Anaheim, CA Auto Insurance (2024)
The average Anaheim, CA auto insurance rates are $317 per month. The minimum auto insurance in Anaheim is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Anaheim, California, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Anaheim for teen drivers is Farmers
- The cheapest auto insurance company in Anaheim is USAA
- Average auto insurance rates in Anaheim, CA for senior drivers are $2,276 per year
Anaheim, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Anaheim can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Anaheim, California, including driving record, credit, commute time, and more.
Compare auto insurance in Anaheim to other California cities, including Oakland auto insurance rates, Fresno auto insurance rates, and San Francisco auto insurance rates to see how Anaheim, California auto insurance rates stack up.
Before you buy Anaheim, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Anaheim, California auto insurance quotes.
Minimum Auto Insurance in Anaheim, California
Anaheim, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Anaheim, California.
Liability Insurance Required | Minimum Coverage Limits Required |
---|---|
Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
Property Damage Liability Coverage | $5,000 minimum |
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Cheap Anaheim, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Anaheim, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
---|---|---|---|---|---|---|---|---|
Allstate | $3,020 | $3,011 | $2,209 | $2,217 | $8,503 | $10,675 | $3,830 | $4,165 |
Farmers | $2,766 | $2,766 | $2,513 | $2,513 | $8,813 | $14,329 | $3,279 | $3,655 |
Geico | $1,821 | $1,822 | $1,712 | $1,712 | $5,546 | $5,632 | $2,616 | $2,669 |
Liberty Mutual | $2,300 | $2,165 | $2,156 | $2,082 | $4,990 | $5,354 | $2,578 | $2,617 |
Nationwide | $3,462 | $3,300 | $3,039 | $2,859 | $8,901 | $9,817 | $4,138 | $4,079 |
Progressive | $1,792 | $1,845 | $1,528 | $1,813 | $4,814 | $5,802 | $2,589 | $2,785 |
State Farm | $3,455 | $3,455 | $3,090 | $3,090 | $6,408 | $7,955 | $3,827 | $3,946 |
Travelers | $2,612 | $2,521 | $2,314 | $2,290 | $5,509 | $6,258 | $3,412 | $3,324 |
USAA | $1,955 | $1,850 | $1,908 | $1,914 | $4,466 | $4,492 | $2,706 | $2,556 |
Cheap Anaheim, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Anaheim, California is a challenge. Take a look at the annual teen auto insurance rates in Anaheim, California.
Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
---|---|---|
Allstate | $8,503 | $10,675 |
Farmers | $8,813 | $14,329 |
Geico | $5,546 | $5,632 |
Liberty Mutual | $4,990 | $5,354 |
Nationwide | $8,901 | $9,817 |
Progressive | $4,814 | $5,802 |
State Farm | $6,408 | $7,955 |
Travelers | $5,509 | $6,258 |
USAA | $4,466 | $4,492 |
Cheap Anaheim, California Auto Insurance for Seniors
What are senior auto insurance rates in Anaheim, California? Take a look at the annual average rates for older drivers.
Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
---|---|---|
Allstate | $2,209 | $2,217 |
Farmers | $2,513 | $2,513 |
Geico | $1,712 | $1,712 |
Liberty Mutual | $2,156 | $2,082 |
Nationwide | $3,039 | $2,859 |
Progressive | $1,528 | $1,813 |
State Farm | $3,090 | $3,090 |
Travelers | $2,314 | $2,290 |
USAA | $1,908 | $1,914 |
Cheap Anaheim, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Anaheim, California compared to the annual auto insurance rates with a clean record in Anaheim, California.
Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
---|---|---|---|---|
Allstate | $2,840 | $4,757 | $7,496 | $3,723 |
Farmers | $3,762 | $5,118 | $6,361 | $5,077 |
Geico | $2,055 | $3,180 | $3,982 | $2,549 |
Liberty Mutual | $2,631 | $3,521 | $3,181 | $2,788 |
Nationwide | $3,453 | $4,427 | $7,491 | $4,427 |
Progressive | $1,877 | $3,196 | $3,707 | $2,705 |
State Farm | $3,145 | $3,749 | $7,070 | $3,649 |
Travelers | $2,333 | $3,858 | $4,459 | $3,471 |
USAA | $1,814 | $2,702 | $4,420 | $1,987 |
Cheap Anaheim, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Anaheim, California is not easy. Compare the annual rates for DUI auto insurance in Anaheim, California to find the best deal.
Insurance Company | Annual Auto Insurance Rates With a DUI |
---|---|
Allstate | $7,496 |
Farmers | $6,361 |
Geico | $3,982 |
Liberty Mutual | $3,181 |
Nationwide | $7,491 |
Progressive | $3,707 |
State Farm | $7,070 |
Travelers | $4,459 |
USAA | $4,420 |
Cheap Anaheim, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Anaheim, California can vary. Compare the annual cost of auto insurance by ZIP code in Anaheim, California to see how car insurance rates are affected by location.
ZIP Code | Average Annual Rates |
---|---|
92801 | $5,450 |
92802 | $5,343 |
92804 | $5,502 |
92805 | $5,280 |
92806 | $5,153 |
92807 | $5,015 |
92808 | $4,974 |
92809 | $5,074 |
92899 | $5,069 |
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Cheap Anaheim, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Anaheim, California auto insurance. Find the cheapest annual Anaheim, California auto insurance by commute length.
Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
---|---|---|
Allstate | $4,239 | $5,169 |
Farmers | $4,607 | $5,551 |
Geico | $2,672 | $3,211 |
Liberty Mutual | $2,781 | $3,280 |
Nationwide | $4,365 | $5,534 |
Progressive | $2,605 | $3,137 |
State Farm | $4,243 | $4,564 |
Travelers | $3,176 | $3,885 |
USAA | $2,517 | $2,945 |
Cheap Anaheim, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Anaheim, California? Check out the comparison of annual Anaheim, California auto insurance rates by coverage level.
Insurance Company | Low | Medium | High |
---|---|---|---|
Allstate | $4,428 | $4,748 | $4,935 |
Farmers | $4,690 | $5,123 | $5,424 |
Geico | $2,640 | $2,978 | $3,206 |
Liberty Mutual | $2,797 | $3,059 | $3,234 |
Nationwide | $4,432 | $5,039 | $5,378 |
Progressive | $2,567 | $2,959 | $3,087 |
State Farm | $3,935 | $4,487 | $4,788 |
Travelers | $3,039 | $3,633 | $3,919 |
USAA | $2,476 | $2,784 | $2,932 |
Best By Category: Cheapest Auto Insurance in Anaheim, California
Compare the cheapest auto insurance companies in Anaheim, California in each category to find the company with the best rates for your personal needs.
Category | Insurance Company |
---|---|
Teenagers | USAA |
Seniors | Progressive |
Clean Record | USAA |
With 1 Accident | USAA |
With 1 DUI | Liberty Mutual |
With 1 Speeding Violation | USAA |
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The Cheapest Anaheim, California Auto Insurance Companies
What auto insurance companies in Anaheim, California are the cheapest? Compare the top Anaheim, California auto insurance companies to find the best annual rates.
Insurance Company | Average Annual Rates |
---|---|
Allstate | $4,704 |
Farmers | $5,079 |
Geico | $2,941 |
Liberty Mutual | $3,030 |
Nationwide | $4,950 |
Progressive | $2,871 |
State Farm | $4,403 |
Travelers | $3,530 |
USAA | $2,731 |
What affects auto insurance rates in Anaheim, California?
There are a lot of reasons why auto insurance rates in Anaheim, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Anaheim, California. Many local factors may affect your Anaheim auto insurance rates.
Anaheim Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Anaheim, California auto theft statistics, there have been 1,373 auto thefts in the city.
Anaheim Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Anaheim, California commute length is 28.9 minutes according to City-Data.
Compare Anaheim, California Auto Insurance Quotes
Before you buy Anaheim, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Anaheim, California auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Why do I need auto insurance in Anaheim, CA?
Auto insurance is required in Anaheim, CA, as it is in most states. It helps protect you financially in case of an accident or damage to your vehicle. Additionally, it provides liability coverage if you cause injury or property damage to others while driving.
What types of auto insurance coverage are available in Anaheim, CA?
Anaheim, CA offers various types of auto insurance coverage, including liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP). Each type of coverage serves different purposes and offers specific benefits.
How much auto insurance coverage do I need in Anaheim, CA?
The minimum auto insurance requirements in Anaheim, CA are liability insurance with limits of at least $15,000 for injury or death per person, $30,000 for injury or death per accident, and $5,000 for property damage. However, it’s advisable to consider higher coverage limits to adequately protect yourself and your assets.
What is the minimum auto insurance coverage required in Anaheim, CA?
In Anaheim, CA, the minimum auto insurance coverage requirements are as follows:
- $15,000 for injury/death to one person
- $30,000 for injury/death to more than one person
- $5,000 for property damage
What other types of auto insurance coverage should I consider in Anaheim, CA?
In addition to the minimum liability coverage, it’s a good idea to consider additional types of auto insurance coverage to protect yourself and your vehicle. Some common types of coverage include:
- Collision coverage: Pays for damages to your vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: Provides coverage for damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Medical payments coverage: Helps cover medical expenses for you and your passengers in case of injuries sustained in an accident.
How are auto insurance rates determined in Anaheim, CA?
Auto insurance rates in Anaheim, CA are determined by various factors, including but not limited to:
- Your driving record: A history of accidents or traffic violations may result in higher premiums.
- Your age and gender: Younger drivers and male drivers often pay higher rates.
- Your vehicle: The make, model, age, and value of your vehicle can affect your insurance rates.
- Your location: Insurance companies consider factors such as crime rates and accident statistics in your area.
- Your coverage choices: The type and amount of coverage you select will impact your premiums.
How can I find the best auto insurance rates in Anaheim, CA?
To find the best auto insurance rates in Anaheim, CA, it’s recommended to:
- Shop around: Obtain quotes from multiple insurance companies to compare rates and coverage options.
- Consider discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for anti-theft devices.
- Maintain a good driving record: Safe driving habits can help you qualify for lower rates.
- Review your coverage needs: Assess your specific needs and choose coverage that suits your requirements and budget.
What should I do in case of an auto accident in Anaheim, CA?
If you’re involved in an auto accident in Anaheim, CA, follow these steps:
- Ensure your safety: Move to a safe location and check for injuries. Call emergency services if needed.
- Exchange information: Exchange contact and insurance information with the other driver(s) involved.
- Document the incident: Take photos of the accident scene and gather any relevant evidence, such as witness statements.
- Notify your insurance company: Report the accident to your insurance provider as soon as possible.
- Seek medical attention: Even if you don’t have visible injuries, it’s advisable to get a medical evaluation to ensure your well-being.
- Follow the claims process: Cooperate with your insurance company during the claims process and provide any requested documentation.
Are there any specific factors in Anaheim, CA that can affect my auto insurance rates?
Yes, certain factors in Anaheim, CA can influence your auto insurance rates. These may include the frequency of accidents and thefts in your neighborhood, the density of traffic, and local weather conditions. Insurance companies assess these factors when determining premiums for drivers in specific locations.
Can I use my auto insurance coverage outside of Anaheim, CA?
Yes, in most cases, your auto insurance coverage extends beyond Anaheim, CA. However, it’s essential to review your policy to understand the terms and conditions, especially if you frequently drive outside the state or country. Some policies may have limitations or require additional coverage for out-of-state or international travel.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.