Subaru WRX Auto Insurance (2024)
Average Subaru WRX auto insurance rates cost $113 per month ($1,360 per year). On average, Subaru WRX comprehensive insurance coverage costs $331, collision coverage costs $484, and liability coverage costs $384.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,360 a year or $113 each month
- A liability-only policy costs around $545 a year or $45 each month
- Highest rates are for teenage drivers at around $4,971 a year or $414 each month
- Good drivers can save as much as $561 a year by earning policy discounts
- Subaru WRX insurance costs around $159 less per year than the average vehicle
Subaru WRX insurance rates are about $159 less per year than the average vehicle with full coverage costing around $1,360 a year or $113 a month. Good drivers can save up to $561 a year in policy discounts by practicing safe driving habits. Let’s take a look at Subaru WRX insurance rates, safety ratings, and more.
You can start comparing quotes for Subaru WRX car insurance rates from some of the best car insurance companies by using our free online tool now.
Subaru WRX Insurance Cost
The average Subaru WRX auto insurance rates are $1,360 a year or $113 a month.
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Are Subaru WRXs Expensive to Insure?
The chart below details how Subaru WRX insurance rates compare to other sedans like the Buick Regal, Audi S4, and Ford Fusion.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru WRX Insurance?
You might have noticed that there is a multitude of factors that impact Subaru WRX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Subaru WRX.
Age of the Vehicle
The average Subaru WRX auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Subaru WRX costs $1,360, while 2015 Subaru WRX insurance costs are $1,306, a difference of $54.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Subaru WRX | $320 | $566 | $338 | $1,360 |
| 2017 Subaru WRX | $308 | $552 | $354 | $1,350 |
| 2016 Subaru WRX | $298 | $530 | $364 | $1,328 |
| 2015 Subaru WRX | $282 | $512 | $376 | $1,306 |
Driver Age
Driver age can have a significant impact on the cost of Subaru WRX auto insurance. For example, 20-year-old drivers pay as much as $1,723 more each year for their Subaru WRX auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Subaru WRX insurance rates. For example, drivers in Houston may pay $1,002 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Subaru WRX car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru WRX car insurance rates with violations on their driving record.
Subaru WRX Safety Ratings
Your Subaru WRX auto insurance rates are tied to the Subaru WRX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru WRX Crash Test Ratings
Good Subaru WRX crash test ratings mean the VW is safer, which could mean cheaper Subaru WRX car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru WRX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru WRX Safety Features
The more safety features you have on your Subaru WRX, the more likely it is that you can earn a discount. The Subaru WRX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Subaru WRX Insurance Loss Probability
The Subaru WRX’s insurance loss probability varies for each form of coverage. The lower percentage means lower Subaru WRX auto insurance rates; higher percentages mean higher Subaru WRX car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 41% |
|---|---|
| Property Damage | -18% |
| Comprehensive | 58% |
| Personal Injury | -6% |
| Medical Payment | -19% |
| Bodily Injury | -16% |
| Source: Insurance Institute for Highway Safety | |
Subaru WRX Finance and Insurance Cost
If you are financing a Subaru WRX, you will pay more if you purchase Subaru WRX auto insurance at the dealership, so be sure to shop around and compare Subaru WRX auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Subaru WRX Insurance
There are many ways that you can save on Subaru WRX car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Subaru WRX car insurance rates low.
- Buy Your Subaru WRX with Cash, or Get a Shorter-Term Loan
- Park Your Subaru WRX Somewhere Safe – like a Garage or Private Driveway
- Consider Subaru WRX Insurance Costs Before Buying a Subaru WRX
- Consider Renting a Car Instead of Buying a Second Subaru WRX
- Ask for a New Subaru WRX Auto Insurance Rate Based on Your Improved Credit Score
Top Subaru WRX Insurance Companies
Who is the best company for Subaru WRX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru WRX insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru WRX offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Subaru WRX Insurance Quotes Online
To start comparing Subaru WRX car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What should I do if I need to file an insurance claim for my Subaru WRX?
Contact your insurer promptly to report the claim and follow their instructions for the claims process.
Are there additional factors that can affect Subaru WRX insurance rates?
Yes, factors like annual mileage, usage, lease/ownership status, and the primary driver’s occupation can impact rates.
Does Subaru offer any specific insurance programs or partnerships?
Check with Subaru dealerships or the official Subaru website for information on available insurance programs or partnerships.
What should I do to switch insurance providers for my Subaru WRX?
Research and obtain quotes from different insurers, compare coverage and rates, then inform your chosen provider.
Can I transfer my existing insurance policy to a new Subaru WRX?
Yes, contact your insurer and provide details of your new vehicle to transfer your policy.
Does the color of my Subaru WRX affect insurance rates?
No, the color of your vehicle does not typically affect insurance rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.