Lexus NX 300 Auto Insurance (2024)
If you want to buy inexpensive Lexus NX 300 insurance coverage then you should know that a policy will cost $133 per month ($1,594 per year) on average. Mature drivers with good driving records may find rates as low as $937 a year.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,594 a year or $133 each month
- A liability-only policy costs around $639 a year or $53 each month
- Highest rates are for teenage drivers at around $5,826 a year or $486 each month
- Good drivers can save as much as $657 a year by earning policy discounts
- Lexus NX 300 insurance costs around $75 more per year than the average vehicle
Lexus NX 300 insurance rates are about $75 more per year than the average vehicle with full coverage costing around $1,594 a year or $133 a month. Good drivers can save up to $657 a year in policy discounts by practicing safe driving habits. Let’s dive into Lexus NX 300 insurance rates, safety features, and more.
You can start comparing quotes for Lexus NX 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus NX 300 Insurance Cost
The average Lexus NX 300 car insurance costs are $1,594 a year or $133 a month.
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Are Lexus NX 300s Expensive to Insure?
The chart below details how Lexus NX 300 insurance rates compare to other crossovers like the Cadillac XT4, Hyundai Tucson, and Audi SQ5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Lincoln MKT | $370 | $626 | $450 | $1,626 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus NX 300 Insurance?
Even though the average annual rate for the Lexus NX 300 is $1,594, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Lexus NX 300.
Age of the Vehicle
The average Lexus NX 300 car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Lexus NX 300 are $1,594, while 2018 Lexus NX 300 rates are $1,556, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| 2019 Lexus NX 300 | $358 | $660 | $390 | $1,566 |
| 2018 Lexus NX 300 | $344 | $656 | $398 | $1,556 |
Driver Age
Driver age can have a significant impact on Lexus NX 300 auto insurance rates. As an example, a 40-year-old driver could pay $168 less each month for their Lexus NX 300 auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Lexus NX 300 insurance rates. For example, drivers in Los Angeles may pay $590 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your Lexus NX 300 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus NX 300 car insurance with violations on their driving record.
Lexus NX 300 Safety Ratings
The Lexus NX 300’s safety ratings will affect your Lexus NX 300 car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Lexus NX 300 Crash Test Ratings
If the Lexus NX 300 crash test ratings are good, you could have lower Lexus NX 300 car insurance rates. See Lexus NX 300 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lexus NX 300 | 5 | 4 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus NX 300 Safety Features
Good Lexus NX 300 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Lexus NX 300 are:
- Rearview camera
- Pre-collision system with pedestrian detection
- Bicyclist detection
- Lane departure warning
- Lane keep assist
- Adaptive cruise control
- Traffic sign recognition
Lexus NX 300 Finance and Insurance Cost
If you are financing a Lexus NX 300, you will pay more if you purchase Lexus NX 300 car insurance at the dealership, so be sure to shop around and compare Lexus NX 300 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Lexus NX 300 Insurance
You can save more money on your Lexus NX 300 auto insurance rates by employing any of the following five strategies.
- Provide Your Lexus NX 300 VIN When Requesting Lexus NX 300 Auto Insurance Quotes
- Remove Young Drivers from Your Lexus NX 300 Insurance Plan
- Take a Defensive Driving Course or Any Driver’s Education Course
- Move to an Area with a Lower Cost of Living
- Ask About Lexus NX 300 Safety Discounts
Top Lexus NX 300 Insurance Companies
The best auto insurance companies for Lexus NX 300 car insurance rates will offer competitive rates, discounts, and account for the Lexus NX 300’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lexus NX 300 Insurance Quotes Online
To start comparing Lexus NX 300 car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What is the average cost of insurance for a Lexus NX 300?
The average cost of insurance for a Lexus NX 300 is $1,594 per year or $133 per month.
Can mature drivers with good records get lower insurance rates for a Lexus NX 300?
Yes, mature drivers with good driving records may find insurance rates as low as $937 per year for a Lexus NX 300.
How do Lexus NX 300 insurance rates compare to other crossovers?
Lexus NX 300 insurance rates may vary, but they generally cost about $75 more per year than the average vehicle. Comparatively, rates can be influenced by factors such as the model year, driver age, location, and driving record.
What factors impact the cost of insurance for a Lexus NX 300?
Several factors can impact the cost of insurance for a Lexus NX 300, including the age of the vehicle, driver age, driver location, driving record, and safety features of the car.
What are some ways to save on Lexus NX 300 insurance?
To save on Lexus NX 300 insurance, you can consider the following strategies:
- Practice safe driving habits to qualify for policy discounts.
- Compare quotes from different insurance companies to find the best rates.
- Take advantage of available car insurance discounts.
- Consider increasing deductibles to lower premiums.
- Bundle your Lexus NX 300 insurance with other insurance policies for potential discounts.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.