Pomona, CA Auto Insurance (2024)

Pomona, CA auto insurance is more expensive than average. That’s not surprising since California auto insurance rates, in general, are higher than the national average.

Shopping around can help you find affordable Pomona, CA auto insurance since each company will offer you a different rate. Compare multiple companies to see who can offer you cheap auto insurance that fits your needs.

Monthly Pomona, CA Car Insurance Rates by ZIP Code

Find more info about the monthly Pomona, CA car insurance rates by ZIP Code below:

Pomona, CA Car Insurance Rates vs. Top US Metro Car Insurance Rates

Which city you live in will have a major affect on car insurance. That’s why it’s essential to compare Pomona, California against other top US metro areas’ auto insurance rates.

Enter your ZIP code now to compare Pomona, CA auto insurance rates for free today.

What is the cheapest auto insurance company in Pomona, CA?

Although USAA is actually the cheapest Pomona, CA auto insurance company, it only offers coverage to the military, veterans, and their families. Liberty Mutual is the cheapest company that offers coverage to all drivers in the city.

The cheapest Pomona, CA auto insurance company can be discovered below. You then might be asking, “How do those rates compare against the average California auto insurance company rates?” We cover that as well.

The best auto insurance companies in Pomona, CA listed from least to most expensive are:

• USAA – $2,750.31
• Liberty Mutual – $2,982.92
• Progressive – $3,017.86
• Geico – $3,019.70
• Travelers – $3,561.55
• State Farm – $4,717.57
• Allstate – $5,052.49
• Nationwide – $5,169.84
• Farmers – $5,539.06

Your auto insurance rates are affected by many different factors, such as your age and driving record. Many companies will also use gender to determine your rates, but California is one of the few states that doesn’t allow it.

Where you live affects your rates also. Larger cities with more crime and traffic will pay more for auto insurance. For example, Los Angeles auto insurance is more expensive than coverage in Pomona even though they are near each other.

Also, California does offer low-cost auto insurance for low-income drivers. The California Low-Cost Auto (CLCA) program offers very low coverage for drivers who meet certain requirements.

Pomona, CA auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

Your coverage level will play a significant role in your Pomona, CA auto insurance rates. Find the cheapest Pomona, California auto insurance rates by coverage level below:

Your driving record will affect your Pomona auto insurance rates. For example, a Pomona, California DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Pomona, California auto insurance rates by driving record.

Factors affecting auto insurance rates in Pomona, CA may include your commute, coverage level, tickets, DUIs, and credit. Controlling these risk factors will ensure you have the cheapest Pomona, California auto insurance.

These states no longer use gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, and North Carolina, Pennsylvania. But age is still a big factor because young drivers are considered high-risk drivers in Pomona. California does use gender, so check out the average monthly auto insurance rates by age and gender in Pomona, CA.

What auto insurance coverage is required in Pomona, CA?

Almost every state requires at least a minimum amount of auto insurance for drivers to drive legally. California is no exception.

The minimum auto insurance requirements in California for Pomona drivers are:

• $15,000 per person and $30,000 per incident for bodily injury liability
• $5,000 per incident for property damage

These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.

Consider adding collision and comprehensive coverages. Collision insurance helps pay for damages from an accident. Comprehensive insurance covers damages not resulting from an accident, such as damages from Pomona, CA weather.

What affects auto insurance rates in Pomona, CA?

Traffic can also affect your auto insurance rates because more cars on the road equal a higher chance of an accident.

Although INRIX doesn’t have data for Pomona, it does rank nearby Los Angeles, CA as the fifth most congested city in the U.S. and the 37th-most congested city in the world.

In fact, City-Data reports that most Pomona drivers commute around 35 minutes, and a large number of drivers commute an hour or more.

Theft can also drive up your auto insurance rates. According to the FBI, there were 1,250 motor vehicle thefts in Pomona in one year.

Pomona, CA Auto Insurance: The Bottom Line

auto insurance in Pomona is higher than both the state and national averages. However, low-income drivers may qualify for the CLCA program if they meet certain criteria.

Shop around before you buy Pomona, CA auto insurance to find the best coverage at the cheapest rates.

Enter your ZIP code now to compare Pomona, CA auto insurance quotes from multiple companies near you today.