Acura TL Auto Insurance (2024)
Acura TL insurance rates cost $114 per month ($1,370 per year) on average. Finding Acura TL teenager insurance rates can cost on average $5,007 a year, so shop around to find cheap coverage.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Acura TL insurance costs around $149 less per year than the average vehicle
Acura TL insurance rates are $150 cheaper than the average vehicle. You can pay as low as $46 per month for Acura TL insurance rates. Read more to learn how you can save money on Acura TL insurance rates through policy discounts.
You can start comparing quotes for Acura TL auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Acura TL Insurance Cost
The average Acura TL auto insurance costs are $1,370 a year or $114 a month.
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Are Acura TLs Expensive to Insure?
The chart below details how Acura TL insurance rates compare to other luxury cars like the Porsche Panamera, Mercedes-Benz E300, and Lexus IS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TL Insurance?
The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.
Age of the Vehicle
The average Acura TL insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Acura TL are $1,370, while 2010 Acura TL rates are $1,202, a difference of $168.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Acura TL | $260 | $500 | $452 | $1,370 |
| 2013 Acura TL | $250 | $470 | $456 | $1,334 |
| 2012 Acura TL | $240 | $422 | $460 | $1,280 |
| 2011 Acura TL | $224 | $388 | $460 | $1,230 |
| 2010 Acura TL | $216 | $364 | $464 | $1,202 |
Driver Age
Driver age can have a significant impact on Acura TL auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Acura TL auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Acura TL insurance rates. For example, drivers in Los Angeles may pay $754 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Acura TL auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL insurance rates with violations on their driving record.
Acura TL Safety Ratings
Your Acura TL auto insurance rates are tied to the Acura TL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TL Crash Test Ratings
Acura TL crash test ratings can impact your Acura TL insurance rates. See Acura TL crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TL Safety Features
Acura TL safety features can lower the cost of your insurance. The safety features for the 2020 Acura TL include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Acura TL Insurance Loss Probability
The lower percentage means lower Acura TL auto insurance rates; higher percentages mean higher Acura TL insurance rates. The Acura TL’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TL Finance and Insurance Cost
If you are financing an Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Acura TL Insurance
If you want to reduce the cost of your Acura TL insurance rates, follow these tips below:
- Add a More Experienced Driver to Your Acura TL Policy
- Never Drink and Drive Your Acura TL
- Ask About Acura TL Discounts If You Were Listed on Someone Else’s Policy
- Work with a Direct Insurer Instead of an Insurance Broker for Your Acura TL
- Pay Your Bills On Time — Especially Acura TL Payments and Insurance
Top Acura TL Insurance Companies
The best auto insurance companies for Acura TL insurance rates will offer competitive rates, discounts, and account for the Acura TL’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura TL Insurance Quotes Online
You can start comparing quotes for Acura TL insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
Why do I need auto insurance for my Acura TL?
Auto insurance is necessary for your Acura TL because it provides financial protection in case of accidents, theft, or other unforeseen events. It helps cover the cost of repairs, medical expenses, and potential liabilities, ensuring you’re financially protected.
What types of auto insurance coverage are available for my Acura TL?
Several types of auto insurance coverage are available for your Acura TL, including:
- Liability coverage: Covers bodily injury and property damage to others if you’re at fault in an accident.
- Collision coverage: Pays for repairs or replacement if your Acura TL is damaged in a collision.
- Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage: Provides coverage if you’re in an accident with a driver who doesn’t have enough insurance or any insurance.
Will the cost of auto insurance for my Acura TL be higher compared to other vehicles?
The cost of auto insurance for your Acura TL can vary based on several factors, including the model year, trim level, safety features, your driving history, location, and insurance provider. While luxury vehicles like the Acura TL may have slightly higher insurance rates due to their value and repair costs, it’s important to compare quotes from different insurers to find the most competitive rates for your specific Acura TL model.
Are there any discounts available for Acura TL auto insurance?
Many insurance companies offer discounts that could help lower the cost of Acura TL auto insurance. These discounts may include:
- Safe driver discounts for maintaining a clean driving record.
- Multi-vehicle discounts if you insure multiple vehicles with the same company.
- Bundling discounts for combining your auto insurance with other policies, such as home insurance.
- Anti-theft device discounts if your Acura TL has security features.
- Good student discounts for young drivers who maintain good grades.
- Loyalty discounts for staying with the same insurance company for an extended period.
What should I do if I’m involved in an accident with my Acura TL?
If you’re involved in an accident with your Acura TL, follow these steps:
- Ensure your safety and the safety of others involved by moving to a safe location, if possible.
- Call emergency services if needed and provide any necessary medical assistance.
- Exchange information with the other party involved, including contact details, insurance information, and vehicle information.
- Take photos of the accident scene and any damages to your Acura TL.
- Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Cooperate fully with your insurance company and provide any necessary documentation or information they require.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.