Cadillac SRX Auto Insurance (2024)
Cadillac SRX insurance rates cost on average $126 per month ($1,510 per year). On average, comprehensive coverage costs $368, collision coverage costs $537, and liability coverage costs $426 for Cadillac SRX insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,510 a year or $126 each month
- A liability-only policy costs around $605 a year or $50 each month
- Highest rates are for teenage drivers at around $5,519 a year or $460 each month
- Good drivers can save as much as $623 a year by earning policy discounts
- Cadillac SRX insurance costs around $9 less per year than the average vehicle
Cadillac SRX insurance rates are $126 per month for full coverage and $50 per month for liability-only coverage. Teen drivers could pay up to $460 per month. Continue reading to learn how you save $623 per year on Cadillac SRX insurance rates.
You can start comparing quotes for Cadillac SRX auto insurance rates from some of the best auto insurance companies by using our free online tool now. Learn more about Cadillac auto insurance.
Cadillac SRX Insurance Cost
The average Cadillac SRX auto insurance costs are $1,510 a year or $126 a month.
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Are Cadillac SRXs Expensive to Insure?
The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Audi SQ5, Lexus RX 450h, and Lincoln MKC.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac SRX Insurance?
Even though the average annual rate for the Cadillac SRX is $1,510, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac SRX.
Age of the Vehicle
The average Cadillac SRX auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Cadillac SRX costs $1,510, while 2010 Cadillac SRX insurance costs are $1,256, a difference of $254.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Cadillac SRX | $310 | $612 | $430 | $1,510 |
| 2015 Cadillac SRX | $292 | $592 | $442 | $1,484 |
| 2014 Cadillac SRX | $282 | $548 | $452 | $1,440 |
| 2013 Cadillac SRX | $270 | $516 | $456 | $1,400 |
| 2012 Cadillac SRX | $258 | $464 | $460 | $1,340 |
| 2011 Cadillac SRX | $242 | $426 | $460 | $1,286 |
| 2010 Cadillac SRX | $234 | $400 | $464 | $1,256 |
Driver Age
Driver age can have a significant effect on Cadillac SRX auto insurance rates. As an example, a 30-year-old driver pays around $66 more each year for their Cadillac SRX auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in New York may pay $921 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac SRX auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac SRX auto insurance with violations on their driving record.
Cadillac SRX Safety Ratings
Your Cadillac SRX auto insurance rates are influenced by the Cadillac SRX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Cadillac SRX Crash Test Ratings
Poor Cadillac SRX crash test ratings could mean higher Cadillac SRX auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Cadillac SRX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Cadillac SRX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac SRX Safety Features
The more safety features you have on your Cadillac SRX, the more likely it is that you can earn a discount. The Cadillac SRX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Cadillac SRX Insurance Loss Probability
The lower percentage means lower Cadillac SRX auto insurance costs; higher percentages mean higher Cadillac SRX auto insurance costs. Compare the following Cadillac SRX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -16% |
| Personal Injury | -20% |
| Medical Payment | -18% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Cadillac SRX Finance and Insurance Cost
If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac SRX auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Cadillac SRX Insurance
There are many ways that you can save on Cadillac SRX auto insurance. Below are five actions you can take to find cheap Cadillac SRX auto insurance rates.
- Purchase a Roadside Assistance Program for Your Cadillac SRX
- Audit Your Cadillac SRX Driving When You Move to a New Location or Start a New Job
- Consider Renting a Car Instead of Buying a Second Cadillac SRX
- Compare Apples to Apples When Comparing Cadillac SRX Insurance Rates and Policies
- Take a Defensive Driving Course or Any Driver’s Education Course
Top Cadillac SRX Insurance Companies
The best auto insurance companies for Cadillac SRX auto insurance rates will offer competitive rates, discounts, and account for the Cadillac SRX’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac SRX Insurance Quotes Online
You can start comparing quotes for Cadillac SRX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is the average cost of Cadillac SRX auto insurance?
The average cost of Cadillac SRX auto insurance is $1,510 per year or $126 per month.
What are the average costs of comprehensive, collision, and liability coverage for Cadillac SRX insurance?
On average, comprehensive coverage costs $368, collision coverage costs $537, and liability coverage costs $426 for Cadillac SRX insurance.
Are Cadillac SRXs expensive to insure compared to other crossovers?
The insurance rates for Cadillac SRX are comparable to other crossovers such as the Audi SQ5, Lexus RX 450h, and Lincoln MKC.
What factors can impact the cost of Cadillac SRX insurance?
Several factors can affect the cost of Cadillac SRX insurance, including the age of the vehicle, driver’s age, driver’s location, driving record, and the safety features of the car.
How does the age of the vehicle affect Cadillac SRX insurance rates?
Newer Cadillac SRX models generally have higher insurance rates compared to older models. For example, a 2016 Cadillac SRX may have higher insurance costs than a 2010 Cadillac SRX.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.