Jaguar XF Auto Insurance (2024)
Jaguar XF insurance rates cost $147 per month ($1,766 per year) on average. On average, Jaguar XF comprehensive insurance coverage costs $430, collision coverage costs $628, and liability coverage costs $498.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,766 a year or $147 each month
- A liability-only policy costs around $708 a year or $59 each month
- Highest rates are for teenage drivers at around $6,455 a year or $538 each month
- Good drivers can save as much as $728 a year by earning policy discounts
- Jaguar XF insurance costs around $247 more per year than the average vehicle
Jaguar XF insurance rates are $247 more expensive than the average vehicle. High-risk drivers could pay up to $538 per month. Continue reading to learn how you can save money on Jaguar XF insurance rates.
You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.
Jaguar XF Insurance Cost
The average auto insurance costs for a Jaguar XF are $1,766 a year or $147 a month.
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Are Jaguar XFs Expensive to Insure?
The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Audi A8, Audi S8, and Chevrolet Corvette.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
What Impacts the Cost of Jaguar XF Insurance?
The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.
Age of the Vehicle
The average Jaguar XF insurance rates are higher for newer models. For example, auto insurance for a 2018 Jaguar XF costs $1,766, while 2010 Jaguar XF insurance costs are $1,398, a difference of $368.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Jaguar XF | $406 | $804 | $398 | $1,766 |
| 2017 Jaguar XF | $394 | $784 | $416 | $1,752 |
| 2016 Jaguar XF | $380 | $752 | $430 | $1,720 |
| 2015 Jaguar XF | $358 | $726 | $442 | $1,684 |
| 2014 Jaguar XF | $344 | $674 | $452 | $1,628 |
| 2013 Jaguar XF | $332 | $634 | $456 | $1,580 |
| 2012 Jaguar XF | $318 | $568 | $460 | $1,504 |
| 2011 Jaguar XF | $296 | $522 | $460 | $1,436 |
| 2010 Jaguar XF | $286 | $490 | $464 | $1,398 |
Driver Age
Driver age can have a significant effect on the cost of Jaguar XF auto insurance. For example, a 20-year-old driver could pay around $180 more each month for their Jaguar XF auto insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Phoenix may pay $971 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.
Jaguar XF Safety Ratings
Your Jaguar XF insurance rates are influenced by the safety ratings of the Jaguar XF. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Crash Test Ratings
Jaguar XF crash test ratings can impact the cost of your Jaguar XF auto insurance. See Jaguar XF crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jaguar XF Sportbrake 5HB AWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF Sportbrake SW AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF Sportbrake 5 HB AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jaguar XF Safety Features
The Jaguar XF safety features can help lower insurance costs. According to AutoBlog, the 2020 Jaguar XF has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Front And Rear Parking Sensors
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Power Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Back-Up Camera
Jaguar XF Insurance Loss Probability
The Jaguar XF’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jaguar XF auto insurance rates; higher percentages mean higher Jaguar XF insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 69% |
|---|---|
| Property Damage | 1% |
| Comprehensive | 91% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Finance and Insurance Cost
If you are financing a Jaguar XF, you will pay more if you purchase Jaguar XF auto insurance at the dealership, so be sure to shop around and compare Jaguar XF insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Jaguar XF Insurance
Drivers can end up saving more money on their Jaguar XF insurance rates by employing any one of the following strategies.
- Spy on Your Teen Driver
- Buy a Jaguar XF with an Anti-Theft Device
- Work with a Direct Insurer Instead of an Insurance Broker for Your Jaguar XF
- Compare Apples to Apples When Comparing Jaguar XF Insurance Rates and Policies
- Ask About a Student Away from Home Discount
Top Jaguar XF Insurance Companies
Who is the best company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jaguar XF Insurance Quotes Online
You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is the average cost of insurance for a Jaguar XF?
The average cost of insurance for a Jaguar XF is $147 per month or $1,766 per year.
How does the cost of Jaguar XF insurance compare to other luxury cars?
The chart shows that Jaguar XF insurance rates are higher compared to luxury cars like the Audi A8, Audi S8, and Chevrolet Corvette.
What factors impact the cost of Jaguar XF insurance?
The cost of Jaguar XF insurance can be influenced by factors such as the trim and model of the vehicle, driver age, driver location, and driving record.
What safety features does the Jaguar XF have that can lower insurance costs?
According to AutoBlog, the 2020 Jaguar XF is equipped with various safety features that can help lower insurance costs.
How can I save money on Jaguar XF insurance?
There are five ways to save money on Jaguar XF insurance, including comparing quotes, maintaining a clean driving record, choosing a higher deductible, taking advantage of discounts, and considering bundled insurance policies.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.