Prescott Valley, AZ Auto Insurance (2024)
The average Prescott Valley, AZ auto insurance rates are $265 per month. The minimum auto insurance in Prescott Valley is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Prescott Valley, Arizona, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Prescott Valley for teen drivers is Farmers
- Average auto insurance rates in Prescott Valley, AZ for senior drivers are $1,834 per year
- The average commute length in Prescott Valley is 20.6 minutes
Prescott Valley, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Prescott Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prescott Valley, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Prescott Valley to other Arizona cities, including Chandler auto insurance rates, Phoenix auto insurance rates, and Peoria auto insurance rates to see how Prescott Valley, Arizona auto insurance rates stack up.
Before you buy Prescott Valley, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prescott Valley, Arizona auto insurance quotes.
Minimum Auto Insurance in Prescott Valley, Arizona
Prescott Valley, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prescott Valley, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Prescott Valley, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Prescott Valley, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,501 | $2,501 | $2,439 | $2,439 | $5,418 | $7,014 | $2,798 | $3,040 |
| American Family | $2,426 | $2,426 | $2,229 | $2,229 | $6,355 | $8,255 | $2,426 | $2,858 |
| Farmers | $2,074 | $2,061 | $1,848 | $1,963 | $8,625 | $8,909 | $2,348 | $2,432 |
| Geico | $1,416 | $1,584 | $1,183 | $1,501 | $4,095 | $4,344 | $1,299 | $1,293 |
| Nationwide | $1,970 | $2,008 | $1,767 | $1,872 | $4,713 | $6,030 | $2,257 | $2,438 |
| Progressive | $1,820 | $1,597 | $1,635 | $1,554 | $7,415 | $8,272 | $1,958 | $1,950 |
| State Farm | $2,417 | $2,417 | $2,128 | $2,128 | $7,429 | $9,339 | $2,602 | $3,291 |
| Travelers | $1,742 | $1,830 | $1,615 | $1,714 | $5,033 | $6,287 | $1,843 | $1,937 |
| USAA | $1,469 | $1,474 | $1,374 | $1,391 | $5,407 | $6,200 | $1,924 | $2,063 |
Cheap Prescott Valley, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Prescott Valley, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Prescott Valley, Arizona.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,418 | $7,014 |
| American Family | $6,355 | $8,255 |
| Farmers | $8,625 | $8,909 |
| Geico | $4,095 | $4,344 |
| Nationwide | $4,713 | $6,030 |
| Progressive | $7,415 | $8,272 |
| State Farm | $7,429 | $9,339 |
| Travelers | $5,033 | $6,287 |
| USAA | $5,407 | $6,200 |
Cheap Prescott Valley, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Prescott Valley, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,439 | $2,439 |
| American Family | $2,229 | $2,229 |
| Farmers | $1,848 | $1,963 |
| Geico | $1,183 | $1,501 |
| Nationwide | $1,767 | $1,872 |
| Progressive | $1,635 | $1,554 |
| State Farm | $2,128 | $2,128 |
| Travelers | $1,615 | $1,714 |
| USAA | $1,374 | $1,391 |
Cheap Prescott Valley, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prescott Valley, Arizona compared to the annual auto insurance rates with a clean record in Prescott Valley, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,829 | $3,560 | $4,039 | $3,647 |
| American Family | $2,574 | $4,065 | $4,972 | $2,991 |
| Farmers | $3,194 | $4,119 | $4,018 | $3,799 |
| Geico | $1,622 | $2,182 | $2,931 | $1,622 |
| Nationwide | $2,446 | $2,570 | $3,780 | $2,731 |
| Progressive | $2,893 | $3,799 | $3,053 | $3,357 |
| State Farm | $3,615 | $4,323 | $3,969 | $3,969 |
| Travelers | $2,204 | $2,870 | $3,181 | $2,747 |
| USAA | $1,939 | $2,773 | $3,658 | $2,280 |
Cheap Prescott Valley, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Prescott Valley, Arizona is not easy. Compare the annual rates for DUI auto insurance in Prescott Valley, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,039 |
| American Family | $4,972 |
| Farmers | $4,018 |
| Geico | $2,931 |
| Nationwide | $3,780 |
| Progressive | $3,053 |
| State Farm | $3,969 |
| Travelers | $3,181 |
| USAA | $3,658 |
Cheap Prescott Valley, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Prescott Valley, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,494 | $3,208 | $2,854 |
| American Family | $4,591 | $3,416 | $2,944 |
| Farmers | $4,312 | $3,606 | $3,430 |
| Geico | $2,867 | $1,884 | $1,517 |
| Nationwide | $3,460 | $2,761 | $2,425 |
| Progressive | $3,655 | $3,190 | $2,980 |
| State Farm | $7,310 | $2,827 | $1,769 |
| Travelers | $3,344 | $2,732 | $2,174 |
| USAA | $3,502 | $2,448 | $2,038 |
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Cheap Prescott Valley, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Prescott Valley, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Prescott Valley, Arizona to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 86314 | $3,164 |
| 86315 | $3,136 |
Cheap Prescott Valley, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Prescott Valley, Arizona auto insurance. Find the cheapest annual Prescott Valley, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,519 | $3,519 |
| American Family | $3,615 | $3,686 |
| Farmers | $3,783 | $3,783 |
| Geico | $2,055 | $2,124 |
| Nationwide | $2,882 | $2,882 |
| Progressive | $3,275 | $3,275 |
| State Farm | $3,869 | $4,068 |
| Travelers | $2,750 | $2,750 |
| USAA | $2,634 | $2,692 |
Cheap Prescott Valley, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Prescott Valley, Arizona? Check out the comparison of annual Prescott Valley, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,277 | $3,536 | $3,743 |
| American Family | $3,516 | $3,767 | $3,669 |
| Farmers | $3,319 | $3,820 | $4,209 |
| Geico | $1,802 | $2,117 | $2,350 |
| Nationwide | $2,779 | $2,909 | $2,958 |
| Progressive | $2,910 | $3,331 | $3,584 |
| State Farm | $3,589 | $4,039 | $4,278 |
| Travelers | $2,480 | $2,790 | $2,980 |
| USAA | $2,448 | $2,700 | $2,841 |
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Best By Category: Cheapest Auto Insurance in Prescott Valley, Arizona
Compare the cheapest auto insurance companies in Prescott Valley, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Prescott Valley, Arizona Auto Insurance Companies
What auto insurance companies in Prescott Valley, Arizona are the cheapest? Compare the top Prescott Valley, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,519 |
| American Family | $3,650 |
| Farmers | $3,783 |
| Geico | $2,089 |
| Nationwide | $2,882 |
| Progressive | $3,275 |
| State Farm | $3,969 |
| Travelers | $2,750 |
| USAA | $2,663 |
What affects auto insurance rates in Prescott Valley, Arizona?
There are a lot of reasons why auto insurance rates in Prescott Valley, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prescott Valley, Arizona. Many local factors may affect your Prescott Valley auto insurance rates.
Prescott Valley Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Prescott Valley, Arizona auto theft statistics, there have been 27 auto thefts in the city.
Prescott Valley Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prescott Valley, Arizona commute length is 20.6 minutes according to City-Data.
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Compare Prescott Valley, Arizona Auto Insurance Quotes
Before you buy Prescott Valley, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prescott Valley, Arizona auto insurance quotes.
Frequently Asked Questions
Can auto insurance rates vary by ZIP code in Prescott Valley, Arizona?
Yes, auto insurance rates can vary by ZIP code in Prescott Valley, Arizona. Factors such as population density, crime rates, and accident statistics in a specific area can influence insurance rates. It’s recommended to compare quotes based on your ZIP code to find the most competitive rates.
How does credit history affect auto insurance rates in Prescott Valley, Arizona?
Credit history can affect auto insurance rates in Prescott Valley, Arizona. Generally, individuals with better credit scores may receive lower rates compared to those with poor credit. It’s advisable to maintain good credit to potentially qualify for more affordable auto insurance rates.
Does driving record affect auto insurance rates in Prescott Valley, Arizona?
Yes, driving record has a significant impact on auto insurance rates in Prescott Valley, Arizona. Drivers with a clean record typically have lower rates, while those with accidents, DUIs, or speeding violations may experience higher rates. It’s important to maintain a good driving record to keep insurance premiums affordable.
What are the minimum auto insurance requirements in Prescott Valley, Arizona?
In Prescott Valley, Arizona, the minimum auto insurance requirements to comply with the state laws are 15/30/10 coverage. This means you must have at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How does credit history affect auto insurance rates in Prescott Valley, Arizona?
Credit history can have an impact on auto insurance rates in Prescott Valley, Arizona. Insurance companies often use credit information as one of the factors to assess risk. Generally, individuals with poor credit may face higher insurance rates compared to those with good credit.
Do auto insurance rates vary by ZIP code in Prescott Valley, Arizona?
Yes, auto insurance rates can vary by ZIP code in Prescott Valley, Arizona. Factors such as population density, accident rates, and crime rates in different areas can influence insurance premiums. It’s important to compare rates specific to your ZIP code to get a more accurate estimate.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.