Audi Q5 Auto Insurance (2024)
Audi Q5 insurance rates cost $1,610 a year, or around $134 a month. Comprehensive, collision, and liability insurance cost around $392, $572, and $454, respectively.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,610 a year or $134 each month
- A liability-only policy costs around $646 a year or $54 each month
- Highest rates are for teenage drivers at around $5,885 a year or $490 each month
- Good drivers can save as much as $664 a year by earning policy discounts
- Audi Q5 insurance costs around $91 more per year than the average vehicle
Audi Q5 insurance rates are nearly $100 more expensive than the average vehicle. It costs $134 per month for full coverage insurance rates. High-risk drivers, like teen drivers, could pay up to $500 per month. Continue reading to learn how you can save money on Q5 insurance rates.
You can start comparing quotes for Audi Q5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Audi Q5 Insurance Cost
The average Audi Q5 auto insurance costs are $1,610 a year or $134 a month.
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Are Audi Q5s expensive to insure?
The chart below details how Q5 insurance rates compare to other crossovers like the Lexus NX 300, Lincoln MKT, and Toyota RAV4.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Lincoln MKT | $370 | $626 | $450 | $1,626 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
Read more: Lincoln Auto Insurance
What impacts the cost of Audi Q5 insurance?
The Audi Q5 trim and model you choose will affect the total price you will pay for insurance coverage.
Age of the Vehicle
The average Audi Q5 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Q5 cost $1,610, while 2010 Q5 rates are $1,274, a difference of $336.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Audi Q5 | $362 | $718 | $372 | $1,610 |
| 2019 Audi Q5 | $346 | $690 | $390 | $1,584 |
| 2018 Audi Q5 | $332 | $686 | $398 | $1,574 |
| 2017 Audi Q5 | $320 | $668 | $416 | $1,562 |
| 2016 Audi Q5 | $310 | $640 | $430 | $1,538 |
| 2015 Audi Q5 | $292 | $618 | $442 | $1,510 |
| 2014 Audi Q5 | $282 | $574 | $452 | $1,466 |
| 2013 Audi Q5 | $270 | $540 | $456 | $1,424 |
| 2012 Audi Q5 | $258 | $484 | $460 | $1,360 |
| 2011 Audi Q5 | $242 | $446 | $460 | $1,306 |
| 2010 Audi Q5 | $234 | $418 | $464 | $1,274 |
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Driver Age
Driver age can have a significant effect on Audi Q5 auto insurance rates. For example, 30-year-old drivers pay $71 more for Q5 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Audi Q5 insurance rates. For example, drivers in Los Angeles may pay $230 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Audi Q5 auto insurance. Teens and drivers in their 20’s see the highest jump in their auto insurance with violations on their driving record.
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Audi Q5 Safety Ratings
The Audi Q5’s safety ratings will affect your Audi Q5 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi Q5 Crash Test Ratings
Good Audi Q5 crash test ratings can lower your Audi Q5 auto insurance rates. See Audi Q5 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi Q5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Audi Q5 PHEV SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Audi Q5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Audi Q5 SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Audi Q5 SUV AWD Early Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Audi Q5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi Q5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi Q5 HEV SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi Q5 Safety Features
Audi Q5 safety features can lower the cost of your insurance. The safety features for the 2020 Audi Q5 include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Cross-Traffic Alert
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Audi Q5 Insurance Loss Probability
The insurance loss probability varies for each form of coverage. The lower percentage means lower auto insurance rates; higher percentages mean higher auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 43% |
|---|---|
| Property Damage | -4% |
| Comprehensive | 10% |
| Personal Injury | -39% |
| Medical Payment | -45% |
| Bodily Injury | -22% |
| Source: Insurance Institute for Highway Safety | |
Audi Q5 Finance and Insurance Cost
When financing an Audi Q5, most lenders will require you to carry higher coverage options including comprehensive coverage, so be sure to shop around and compare auto insurance rates from the best companies using our FREE tool below.
5 Ways to Save on Audi Q5 Insurance
There are many ways that you can save on auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your auto insurance premiums low.
- Reduce Your Coverage on an Older Audi Q5
- Ask About Discounts for People with Disabilities
- Don’t Always Pick the Cheapest Audi Q5 Insurance Policy
- Park Your Audi Q5 Somewhere Safe – like a Garage or Private Driveway
- Ask About Mature Driver Discounts for Drivers Over 50
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Top Audi Q5 Insurance Companies
Several insurance companies offer competitive rates for the Audi Q5 based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Audi Q5 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi Q5 Insurance Quotes Online
You can start comparing quotes for Audi Q5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How much does auto insurance for an Audi Q5 cost?
The cost of auto insurance for an Audi Q5 can vary depending on several factors, including the driver’s age, location, driving record, coverage options, and the insurance provider. It’s best to obtain quotes from different insurance companies to get an accurate estimate for your specific circumstances.
What factors can affect the insurance premium for an Audi Q5?
Insurance premiums for an Audi Q5 can be influenced by factors such as the driver’s age, location, driving history, annual mileage, the model and year of the Q5, safety features, theft deterrents, and the coverage options selected.
Are Audi Q5 vehicles expensive to insure?
The insurance cost for Audi Q5 vehicles can be higher compared to some other vehicles due to factors such as the vehicle’s price, repair costs, and potential for theft. However, insurance rates can vary between insurance providers, so it’s recommended to compare quotes from different companies to find the best rate.
What are the pros of insuring an Audi Q5?
- Safety features: Audi Q5 models often come equipped with advanced safety features, such as collision warning systems, lane departure warning, and adaptive cruise control, which may result in potential discounts on insurance premiums.
- Comfort and luxury: Insuring an Audi Q5 allows you to protect your investment in a comfortable and luxurious vehicle that offers a smooth and enjoyable driving experience.
- Resale value: The Audi Q5 generally retains its value well, which can be advantageous in case of a total loss or when selling the vehicle.
What are the cons of insuring an Audi Q5?
- Higher premiums: Insurance premiums for Audi Q5 vehicles can be higher compared to some other vehicles due to factors like the vehicle’s price, repair costs, and potential for theft.
- Expensive repairs: Audi vehicles, including the Q5, can have higher repair costs due to their advanced technology and premium parts, which may result in higher insurance premiums.
- Maintenance costs: Routine maintenance and servicing of an Audi Q5 can be more expensive compared to non-luxury vehicles, which could indirectly affect insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.