Jonesboro, AR Auto Insurance (2024)
The average Jonesboro, AR auto insurance rates are $342 per month. The minimum auto insurance in Jonesboro is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Jonesboro, Arkansas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Jonesboro for teen drivers is Travelers
- Average auto insurance rates in Jonesboro, AR for senior drivers are $2,116 per year
- The minimum auto insurance required in Jonesboro, Arkansas is 25/50/25
Jonesboro, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Jonesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jonesboro, Arkansas, including driving record, credit, commute time, and more.
Compare auto insurance in Jonesboro to other Arkansas cities, including Rogers auto insurance rates, Springdale auto insurance rates, and Fayetteville auto insurance rates to see how Jonesboro, Arkansas auto insurance rates stack up.
Before you buy Jonesboro, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jonesboro, Arkansas auto insurance quotes.
Minimum Auto Insurance in Jonesboro, Arkansas
Jonesboro, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jonesboro, Arkansas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Jonesboro, Arkansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Jonesboro, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,935 | $2,946 | $2,629 | $2,810 | $10,933 | $13,129 | $3,224 | $3,490 |
| Farmers | $2,297 | $2,285 | $2,049 | $2,160 | $9,867 | $10,232 | $2,628 | $2,757 |
| Geico | $2,360 | $2,325 | $2,170 | $2,109 | $6,473 | $6,458 | $2,341 | $2,375 |
| Liberty Mutual | $2,188 | $2,342 | $2,111 | $2,361 | $7,986 | $8,798 | $2,360 | $2,456 |
| Nationwide | $2,718 | $2,768 | $2,440 | $2,578 | $6,624 | $8,442 | $3,116 | $3,360 |
| Progressive | $2,688 | $2,534 | $2,215 | $2,322 | $11,502 | $12,930 | $3,200 | $3,434 |
| State Farm | $1,782 | $1,782 | $1,615 | $1,615 | $5,409 | $6,787 | $2,014 | $2,313 |
| Travelers | $2,139 | $2,175 | $2,134 | $2,138 | $12,931 | $20,909 | $2,297 | $2,605 |
| USAA | $1,416 | $1,424 | $1,320 | $1,320 | $4,576 | $4,776 | $1,822 | $1,958 |
Cheap Jonesboro, Arkansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Jonesboro, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Jonesboro, Arkansas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,933 | $13,129 |
| Farmers | $9,867 | $10,232 |
| Geico | $6,473 | $6,458 |
| Liberty Mutual | $7,986 | $8,798 |
| Nationwide | $6,624 | $8,442 |
| Progressive | $11,502 | $12,930 |
| State Farm | $5,409 | $6,787 |
| Travelers | $12,931 | $20,909 |
| USAA | $4,576 | $4,776 |
Cheap Jonesboro, Arkansas Auto Insurance for Seniors
What are senior auto insurance rates in Jonesboro, Arkansas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,629 | $2,810 |
| Farmers | $2,049 | $2,160 |
| Geico | $2,170 | $2,109 |
| Liberty Mutual | $2,111 | $2,361 |
| Nationwide | $2,440 | $2,578 |
| Progressive | $2,215 | $2,322 |
| State Farm | $1,615 | $1,615 |
| Travelers | $2,134 | $2,138 |
| USAA | $1,320 | $1,320 |
Cheap Jonesboro, Arkansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jonesboro, Arkansas compared to the annual auto insurance rates with a clean record in Jonesboro, Arkansas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,323 | $5,459 | $6,081 | $5,185 |
| Farmers | $3,622 | $4,644 | $4,541 | $4,330 |
| Geico | $2,274 | $3,466 | $5,118 | $2,448 |
| Liberty Mutual | $2,604 | $4,240 | $4,959 | $3,498 |
| Nationwide | $3,114 | $4,027 | $5,453 | $3,429 |
| Progressive | $4,397 | $6,121 | $4,627 | $5,268 |
| State Farm | $2,658 | $3,171 | $2,915 | $2,915 |
| Travelers | $4,954 | $5,118 | $7,518 | $6,075 |
| USAA | $1,781 | $2,271 | $3,274 | $1,979 |
Cheap Jonesboro, Arkansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Jonesboro, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Jonesboro, Arkansas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,081 |
| Farmers | $4,541 |
| Geico | $5,118 |
| Liberty Mutual | $4,959 |
| Nationwide | $5,453 |
| Progressive | $4,627 |
| State Farm | $2,915 |
| Travelers | $7,518 |
| USAA | $3,274 |
Cheap Jonesboro, Arkansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Jonesboro, Arkansas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,607 | $5,071 | $4,108 |
| Farmers | $4,863 | $4,092 | $3,898 |
| Geico | $3,982 | $3,279 | $2,718 |
| Liberty Mutual | $5,515 | $3,342 | $2,618 |
| Nationwide | $4,733 | $3,811 | $3,473 |
| Progressive | $5,771 | $4,939 | $4,599 |
| State Farm | $4,224 | $2,542 | $1,978 |
| Travelers | $6,774 | $5,671 | $5,304 |
| USAA | $3,073 | $2,107 | $1,799 |
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Cheap Jonesboro, Arkansas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Jonesboro, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Jonesboro, Arkansas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 72401 | $4,227 |
| 72404 | $4,196 |
Cheap Jonesboro, Arkansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Jonesboro, Arkansas auto insurance. Find the cheapest annual Jonesboro, Arkansas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,262 | $5,262 |
| Farmers | $4,284 | $4,284 |
| Geico | $3,298 | $3,355 |
| Liberty Mutual | $3,825 | $3,825 |
| Nationwide | $4,006 | $4,006 |
| Progressive | $5,103 | $5,103 |
| State Farm | $2,843 | $2,987 |
| Travelers | $5,916 | $5,916 |
| USAA | $2,261 | $2,392 |
Cheap Jonesboro, Arkansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Jonesboro, Arkansas? Check out the comparison of annual Jonesboro, Arkansas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,107 | $5,259 | $5,420 |
| Farmers | $4,056 | $4,236 | $4,562 |
| Geico | $3,174 | $3,325 | $3,480 |
| Liberty Mutual | $3,677 | $3,794 | $4,004 |
| Nationwide | $4,022 | $3,922 | $4,073 |
| Progressive | $4,617 | $5,003 | $5,690 |
| State Farm | $2,749 | $2,913 | $3,082 |
| Travelers | $5,571 | $5,930 | $6,247 |
| USAA | $2,223 | $2,318 | $2,438 |
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Best By Category: Cheapest Auto Insurance in Jonesboro, Arkansas
Compare the cheapest auto insurance companies in Jonesboro, Arkansas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Jonesboro, Arkansas Auto Insurance Companies
What auto insurance companies in Jonesboro, Arkansas are the cheapest? Compare the top Jonesboro, Arkansas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,262 |
| Farmers | $4,284 |
| Geico | $3,326 |
| Liberty Mutual | $3,825 |
| Nationwide | $4,006 |
| Progressive | $5,103 |
| State Farm | $2,915 |
| Travelers | $5,916 |
| USAA | $2,326 |
What affects auto insurance rates in Jonesboro, Arkansas?
There are a lot of reasons why auto insurance rates in Jonesboro, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jonesboro, Arkansas. Many local factors may affect your Jonesboro auto insurance rates.
Jonesboro Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jonesboro, Arkansas commute length is 18.4 minutes according to City-Data.
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Compare Jonesboro, Arkansas Auto Insurance Quotes
Before you buy Jonesboro, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jonesboro, Arkansas auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Jonesboro, Arkansas?
In Jonesboro, Arkansas, the minimum auto insurance requirements to comply with state laws are 25/50/25 coverage. This means you need at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How do age, gender, and marital status affect auto insurance rates in Jonesboro, Arkansas?
Age, gender, and marital status can impact auto insurance rates in Jonesboro, Arkansas. Younger drivers, especially teenagers, generally have higher rates due to their lack of driving experience. Male drivers typically have higher rates than females. Additionally, married individuals may receive lower rates compared to single individuals.
What are the average auto insurance rates for teen drivers in Jonesboro, Arkansas?
Finding cheap auto insurance for teen drivers in Jonesboro, Arkansas can be challenging. On average, teen drivers tend to have higher insurance rates due to their higher risk profile. However, the exact rates can vary depending on various factors such as the teen’s driving record, the type of vehicle insured, and the chosen insurance company.
How do driving records affect auto insurance rates in Jonesboro, Arkansas?
Driving records have a significant impact on auto insurance rates in Jonesboro, Arkansas. Drivers with a clean record generally receive lower rates compared to those with a history of accidents, violations, or DUIs. A bad driving record can lead to higher premiums and may even result in difficulty finding affordable coverage.
Does credit history affect auto insurance rates in Jonesboro, Arkansas?
Yes, credit history can have a major effect on auto insurance rates in Jonesboro, Arkansas. Insurance companies often use credit information as one of the factors to determine premiums. Individuals with a good credit history tend to receive lower rates, while those with poor credit may face higher premiums. It’s important to maintain a good credit score to potentially obtain more favorable insurance rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.