease.
Driver Location
Where you live can have a large impact on Kia Stinger insurance rates. For example, drivers in Houston may pay $1,170 a year more than drivers in Columbus.
City drivers tend to see higher insurance rates since they are more like to be in an accident or a victim of theft.
Your Driving Record
Your driving record can have an impact on the cost of Kia Stinger auto insurance. Teens and drivers in their 20s see the highest jump in their Kia Stinger auto insurance rates with violations on their driving records.
Drivers with accidents, tickets, and DUIs see much higher auto insurance rates than drivers with clean records. Avoid infractions to get the lowest rates possible.
Kia Stinger Safety Ratings
Your Kia Stinger auto insurance rates are tied to the safety ratings of the Kia Stinger. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
The Kia Stinger’s safety ratings provide peace of mind when searching for a new car.
Kia Stinger Crash Test Ratings
Not only do good Kia Stinger crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Kia Stinger auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Stinger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Kia Stinger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Kia Stinger 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Kia Stinger 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Kia Stinger 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Kia Stinger 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
2020 Kia Stingers have excellent crash test ratings, which means you’re safer and can save money.
Kia Stinger Safety Features
Good Kia Stinger safety features can result in insurers giving you auto insurance discounts. The safety features of the 2020 Kia Stinger are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Cross-Traffic Alert
Most car insurance companies provide discounts for vehicle safety features, which can significantly lower rates.
Kia Stinger Finance and Insurance Cost
If you are financing a Kia Stinger, most lenders will require you to carry higher Kia Stinger coverage options including comprehensive coverage. So, be sure to shop around and compare Kia Stinger auto insurance quotes from the best auto insurance companies using our free tool below.
🐎Are you buying a new sports car?⏩The best providers for sports cars might surprise you! Check out rates from Geico, Nationwide, and other top providers in your area on our site: https://t.co/27f1xf131D.🔥 Learn more about sports car insurance: https://t.co/aImMPd891k pic.twitter.com/Sd3fkIXuIL
— AutoInsurance.org (@AutoInsurance) March 28, 2023
Compare rates, discounts, and quotes from numerous companies to find the most affordable Kia Stinger auto insurance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Kia Stinger Insurance
If you want to reduce the cost of your Kia Stinger insurance rates, follow these tips below:
- Take a refresher course as an older driver
- Save money on young driver Kia Stinger insurance rates by mentioning grades or GPA
- Buy an older Kia Stinger
- Make sure you’re raising a safe driver
- Avoid the temptation to file a claim for minor incidents
Raising your deductible and lowering coverage also lowers auto insurance rates. However, you’ll pay more out of pocket in an accident.
Top Kia Stinger Insurance Companies
Who is the best auto insurance company for Kia Stinger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Stinger auto insurance coverage (ordered by market share).
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
In addition, many of these companies offer discounts for security systems and other safety features that the Kia Stinger offers.
Compare Free Kia Stinger Insurance Quotes Online
You can start comparing quotes for Kia Stinger auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
What is Kia Stinger auto insurance?
Kia Stinger auto insurance refers to the insurance coverage specifically designed for the Kia Stinger sports sedan. It provides financial protection in case of accidents, damages, theft, or other incidents involving the Kia Stinger.
Is auto insurance mandatory for a Kia Stinger?
Yes, auto insurance is mandatory for all vehicles, including the Kia Stinger. The specific insurance requirements may vary depending on your location and local regulations. It’s important to comply with the legal requirements and have the necessary insurance coverage for your Kia Stinger.
What types of coverage are available for Kia Stinger auto insurance?
Kia Stinger auto insurance typically offers a range of coverage options. These may include liability coverage (which is often required by law), collision coverage (for damages caused by collisions), comprehensive coverage (for non-collision-related damages like theft or vandalism), uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
How can I find affordable auto insurance for my Kia Stinger?
To find affordable auto insurance for your Kia Stinger, it’s recommended to shop around and obtain quotes from multiple insurance providers. Factors such as your driving record, age, location, and the coverage options you choose can affect the cost of insurance. Comparing quotes, considering available discounts, and maintaining a good driving record can help you find more affordable rates.
Are there any discounts available specifically for Kia Stinger auto insurance?
While specific discounts can vary among insurance providers, many companies offer discounts that may apply to Kia Stinger auto insurance. These could include discounts for safety features installed in the Kia Stinger, good driver discounts, multi-policy discounts (if you bundle your auto insurance with other policies), or loyalty discounts. It’s recommended to inquire about available discounts when obtaining insurance quotes.
Does the size or model year of the Kia Stinger affect insurance rates?
The size and model year of the Kia Stinger can potentially have an impact on insurance rates. Generally, sports sedans like the Kia Stinger may have higher insurance premiums due to factors such as higher repair costs and a higher likelihood of being driven at higher speeds. Newer model years may also have higher insurance premiums due to the cost of replacement parts. However, the specific details can vary, so it’s best to consult with insurance providers to understand how these factors can impact your rates.
Can I use my Kia Stinger auto insurance for business purposes?
The coverage provided by your Kia Stinger auto insurance may have limitations when it comes to using the vehicle for business purposes. Personal auto insurance policies generally do not cover commercial use. If you intend to use your Kia Stinger for business purposes, such as ridesharing or delivery services, you may need to explore commercial auto insurance options. It’s important to discuss your specific needs with your insurance provider to ensure you have the appropriate coverage.
What should I do if I need to file an auto insurance claim for my Kia Stinger?
If you need to file an auto insurance claim for your Kia Stinger, you should contact your insurance provider as soon as possible. They will guide you through the claims process and provide instructions on what information or documentation is required. Be prepared to provide details about the incident, such as the date, time, location, and any necessary supporting evidence, such as photographs or witness statements.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.