Bridgeport, CT Auto Insurance (2024)
The cheapest Bridgeport, CT auto insurance is from State Farm, but rates will vary for each driver. Auto insurance in Bridgeport must meet the Connecticut requirements of 25/50/25 in liability coverage and 25/50 in uninsured/underinsured motorist coverage. Compare Bridgeport, CT auto insurance quotes online to find the cheapest coverage for you.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance in Bridgeport, CT is from State Farm
- Auto insurance in Bridgeport is more expensive than average
- Drivers in Bridgeport commute about 25 minutes
Bridgeport, CT auto insurance is higher than both the state and national averages. It’s not that surprising since Connecticut auto insurance is also higher than the national average.
However, you can still find affordable Bridgeport, CT auto insurance if you compare rates from multiple companies. Shop around to find the cheapest auto insurance for you.
Monthly Bridgeport, CT Car Insurance Rates by ZIP Code
Find more info about the monthly Bridgeport, CT car insurance rates by ZIP Code below:
For more information, see auto insurance rates by ZIP code: what you need to know.
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Bridgeport, CT Car Insurance Rates vs. Top US Metro Car Insurance Rates
Which city you live in will have a major affect on car insurance. That’s why it’s essential to compare Bridgeport, CT against other top US metro areas’ auto insurance rates.
Enter your ZIP code now to compare Bridgeport, CT auto insurance quotes from multiple companies near you for free.
What is the cheapest auto insurance company in Bridgeport, CT?
The Bridgeport, CT auto insurance company with the average cheapest rates is State Farm. Keep in mind, rates will be different for every driver.
The cheapest Bridgeport, CT auto insurance company can be discovered below. You then might be asking, “How do those rates compare against the average Connecticut auto insurance company rates?” We cover that as well.
The top Bridgeport, CT auto insurance companies listed from least to most expensive are:
- State Farm auto insurance – $4,104.01
- USAA auto insurance – $4,160.98
- Geico auto insurance – $4,421.96
- Nationwide auto insurance – $4,814.90
- Progressive auto insurance – $6,333.14
- Allstate auto insurance – $6,379.80
- Travelers auto insurance – $8,780.42
- Liberty Mutual auto insurance – $9,542.38
There are many different factors that affect auto insurance rates, such as your age, gender, credit history, and driving record. Rates will vary for each driver based on these factors.
What auto insurance coverage is required in Bridgeport, CT?
Most states, including Connecticut, require drivers to carry at least a minimum amount of auto insurance. See the minimum auto insurance requirements by state for more details.
Bridgeport drivers must carry at least:
- $25,000 per person and $50,000 per incident for bodily injury liability (BIL) insurance
- $25,000 per incident for property damage
- $25,000 per person and $50,000 per incident for uninsured motorist (UIM) auto insurance
These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.
Bridgeport, Connecticut ,auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.
Your coverage level will play a significant role in your Bridgeport, CT auto insurance rates. Find the cheapest Bridgeport, Connecticut auto insurance rates by coverage level below:
How does your credit score impact insurance rates? The short answer is in a big way. Your credit score will play a major role in your Bridgeport, CT auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Bridgeport, Connecticut auto insurance rates by credit score below.
Your driving record will affect your Bridgeport auto insurance rates. For example, a Bridgeport, Connecticut DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Bridgeport, Connecticut auto insurance rates by driving record.
Factors that affect auto insurance rates in Bridgeport, CT may include your commute, coverage level, tickets, DUIs, and credit. Controlling these risk factors will ensure you have the cheapest Bridgeport, Connecticut auto insurance.
These states no longer use gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, and North Carolina, Pennsylvania. But age is still a big factor because young drivers are considered high-risk drivers in Bridgeport. So auto insurance for teens can be expensive. Connecticut does use gender, so check out the average monthly auto insurance rates by age and gender in Bridgeport, CT.
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What affects auto insurance rates in Bridgeport, CT?
The area you live in impacts your rate due to demographic factors out of your control. If you own a modified car, good news. Bridgeport is one of the best cities for custom and exotic cars, so you may be able to find cheaper rates than average for modified cars. See exotic car auto insurance coverage for more details.
So what demographic information affects rates? Traffic can have an impact on your auto insurance rates because more cars mean a higher chance of being in an accident.
INRIX ranks Bridgeport, CT as the 42nd most congested city in the U.S.
City-Data shows that most drivers in Bridgeport commute around 25 minutes. Although most drivers choose to commute alone, a significant number carpool, walk, or take public transit.
Theft can also affect your car insurance rates. According to the FBI, there were 716 motor vehicle thefts in one year in Bridgeport, CT.
Bridgeport, CT Auto Insurance: The Bottom Line
Car insurance in Bridgeport is higher than average. So, before you buy Bridgeport, CT auto insurance, shop around and compare quotes. Each company will charge a different rate, and comparing them will help you find the best deal.
Enter your ZIP code to compare Bridgeport, CT auto insurance rates from companies near you for free.
Frequently Asked Questions
What is auto insurance and why is it important in Bridgeport, CT?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of accidents, theft, or damage to your vehicle. It is important in Bridgeport, CT, as it is required by law to have at least the minimum liability coverage to drive legally. Auto insurance helps cover the costs of repairs, medical expenses, and liability claims that may arise from accidents.
What are the minimum auto insurance requirements in Bridgeport, CT?
In Bridgeport, CT, the minimum auto insurance requirements include liability coverage of at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. This is often referred to as 25/50/25 coverage.
Are there any additional coverage options to consider for auto insurance in Bridgeport, CT?
Yes, in addition to the minimum liability coverage, there are several additional coverage options you may want to consider for auto insurance in Bridgeport, CT. These include:
- Comprehensive coverage (for damage to your vehicle from non-accident-related incidents like theft or weather damage)
- Collision coverage (for damage to your vehicle in case of an accident),
- Uninsured/Underinsured motorist coverage (protection if you’re in an accident with someone who has no insurance or inadequate coverage)
- Medical payments coverage (for medical expenses resulting from an accident)
How can I find affordable auto insurance in Bridgeport, CT?
To find affordable auto insurance in Bridgeport, CT, it’s important to shop around and compare quotes from different insurance companies. You can contact insurance agents directly, use online comparison tools, or work with an independent insurance broker who can help you find the best rates. Additionally, maintaining a good driving record, opting for higher deductibles, and bundling your auto insurance with other policies (such as home or renters insurance) may also help lower your premiums.
Can I get discounts on auto insurance in Bridgeport, CT?
Yes, many insurance companies offer discounts that can help lower your auto insurance premiums in Bridgeport, CT. Common discounts include safe driver discounts, multi-policy discounts (when you have multiple policies with the same insurer), good student discounts, and discounts for safety features installed in your vehicle, such as anti-theft systems or anti-lock brakes. It’s recommended to ask your insurance provider about the available discounts and see if you qualify for any.
What should I do if I’m involved in an accident in Bridgeport, CT?
If you’re involved in an accident in Bridgeport, CT, it’s important to first ensure your safety and the safety of others involved. Contact the local authorities to report the accident and exchange information with the other party, including names, contact information, and insurance details. Notify your insurance company about the accident as soon as possible and provide them with all the necessary information. They will guide you through the claims process and help you with any questions or concerns you may have.
Can I change my auto insurance policy or switch insurance providers in Bridgeport, CT?
Yes, you have the right to change your auto insurance policy or switch insurance providers in Bridgeport, CT. It’s important to review your policy regularly and make changes as needed to ensure you have the coverage that meets your needs. When switching providers, consider factors such as coverage options, customer service, and pricing to make an informed decision. Be mindful of any cancellation fees or potential gaps in coverage when making the switch.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
