Chevrolet Colorado Auto Insurance (2024)
If you want to buy cheap Chevrolet Colorado insurance coverage then you should know that a policy will cost $102 per month ($1,222 per year) on average. On average, Chevrolet Colorado comprehensive insurance coverage costs $298, collision coverage costs $434, and liability coverage costs $345.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,222 a year or $102 each month
- A liability-only policy costs around $490 a year or $41 each month
- Highest rates are for teenage drivers at around $4,466 a year or $372 each month
- Good drivers can save as much as $504 a year by earning policy discounts
- Chevrolet Colorado insurance costs around $297 less per year than the average vehicle
Chevrolet Colorado insurance rates are about $297 less than the average vehicle with full coverage costing around $1,222 a year or $102 a month. Good drivers can save up to $504 a year in policy discounts. Let’s look at Chevrolet Colorado insurance rates, safety ratings, and more.
You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Colorado Insurance Cost
The average Chevrolet Colorado auto insurance costs are $1,222 a year or $102 a month.
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Are Chevrolet Colorados Expensive to Insure?
The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Chevrolet Silverado, Toyota Tacoma, and GMC Sierra 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read more: GMC Auto Insurance
What Impacts the Cost of Chevrolet Colorado Insurance?
The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.
Age of the Vehicle
Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Colorado costs $1,222, while 2010 Chevrolet Colorado insurance costs are $1,038, a difference of $184.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| 2019 Chevrolet Colorado | $242 | $422 | $390 | $1,212 |
| 2018 Chevrolet Colorado | $232 | $418 | $398 | $1,206 |
| 2017 Chevrolet Colorado | $224 | $408 | $416 | $1,206 |
| 2016 Chevrolet Colorado | $216 | $390 | $430 | $1,194 |
| 2015 Chevrolet Colorado | $204 | $378 | $442 | $1,182 |
| 2012 Chevrolet Colorado | $180 | $296 | $460 | $1,094 |
| 2011 Chevrolet Colorado | $168 | $272 | $460 | $1,058 |
| 2010 Chevrolet Colorado | $162 | $254 | $464 | $1,038 |
Driver Age
Driver age can have a significant effect on the cost of Chevrolet Colorado car insurance. For example, a 20-year-old driver could pay around $125 more each month for their Chevrolet Colorado car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in New York may pay $746 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Colorado car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance rates with violations on their driving record.
Chevrolet Colorado Safety Ratings
Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Colorado Crash Test Ratings
Chevrolet Colorado crash test ratings can impact the cost of your Chevrolet Colorado car insurance. See Chevrolet Colorado crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Colorado Safety Features
The Chevrolet Colorado safety features can help lower insurance costs. According to AutoBlog, the 2020 Chevrolet Colorado has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
Chevrolet Colorado Insurance Loss Probability
The lower percentage means lower Chevrolet Colorado auto insurance rates; higher percentages mean higher Chevrolet Colorado car insurance rates. The Chevrolet Colorado’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -43% |
| Comprehensive | -36% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Colorado Finance and Insurance Cost
If you are financing a Chevrolet Colorado, you will pay more if you purchase Chevrolet Colorado car insurance at the dealership, so be sure to shop around and compare Chevrolet Colorado car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Colorado Insurance
You have more options at your disposal to save money on your Chevrolet Colorado car insurance costs. For example, try these five tips:
- Ask Your Insurance Company About Chevrolet Colorado Discounts
- Ask About Mature Driver Discounts for Drivers Over 50
- Ask About Retiree Discounts
- Bundle Your Chevrolet Colorado Auto Insurance with Home Insurance
- Understand the Different Types of Auto Insurance for Your Chevrolet Colorado
Top Chevrolet Colorado Insurance Companies
Who is the best auto insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How much does Chevrolet Colorado insurance coverage cost on average?
The average cost of Chevrolet Colorado insurance coverage is $1,222 per year or $102 per month.
What are the average costs for comprehensive, collision, and liability coverage for a Chevrolet Colorado?
On average, comprehensive coverage for a Chevrolet Colorado costs $298, collision coverage costs $434, and liability coverage costs $345.
Are Chevrolet Colorados expensive to insure?
Chevrolet Colorado insurance rates are generally lower compared to the average vehicle. Full coverage for a Chevrolet Colorado costs around $1,222 per year, which is $297 less than the average.
What factors can impact the cost of Chevrolet Colorado insurance?
Several factors can affect the cost of Chevrolet Colorado insurance, including:
- The trim and model of the Chevrolet Colorado you choose.
- The age of the vehicle, as older models tend to have lower insurance costs.
- Driver age, as younger drivers may have higher insurance rates.
- Driver location, as insurance rates can vary depending on where you live.
- Your driving record, as violations can lead to higher insurance rates.
How do Chevrolet Colorado safety ratings impact insurance costs?
The safety ratings of the Chevrolet Colorado can influence insurance costs. Higher safety ratings can lead to lower insurance rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.