Audi Q3 Auto Insurance (2024)
Audi Q3 insurance rates cost $132 per month ($1,586 per year) on average. On average, Audi Q3 comprehensive insurance coverage costs $386, collision coverage costs $564, and liability coverage costs $447.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,586 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,797 a year or $483 each month
- Good drivers can save as much as $654 a year by earning policy discounts
- Audi Q3 insurance costs around $67 more per year than the average vehicle
Audi Q3 insurance rates cost $132 for full coverage and $53 per month for liability-only coverage. Teen drivers are considered high-risk drivers and could pay up to $483 per month. Continue reading to learn how to save $654 per year on Audi Q3 insurance rates.
You can start comparing quotes for Audi Q3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Audi Q3 Insurance Cost
The average auto insurance rates for an Audi Q3 cost $1,586 a year or $132 a month.
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Are Audi Q3s Expensive to Insure?
The chart below details how Audi Q3 insurance rates compare to other SUVs like the Hyundai Santa Fe, Nissan Armada, and Jeep Grand Cherokee.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
What Impacts the Cost of Audi Q3 Insurance?
The Audi Q3 trim and model you choose can impact the total price you will pay for Audi Q3 insurance coverage.
Age of the Vehicle
Older Audi Q3 models generally cost less to insure. For example, auto insurance for a 2018 Audi Q3 costs $1,586, while 2015 Audi Q3 insurance costs are $1,522, a difference of $64.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi Q3 | $344 | $686 | $398 | $1,586 |
| 2017 Audi Q3 | $332 | $668 | $416 | $1,574 |
| 2016 Audi Q3 | $320 | $640 | $430 | $1,548 |
| 2015 Audi Q3 | $304 | $618 | $442 | $1,522 |
Driver Age
Driver age can have a significant effect on the cost of Audi Q3 auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Audi Q3 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in Phoenix may pay $872 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Audi Q3 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q3 auto insurance with violations on their driving record.
Audi Q3 Safety Ratings
Your Audi Q3 auto insurance rates are influenced by the Audi Q3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi Q3 Crash Test Ratings
Audi Q3 crash test ratings will affect your Audi Q3 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi Q3 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi Q3 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Audi Q3 SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Audi Q3 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi Q3 Safety Features
Most drivers don’t realize that not only do Audi Q3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Audi Q3 auto insurance rates. The Audi Q3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Audi Q3 Insurance Loss Probability
The lower percentage means lower Audi Q3 auto insurance rates; higher percentages mean higher Audi Q3 auto insurance rates. The Audi Q3’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 16% |
|---|---|
| Property Damage | -31% |
| Comprehensive | -6% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Audi Q3 Finance and Insurance Cost
If you are financing an Audi Q3, most lenders will require your carry higher Audi Q3 coverages including comprehensive coverage, so be sure to compare Audi Q3 auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Audi Q3 Insurance
Save more on your Audi Q3 auto insurance rates. Take a look at the following five strategies that will get you the best Audi Q3 auto insurance rates possible.
- Get a Plan with Only Liability Coverage If You’re Driving an Older Audi Q3
- Consider Ride Sharing Services to Lower Your Audi Q3 Mileage
- Use Paperless Billing for Your Audi Q3 Insurance Policy
- Start Searching for New Audi Q3 Insurance Rates a Month Before Your Renewal
- Check Your Audi Q3 Policy Carefully to Ensure All Information is Correct
Top Audi Q3 Insurance Companies
Who is the top auto insurance company for Audi Q3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi Q3 Insurance Quotes Online
You can start comparing quotes for Audi Q3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Is auto insurance mandatory for an Audi Q3?
Yes, auto insurance is mandatory for all vehicles, including the Audi Q3, in most jurisdictions. It helps protect you, your vehicle, and others in the event of an accident or other covered incidents.
What types of coverage should I consider for my Audi Q3?
It is recommended to consider comprehensive coverage, collision coverage, liability coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage for your Audi Q3. These coverage options provide different levels of protection for various scenarios.
How is the cost of insurance for an Audi Q3 determined?
The cost of insurance for an Audi Q3 depends on several factors, including your driving record, location, age, gender, credit history, the level of coverage you choose, and the value of your vehicle. Insurance providers also consider the Audi Q3’s safety features, repair costs, and theft rates when determining the insurance premium.
Can I reduce the insurance premium for my Audi Q3?
Yes, there are several ways to potentially reduce your insurance premium for an Audi Q3. These include maintaining a clean driving record, bundling your auto insurance with other policies, opting for a higher deductible, installing safety devices, taking defensive driving courses, and comparing quotes from multiple insurance providers.
Are there any specific safety features in the Audi Q3 that can lower insurance costs?
The Audi Q3 comes equipped with various safety features that can potentially lower insurance costs. These may include anti-lock braking system (ABS), electronic stability control (ESC), traction control, lane departure warning, blind-spot monitoring, adaptive cruise control, and advanced airbag systems. It’s best to check with your insurance provider to see which features qualify for discounts.
Are there any cons to insuring an Audi Q3?
While the Audi Q3 is generally considered a reliable and safe vehicle, there are a few cons to consider when it comes to insurance. The cost of insuring luxury vehicles like the Audi Q3 can be higher due to their higher repair costs and potential theft risk. Additionally, certain features and optional extras on the Audi Q3 can increase the insurance premium.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.