Mazda RX-8 Auto Insurance (2024)
Mazda RX-8 insurance rates cost $106 per month ($1,276 per year) on average. Teens pay the highest rates at up to $4,664 a year, while good drivers may only pay $750.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,276 a year or $106 each month
- A liability-only policy costs around $511 a year or $43 each month
- Highest rates are for teenage drivers at around $4,664 a year or $389 each month
- Good drivers can save as much as $526 a year by earning policy discounts
- Mazda RX-8 insurance costs around $243 less per year than the average vehicle
Mazda RX-8 insurance rates are $243 cheaper than the average vehicle. Full coverage costs $1,276 per year or $106 per month. Good drivers can save $526 per year using policy discounts. Read more to learn how you can save money on Mazda RX-8 insurance rates.
You can start comparing quotes for Mazda RX-8 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mazda RX-8 Insurance Cost
The average Mazda RX-8 auto insurance rates are $1,276 a year or $106 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Mazda RX-8s Expensive to Insure?
The chart below details how Mazda RX-8 insurance rates compare to other coupes like the Audi S5, Nissan 370Z, and Mercedes-Benz CLA 250.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Audi TT | $382 | $714 | $398 | $1,652 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda RX-8 Insurance?
The Mazda RX-8 trim and model you choose will affect the total price you will pay for Mazda RX-8 insurance coverage.
Age of the Vehicle
Older Mazda RX-8 models generally cost less to insure. For example, auto insurance for a 2011 Mazda RX-8 costs $1,276, while 2010 Mazda RX-8 insurance costs are $1,246, a difference of $30.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Mazda RX-8 | $250 | $408 | $460 | $1,276 |
| 2010 Mazda RX-8 | $242 | $382 | $464 | $1,246 |
Driver Age
Driver age can have a significant effect on Mazda RX-8 auto insurance rates. As an example, a 30-year-old driver pays around $56 more each year for their Mazda RX-8 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mazda RX-8 insurance rates. For example, drivers in Phoenix may pay $702 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Mazda RX-8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda RX-8 auto insurance rates with violations on their driving record.
Mazda RX-8 Safety Ratings
Your Mazda RX-8 auto insurance rates are influenced by the safety ratings of the Mazda RX-8. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Mazda RX-8 Crash Test Ratings
Mazda RX-8 crash test ratings can impact your Mazda RX-8 auto insurance rates. See Mazda RX-8 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mazda RX-8 | N/R | N/R | N/R | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda RX-8 Safety Features
Having a variety of safety features on your Mazda RX-8 can help lower your Mazda RX-8 insurance costs. The Mazda RX-8’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
Mazda RX-8 Finance and Insurance Cost
If you are financing a Mazda RX-8, you will pay more if you purchase Mazda RX-8 auto insurance at the dealership, so be sure to shop around and compare Mazda RX-8 auto insurance quotes from the best companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Mazda RX-8 Insurance
Save more on your Mazda RX-8 auto insurance rates. Take a look at the following five strategies that will get you the best Mazda RX-8 auto insurance rates possible.
- Remove Unnecessary Insurance Once Your Mazda RX-8 is Paid Off
- Ask About Discounts for People with Disabilities
- Move to the Countryside
- Never Drink and Drive Your Mazda RX-8
- Ask About Mazda RX-8 Discounts If You Were Listed on Someone Else’s Policy
Top Mazda RX-8 Insurance Companies
Who is the best company for Mazda RX-8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda RX-8 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda RX-8 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda RX-8 Insurance Quotes Online
Save on your Mazda RX-8 auto insurance rates by taking advantage of our FREE comparison tool.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
How can I find the best insurance coverage for my Mazda RX-8?
To find the best insurance coverage for your Mazda RX-8, follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare coverage options and premiums.
- Assess your needs: Determine the level of coverage you require based on your personal circumstances and preferences.
- Research insurance companies: Look for reputable insurers with good customer reviews and a strong financial standing.
- Review coverage details: Carefully review the terms, conditions, and limitations of the insurance policies you are considering to ensure they meet your needs.
Can I transfer my current auto insurance to my new Mazda RX-8?
If you already have an auto insurance policy, you can typically contact your insurance provider to update your policy with the details of your new Mazda RX-8. They will adjust the coverage and premium accordingly. However, it’s always a good idea to compare quotes from other insurers to ensure you’re getting the best coverage and rates for your new vehicle.
What should I do if I have further questions about Mazda RX-8 auto insurance?
If you have additional questions about Mazda RX-8 auto insurance, it’s recommended to reach out to insurance providers directly. They can provide you with specific information based on your location, driving history, and coverage preferences. Additionally, speaking with an insurance agent or broker can offer personalized guidance and help you find the best insurance solution for your Mazda RX-8.
Are Mazda RX-8s generally expensive to insure compared to other vehicles?
Insurance rates for Mazda RX-8s can vary. While they have unique features and a sports car designation, insurance premiums can be influenced by factors such as the vehicle’s popularity, performance, and theft rates. It’s advisable to compare insurance quotes from multiple providers to find the best rate for your Mazda RX-8.
How much does auto insurance for a Mazda RX-8 typically cost?
The cost of auto insurance for a Mazda RX-8 can vary based on several factors, including your location, driving history, age, coverage options, and the insurance provider you choose. To get an accurate estimate, it’s best to obtain quotes from different insurers.
What factors can affect the insurance premium for a Mazda RX-8?
Several factors can impact the insurance premium for a Mazda RX-8, including:
- Your driving record: A clean driving record with no accidents or violations generally leads to lower premiums.
- Location: Insurance rates can vary depending on where you live, considering factors such as crime rates and traffic congestion.
- Age and gender: Younger and less experienced drivers typically have higher premiums.
- Coverage options: The type and level of coverage you select will influence the premium.
- Vehicle features: Safety features and anti-theft devices in the Mazda RX-8 may qualify for discounts.
- Deductible amount: A higher deductible usually results in lower premiums, but you will have a higher out-of-pocket expense in the event of a claim.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.