Tucson, AZ Auto Insurance (2024)
Tucson, AZ auto insurance rates average $336 per month. The minimum auto insurance requirements in Tucson, AZ are 15/30/10 while the cheapest Tucson, Arizona auto insurance company is Geico. To find the best auto insurance in Tucson, AZ, it's recommended to shop around and compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Tucson, Arizona is 15/30/10
- Average auto insurance rates in Tucson, AZ for senior drivers are $2,307 per year
- The cheapest auto insurance company in Tucson is Geico
Tucson, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Tucson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tucson, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Tucson to other Arizona cities, including Mesa auto insurance, Glendale auto insurance, and Peoria auto insurance to see how Tucson, Arizona auto insurance rates stack up.
Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tucson, Arizona auto insurance quotes.
Minimum Auto Insurance in Tucson, Arizona
Tucson, Arizona auto insurance laws require that you follow at least the Arizona minimum auto insurance requirements to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tucson, Arizona.
Minimum Required Auto Insurance Coverage in Tucson, Arizona
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Tucson, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Tucson, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tucson, Arizona
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,516 | $3,516 | $3,424 | $3,424 | $7,596 | $9,813 | $3,927 | $4,265 |
| American Family | $2,837 | $2,837 | $2,605 | $2,605 | $7,512 | $9,812 | $2,837 | $3,327 |
| Farmers | $3,029 | $3,018 | $2,694 | $2,866 | $12,989 | $13,448 | $3,440 | $3,566 |
| Geico | $1,538 | $1,714 | $1,304 | $1,665 | $4,415 | $4,642 | $1,402 | $1,376 |
| Nationwide | $2,398 | $2,439 | $2,147 | $2,272 | $5,911 | $7,561 | $2,766 | $2,988 |
| Progressive | $2,032 | $1,779 | $1,827 | $1,735 | $8,419 | $9,390 | $2,189 | $2,174 |
| State Farm | $3,375 | $3,375 | $2,985 | $2,985 | $10,567 | $13,269 | $3,632 | $4,592 |
| Travelers | $2,001 | $2,103 | $1,857 | $1,973 | $5,879 | $7,382 | $2,118 | $2,226 |
| USAA | $1,679 | $1,683 | $1,568 | $1,586 | $6,321 | $7,243 | $2,213 | $2,371 |
Cheap Tucson, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Tucson, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Tucson, Arizona.
Annual Auto Insurance Rates for Teen Drivers in Tucson, Arizona
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,596 | $9,813 |
| American Family | $7,512 | $9,812 |
| Farmers | $12,989 | $13,448 |
| Geico | $4,415 | $4,642 |
| Nationwide | $5,911 | $7,561 |
| Progressive | $8,419 | $9,390 |
| State Farm | $10,567 | $13,269 |
| Travelers | $5,879 | $7,382 |
| USAA | $6,321 | $7,243 |
Cheap Tucson, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Tucson, Arizona? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Tucson, Arizona
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,424 | $3,424 |
| American Family | $2,605 | $2,605 |
| Farmers | $2,694 | $2,866 |
| Geico | $1,304 | $1,665 |
| Nationwide | $2,147 | $2,272 |
| Progressive | $1,827 | $1,735 |
| State Farm | $2,985 | $2,985 |
| Travelers | $1,857 | $1,973 |
| USAA | $1,568 | $1,586 |
Cheap Tucson, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. Find out how auto insurance companies check driving records.
See the annual auto insurance rates for a bad record in Tucson, Arizona compared to the annual auto insurance rates with a clean record in Tucson, Arizona.
Annual Tucson, Arizona Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,952 | $5,006 | $5,670 | $5,113 |
| American Family | $3,044 | $4,723 | $5,882 | $3,538 |
| Farmers | $4,750 | $6,137 | $5,987 | $5,652 |
| Geico | $1,746 | $2,365 | $3,170 | $1,746 |
| Nationwide | $3,015 | $3,171 | $4,685 | $3,370 |
| Progressive | $3,257 | $4,294 | $3,438 | $3,784 |
| State Farm | $5,086 | $6,110 | $5,598 | $5,598 |
| Travelers | $2,552 | $3,331 | $3,703 | $3,184 |
| USAA | $2,242 | $3,214 | $4,238 | $2,639 |
Cheap Tucson, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance for drivers with a DUI in Tucson, Arizona is not easy. Compare the annual rates for DUI auto insurance in Tucson, Arizona to find the best deal.
Annual Auto Insurance Rates After a DUI in Tucson, Arizona
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,670 |
| American Family | $5,882 |
| Farmers | $5,987 |
| Geico | $3,170 |
| Nationwide | $4,685 |
| Progressive | $3,438 |
| State Farm | $5,598 |
| Travelers | $3,703 |
| USAA | $4,238 |
Cheap Tucson, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. Find out how credit scores can affect auto insurance rates.
See how Tucson, Arizona annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Tucson, Arizona
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,303 | $4,496 | $4,008 |
| American Family | $5,402 | $4,023 | $3,466 |
| Farmers | $6,416 | $5,371 | $5,107 |
| Geico | $3,100 | $2,034 | $1,636 |
| Nationwide | $4,284 | $3,411 | $2,986 |
| Progressive | $4,116 | $3,599 | $3,364 |
| State Farm | $10,291 | $3,994 | $2,508 |
| Travelers | $3,883 | $3,170 | $2,524 |
| USAA | $4,055 | $2,835 | $2,360 |
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Cheap Tucson, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Tucson, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Tucson, Arizona to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Tucson, Arizona
| ZIP Code | Average Annual Rates |
|---|---|
| 85701 | $4,075 |
| 85704 | $3,935 |
| 85705 | $4,108 |
| 85706 | $4,050 |
| 85708 | $3,882 |
| 85709 | $4,148 |
| 85710 | $3,951 |
| 85711 | $3,990 |
| 85712 | $3,990 |
| 85713 | $4,051 |
| 85714 | $3,972 |
| 85715 | $4,033 |
| 85716 | $4,044 |
| 85718 | $3,968 |
| 85719 | $3,999 |
| 85721 | $4,071 |
| 85730 | $3,933 |
| 85735 | $4,016 |
| 85736 | $3,869 |
| 85745 | $3,958 |
| 85746 | $4,051 |
| 85747 | $3,855 |
| 85748 | $3,917 |
| 85749 | $4,041 |
Cheap Tucson, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Tucson, Arizona auto insurance. Find the cheapest annual Tucson, Arizona auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Tucson, Arizona
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,935 | $4,935 |
| American Family | $4,255 | $4,338 |
| Farmers | $5,631 | $5,631 |
| Geico | $2,219 | $2,294 |
| Nationwide | $3,560 | $3,560 |
| Progressive | $3,693 | $3,693 |
| State Farm | $5,455 | $5,740 |
| Travelers | $3,192 | $3,192 |
| USAA | $3,050 | $3,116 |
Cheap Tucson, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Tucson, Arizona? Check out the comparison of annual Tucson, Arizona auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Tucson, Arizona
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,599 | $4,963 | $5,244 |
| American Family | $4,131 | $4,434 | $4,325 |
| Farmers | $4,861 | $5,688 | $6,344 |
| Geico | $1,890 | $2,292 | $2,589 |
| Nationwide | $3,390 | $3,601 | $3,690 |
| Progressive | $3,256 | $3,762 | $4,061 |
| State Farm | $5,008 | $5,705 | $6,079 |
| Travelers | $2,860 | $3,242 | $3,475 |
| USAA | $2,837 | $3,126 | $3,286 |
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Best By Category: Cheapest Auto Insurance in Tucson, Arizona
Compare the cheapest auto insurance companies in Tucson, Arizona in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Tucson, Arizona
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Tucson, Arizona Auto Insurance Companies
What auto insurance companies in Tucson, Arizona are the cheapest? Compare the top Tucson, Arizona auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Tucson, Arizona
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,935 |
| American Family | $4,297 |
| Farmers | $5,631 |
| Geico | $2,257 |
| Nationwide | $3,560 |
| Progressive | $3,693 |
| State Farm | $5,598 |
| Travelers | $3,192 |
| USAA | $3,083 |
What affects auto insurance rates in Tucson, Arizona?
There are a lot of reasons why auto insurance rates in Tucson, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tucson, Arizona. Many local factors may affect your Tucson auto insurance rates.
Tucson Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tucson, Arizona auto theft statistics, there have been 2,568 auto thefts in the city.
Tucson Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tucson, Arizona commute length is 22.5 minutes according to City-Data.
Tucson Traffic
How does Tucson, Arizona rank for traffic? According to Inrix Tucson, Arizona is the 671st most congested worldwide.
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Compare Tucson, Arizona Auto Insurance Quotes
Before you buy Tucson, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tucson, Arizona auto insurance quotes.
Frequently Asked Questions
What factors should I consider when purchasing auto insurance in Tucson, AZ?
When purchasing auto insurance in Tucson, AZ, there are several factors to consider. These include the coverage types and limits you need, your budget, the reputation and financial stability of the insurance company, and any specific requirements mandated by the state of Arizona.
What types of auto insurance coverage are required in Tucson, AZ?
In Tucson, AZ, drivers are required to have liability insurance, which covers injuries or property damage you may cause to others in an accident. The minimum liability coverage limits mandated by the state are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident.
What additional types of auto insurance coverage are recommended in Tucson, AZ?
While liability insurance is the minimum requirement, it is often advisable to consider additional coverage options. These may include collision coverage to protect your own vehicle in case of an accident, comprehensive coverage to cover non-collision-related damages (such as theft or weather damage), uninsured/underinsured motorist coverage, and medical payments coverage for medical expenses resulting from an accident.
How can I find affordable auto insurance rates in Tucson, AZ?
To find affordable auto insurance rates in Tucson, AZ, it’s recommended to shop around and compare quotes from different insurance providers. Additionally, maintaining a good driving record, bundling your auto insurance with other policies, opting for higher deductibles, and inquiring about discounts (such as safe driver discounts or discounts for installing anti-theft devices) can help lower your premiums.
What should I do if I’m involved in an auto accident in Tucson, AZ?
If you’re involved in an auto accident in Tucson, AZ, it’s important to follow a few key steps. First, ensure everyone involved is safe and seek medical attention if necessary. Then, exchange contact and insurance information with the other party/parties involved. It’s also crucial to notify your insurance company about the accident promptly and cooperate with their investigation. Lastly, document the accident scene, gather witness statements, and take photos of any damages to support your insurance claim.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.