Bellflower, CA Auto Insurance (2024)
The average Bellflower, CA auto insurance rates are $344 per month. The minimum auto insurance in Bellflower is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Bellflower, California, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Bellflower for teen drivers is Farmers
- Average auto insurance rates in Bellflower, CA for senior drivers are $2,473 per year
- The cheapest auto insurance company in Bellflower is USAA
Bellflower, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Bellflower can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellflower, California, including driving record, credit, commute time, and more.
Compare auto insurance in Bellflower to other California cities, including Oakland auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates to see how Bellflower, California auto insurance rates stack up.
Before you buy Bellflower, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellflower, California auto insurance quotes.
Minimum Auto Insurance in Bellflower, California
Bellflower, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellflower, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Bellflower, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bellflower, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,171 | $3,163 | $2,313 | $2,326 | $8,897 | $11,172 | $4,039 | $4,404 |
| Farmers | $2,944 | $2,944 | $2,666 | $2,666 | $9,379 | $15,302 | $3,488 | $3,887 |
| Geico | $1,780 | $1,780 | $1,674 | $1,674 | $5,422 | $5,509 | $2,557 | $2,610 |
| Liberty Mutual | $2,529 | $2,382 | $2,362 | $2,282 | $5,477 | $5,868 | $2,838 | $2,880 |
| Nationwide | $3,813 | $3,636 | $3,350 | $3,153 | $9,743 | $10,776 | $4,547 | $4,481 |
| Progressive | $2,130 | $2,188 | $1,824 | $2,157 | $5,732 | $6,877 | $3,087 | $3,312 |
| State Farm | $3,976 | $3,976 | $3,555 | $3,555 | $7,333 | $9,100 | $4,401 | $4,538 |
| Travelers | $2,826 | $2,730 | $2,491 | $2,466 | $5,945 | $6,749 | $3,686 | $3,601 |
| USAA | $2,051 | $1,942 | $2,001 | $2,008 | $4,679 | $4,697 | $2,829 | $2,672 |
Cheap Bellflower, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bellflower, California is a challenge. Take a look at the annual teen auto insurance rates in Bellflower, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,897 | $11,172 |
| Farmers | $9,379 | $15,302 |
| Geico | $5,422 | $5,509 |
| Liberty Mutual | $5,477 | $5,868 |
| Nationwide | $9,743 | $10,776 |
| Progressive | $5,732 | $6,877 |
| State Farm | $7,333 | $9,100 |
| Travelers | $5,945 | $6,749 |
| USAA | $4,679 | $4,697 |
Cheap Bellflower, California Auto Insurance for Seniors
What are senior auto insurance rates in Bellflower, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,313 | $2,326 |
| Farmers | $2,666 | $2,666 |
| Geico | $1,674 | $1,674 |
| Liberty Mutual | $2,362 | $2,282 |
| Nationwide | $3,350 | $3,153 |
| Progressive | $1,824 | $2,157 |
| State Farm | $3,555 | $3,555 |
| Travelers | $2,491 | $2,466 |
| USAA | $2,001 | $2,008 |
Cheap Bellflower, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellflower, California compared to the annual auto insurance rates with a clean record in Bellflower, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,972 | $5,000 | $7,871 | $3,900 |
| Farmers | $4,003 | $5,448 | $6,779 | $5,407 |
| Geico | $2,009 | $3,108 | $3,893 | $2,493 |
| Liberty Mutual | $2,888 | $3,867 | $3,493 | $3,061 |
| Nationwide | $3,788 | $4,863 | $8,236 | $4,863 |
| Progressive | $2,227 | $3,805 | $4,403 | $3,218 |
| State Farm | $3,607 | $4,302 | $8,122 | $4,186 |
| Travelers | $2,514 | $4,167 | $4,820 | $3,746 |
| USAA | $1,899 | $2,828 | $4,632 | $2,080 |
Cheap Bellflower, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bellflower, California is not easy. Compare the annual rates for DUI auto insurance in Bellflower, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,871 |
| Farmers | $6,779 |
| Geico | $3,893 |
| Liberty Mutual | $3,493 |
| Nationwide | $8,236 |
| Progressive | $4,403 |
| State Farm | $8,122 |
| Travelers | $4,820 |
| USAA | $4,632 |
Cheap Bellflower, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bellflower, California can vary. Compare the annual cost of auto insurance by ZIP code in Bellflower, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 90706 | $5,637 |
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Cheap Bellflower, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Bellflower, California auto insurance. Find the cheapest annual Bellflower, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,448 | $5,423 |
| Farmers | $4,907 | $5,912 |
| Geico | $2,612 | $3,139 |
| Liberty Mutual | $3,051 | $3,603 |
| Nationwide | $4,798 | $6,077 |
| Progressive | $3,093 | $3,734 |
| State Farm | $4,870 | $5,239 |
| Travelers | $3,426 | $4,197 |
| USAA | $2,635 | $3,085 |
Cheap Bellflower, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bellflower, California? Check out the comparison of annual Bellflower, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,651 | $4,981 | $5,175 |
| Farmers | $5,013 | $5,454 | $5,761 |
| Geico | $2,594 | $2,910 | $3,122 |
| Liberty Mutual | $3,081 | $3,356 | $3,545 |
| Nationwide | $4,837 | $5,537 | $5,938 |
| Progressive | $3,013 | $3,528 | $3,698 |
| State Farm | $4,547 | $5,140 | $5,476 |
| Travelers | $3,277 | $3,920 | $4,238 |
| USAA | $2,576 | $2,919 | $3,084 |
Best By Category: Cheapest Auto Insurance in Bellflower, California
Compare the cheapest auto insurance companies in Bellflower, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Bellflower, California Auto Insurance Companies
What auto insurance companies in Bellflower, California are the cheapest? Compare the top Bellflower, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,936 |
| Farmers | $5,409 |
| Geico | $2,876 |
| Liberty Mutual | $3,327 |
| Nationwide | $5,437 |
| Progressive | $3,413 |
| State Farm | $5,054 |
| Travelers | $3,812 |
| USAA | $2,860 |
What affects auto insurance rates in Bellflower, California?
There are a lot of reasons why auto insurance rates in Bellflower, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellflower, California. Many local factors may affect your Bellflower auto insurance rates.
Bellflower Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bellflower, California auto theft statistics, there have been 394 auto thefts in the city.
Bellflower Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellflower, California commute length is 31.0 minutes according to City-Data.
Compare Bellflower, California Auto Insurance Quotes
Before you buy Bellflower, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellflower, California auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that protects vehicle owners against financial loss in the event of an accident, theft, or damage to their vehicle. It provides coverage for medical expenses, property damage, and liability, depending on the policy.
s auto insurance mandatory in Bellflower, CA?
Yes, auto insurance is mandatory in Bellflower, CA, as it is in the entire state of California. The state requires all drivers to carry minimum liability insurance coverage to legally operate a vehicle.
What are the minimum auto insurance requirements in Bellflower, CA?
In Bellflower, CA, and throughout California, the minimum auto insurance requirements are as follows:
- $15,000 for injury or death of one person
- $30,000 for injury or death of multiple people
- $5,000 for property damage
Are there additional coverage options beyond the minimum requirements?
Yes, there are additional coverage options available beyond the minimum requirements in Bellflower, CA. These options include comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, medical payments coverage, and more. It’s essential to consider these options to tailor your insurance policy to your specific needs.
How can I find the best auto insurance rates in Bellflower, CA?
To find the best auto insurance rates in Bellflower, CA, it is recommended to:
- Obtain quotes from multiple insurance providers.
- Compare coverage options and deductibles.
- Consider discounts offered by insurance companies, such as safe driver discounts or multi-policy discounts.
- Review customer reviews and ratings of insurance companies.
- Seek advice from insurance agents or brokers who can help find competitive rates.
What factors can affect my auto insurance rates in Bellflower, CA?
Several factors can impact your auto insurance rates in Bellflower, CA, including:
- Your driving record and history of accidents or violations.
- Your age, gender, and marital status.
- The type of vehicle you drive.
- Your credit history.
- The coverage limits and deductibles you choose.
- Your location in Bellflower and the frequency of accidents or thefts in the area.
Can I get auto insurance if I have a poor driving record or previous accidents?
Yes, it is possible to obtain auto insurance even if you have a poor driving record or previous accidents. However, insurance companies may consider you a higher risk and charge higher premiums. Shopping around and comparing quotes from different insurance providers is crucial in finding the best rates available to you.
Can I bundle my auto insurance with other insurance policies?
Yes, many insurance companies offer the option to bundle your auto insurance with other insurance policies, such as homeowners insurance or renters insurance. Bundling multiple policies with the same insurer can often result in discounts and cost savings.
What should I do in the event of an auto accident in Bellflower, CA?
If you are involved in an auto accident in Bellflower, CA, it is important to:
- Ensure everyone’s safety and seek medical attention if necessary.
- Exchange contact and insurance information with the other parties involved.
- Report the accident to the local police or California Highway Patrol if required.
- Notify your insurance provider and provide them with accurate details about the accident.
- Cooperate with the insurance company’s claims process to get the necessary repairs or compensation.
Can I cancel my auto insurance policy at any time?
Yes, you can typically cancel your auto insurance policy at any time. However, it’s important to review your policy’s terms and conditions, as some companies may charge a cancellation fee or have specific procedures for cancellation. It’s advisable to have a new policy in place before canceling your existing one to avoid any coverage gaps.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.