Jeep Grand Cherokee Auto Insurance (2024)
Average Jeep Grand Cherokee car insurance rates cost $1,414 a year, or around $118 a month. Shop around to find cheap Jeep Grand Cherokee insurance rates. On average, Jeep Grand Cherokee comprehensive insurance coverage costs $344, collision coverage costs $503, and liability coverage costs $399.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,414 a year or $118 each month
- A liability-only policy costs around $567 a year or $47 each month
- Highest rates are for teenage drivers at around $5,168 a year or $431 each month
- Good drivers can save as much as $583 a year by earning policy discounts
- Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle
Jeep Grand Cherokee insurance rates are on average $105 less yearly than the average vehicle. Full coverage costs around $1,414 a year or $118 a month.
Good drivers can save up to $583 a year by practicing safe driving habits. Let’s look at Jeep Grand Cherokee insurance rates, safety ratings, and more.
You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Grand Cherokee Insurance Cost
The average Jeep Grand Cherokee car insurance rates are $1,414 a year or $118 a month.
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Are Jeep Grand Cherokees Expensive to Insure?
The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Cadillac XT5, and Lexus RX 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Grand Cherokee Insurance?
You might have noticed that there is a multitude of factors that impact Jeep Grand Cherokee car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Jeep Grand Cherokee.
Age of the Vehicle
Older Jeep Grand Cherokee models generally cost less to insure. For example, car insurance rates for a 2020 Jeep Grand Cherokee are $1,414, while 2010 Jeep Grand Cherokee rates are $1,156, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| 2019 Jeep Grand Cherokee | $306 | $542 | $390 | $1,396 |
| 2018 Jeep Grand Cherokee | $294 | $536 | $398 | $1,386 |
| 2017 Jeep Grand Cherokee | $284 | $524 | $416 | $1,382 |
| 2016 Jeep Grand Cherokee | $274 | $502 | $430 | $1,364 |
| 2015 Jeep Grand Cherokee | $260 | $484 | $442 | $1,344 |
| 2014 Jeep Grand Cherokee | $250 | $450 | $452 | $1,310 |
| 2013 Jeep Grand Cherokee | $240 | $424 | $456 | $1,278 |
| 2012 Jeep Grand Cherokee | $230 | $380 | $460 | $1,228 |
| 2011 Jeep Grand Cherokee | $214 | $350 | $460 | $1,182 |
| 2010 Jeep Grand Cherokee | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant effect on the cost of Jeep Grand Cherokee car insurance. For example, a 20-year-old driver could pay around $144 more each month for their Jeep Grand Cherokee car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in New York may pay $862 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Jeep Grand Cherokee car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee car insurance rates with violations on their driving record.
Jeep Grand Cherokee Safety Ratings
Your Jeep Grand Cherokee auto insurance rates are tied to the Jeep Grand Cherokee’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Poor |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Grand Cherokee Crash Test Ratings
Jeep Grand Cherokee crash test ratings can impact the cost of your Jeep Grand Cherokee car insurance. See Jeep Grand Cherokee crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2020 Jeep Grand Cherokee SUV 4WD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2019 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2019 Jeep Grand Cherokee SUV 4WD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Grand Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2017 Jeep Grand Cherokee SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Jeep Grand Cherokee SUV 2WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2016 Jeep Grand Cherokee SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Jeep Grand Cherokee SUV 2WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Grand Cherokee Safety Features
The Jeep Grand Cherokee safety features can help lower insurance costs. According to AutoBlog, the 2020 Jeep Grand Cherokee has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
Jeep Grand Cherokee Insurance Loss Probability
Another contributing factor that plays a direct role in Jeep Grand Cherokee insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -19% |
|---|---|
| Property Damage | 11% |
| Comprehensive | -29% |
| Personal Injury | -38% |
| Medical Payment | -40% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
Jeep Grand Cherokee Finance and Insurance Cost
If you are financing a Jeep Grand Cherokee, most lenders will require your carry higher Jeep Grand Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Grand Cherokee car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Jeep Grand Cherokee Insurance
Drivers can end up saving more money on their Jeep Grand Cherokee car insurance rates by employing any one of the following strategies.
- Avoid the Temptation to File a Claim for Minor Incidents
- Move to the Countryside
- Don’t Assume your Jeep Grand Cherokee is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Check the Odometer on Your Jeep Grand Cherokee
- Pay Your Jeep Grand Cherokee Insurance Upfront
Top Jeep Grand Cherokee Insurance Companies
Several insurance companies offer competitive rates for the Jeep Grand Cherokee based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Grand Cherokee drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jeep Grand Cherokee Insurance Quotes Online
You can start comparing quotes for Jeep Grand Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What are the average insurance rates for a Jeep Grand Cherokee?
The average annual insurance cost for a Jeep Grand Cherokee is $1,414, or approximately $118 per month. The comprehensive coverage costs around $344, collision coverage costs $503, and liability coverage costs $399.
Are Jeep Grand Cherokees expensive to insure?
Jeep Grand Cherokees have insurance rates that are, on average, $105 less per year compared to the average vehicle. However, insurance costs can vary depending on factors such as your location, driving record, and model year.
What factors impact the cost of Jeep Grand Cherokee insurance?
Several factors can influence the cost of insuring a Jeep Grand Cherokee. These include the age of the vehicle, driver age, driver location, and driving record. Older models and drivers with a clean record generally have lower insurance rates.
What are the safety ratings of the Jeep Grand Cherokee?
The safety ratings of the Jeep Grand Cherokee are an important factor in determining insurance rates. The vehicle’s crash test ratings and safety features contribute to insurance costs. The 2020 Jeep Grand Cherokee, for example, offers various safety features that can potentially lower insurance premiums.
How can I save on Jeep Grand Cherokee insurance?
There are several ways to save on Jeep Grand Cherokee insurance. These include practicing safe driving habits, maintaining a clean driving record, taking advantage of discounts offered by insurance companies, and comparing quotes from different insurance providers to find the best rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.