Coral Gables, FL Auto Insurance (2024)
The average Coral Gables, FL auto insurance rates are $547 per month. The minimum auto insurance in Coral Gables is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Coral Gables, Florida, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Coral Gables for teen drivers is Allstate
- The minimum auto insurance required in Coral Gables, Florida is 10/20/10
- The average commute length in Coral Gables is 25.1 minutes
Coral Gables, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Coral Gables can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coral Gables, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Coral Gables to other Florida cities, including Hialeah auto insurance rates, Cape Coral auto insurance rates, and Tampa auto insurance rates to see how Coral Gables, Florida auto insurance rates stack up.
Before you buy Coral Gables, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coral Gables, Florida auto insurance quotes.
Minimum Auto Insurance in Coral Gables, Florida
Coral Gables, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coral Gables, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Coral Gables, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Coral Gables, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $7,071 | $6,578 | $6,052 | $6,052 | $23,494 | $24,938 | $6,749 | $6,724 |
| Geico | $3,773 | $3,789 | $3,526 | $3,526 | $6,853 | $8,636 | $4,169 | $4,231 |
| Liberty Mutual | $5,707 | $5,707 | $5,208 | $5,208 | $12,342 | $19,145 | $5,707 | $7,821 |
| Nationwide | $4,480 | $4,416 | $3,969 | $4,124 | $10,795 | $13,315 | $4,935 | $5,131 |
| Progressive | $4,481 | $4,251 | $3,814 | $4,094 | $12,687 | $13,861 | $5,487 | $5,278 |
| State Farm | $3,010 | $3,010 | $2,711 | $2,711 | $8,275 | $10,421 | $3,350 | $3,535 |
| USAA | $2,344 | $2,317 | $2,157 | $2,165 | $7,908 | $9,280 | $2,972 | $3,246 |
Cheap Coral Gables, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Coral Gables, Florida is a challenge. Take a look at the annual teen auto insurance rates in Coral Gables, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $23,494 | $24,938 |
| Geico | $6,853 | $8,636 |
| Liberty Mutual | $12,342 | $19,145 |
| Nationwide | $10,795 | $13,315 |
| Progressive | $12,687 | $13,861 |
| State Farm | $8,275 | $10,421 |
| USAA | $7,908 | $9,280 |
Cheap Coral Gables, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Coral Gables, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $6,052 | $6,052 |
| Geico | $3,526 | $3,526 |
| Liberty Mutual | $5,208 | $5,208 |
| Nationwide | $3,969 | $4,124 |
| Progressive | $3,814 | $4,094 |
| State Farm | $2,711 | $2,711 |
| USAA | $2,157 | $2,165 |
Cheap Coral Gables, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coral Gables, Florida compared to the annual auto insurance rates with a clean record in Coral Gables, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,455 | $11,423 | $12,485 | $10,465 |
| Geico | $3,314 | $4,271 | $6,420 | $5,248 |
| Liberty Mutual | $6,039 | $7,833 | $11,322 | $8,228 |
| Nationwide | $5,453 | $5,995 | $8,075 | $6,059 |
| Progressive | $5,319 | $7,878 | $6,629 | $7,149 |
| State Farm | $4,223 | $5,033 | $4,628 | $4,628 |
| USAA | $3,204 | $3,915 | $5,724 | $3,351 |
Cheap Coral Gables, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Coral Gables, Florida is not easy. Compare the annual rates for DUI auto insurance in Coral Gables, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,485 |
| Geico | $6,420 |
| Liberty Mutual | $11,322 |
| Nationwide | $8,075 |
| Progressive | $6,629 |
| State Farm | $4,628 |
| USAA | $5,724 |
Cheap Coral Gables, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Coral Gables, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $15,518 | $9,646 | $7,708 |
| Geico | $7,070 | $4,227 | $3,142 |
| Liberty Mutual | $10,836 | $7,885 | $6,346 |
| Nationwide | $8,098 | $5,843 | $5,246 |
| Progressive | $8,787 | $6,254 | $5,191 |
| State Farm | $6,366 | $4,140 | $3,378 |
| USAA | $6,648 | $3,193 | $2,304 |
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Cheap Coral Gables, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Coral Gables, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Coral Gables, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 33146 | $4,915 |
| 33156 | $4,879 |
Cheap Coral Gables, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Coral Gables, Florida auto insurance. Find the cheapest annual Coral Gables, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $10,645 | $11,269 |
| Geico | $4,789 | $4,837 |
| Liberty Mutual | $8,077 | $8,634 |
| Nationwide | $6,396 | $6,396 |
| Progressive | $6,744 | $6,744 |
| State Farm | $4,456 | $4,800 |
| USAA | $4,002 | $4,095 |
Cheap Coral Gables, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Coral Gables, Florida? Check out the comparison of annual Coral Gables, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $8,506 | $11,517 | $12,849 |
| Geico | $4,048 | $4,969 | $5,422 |
| Liberty Mutual | $7,708 | $8,575 | $8,783 |
| Nationwide | $5,127 | $6,635 | $7,424 |
| Progressive | $5,772 | $6,885 | $7,574 |
| State Farm | $4,043 | $4,723 | $5,118 |
| USAA | $3,517 | $4,188 | $4,440 |
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Best By Category: Cheapest Auto Insurance in Coral Gables, Florida
Compare the cheapest auto insurance companies in Coral Gables, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Coral Gables, Florida Auto Insurance Companies
What auto insurance companies in Coral Gables, Florida are the cheapest? Compare the top Coral Gables, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $10,957 |
| Geico | $4,813 |
| Liberty Mutual | $8,356 |
| Nationwide | $6,396 |
| Progressive | $6,744 |
| State Farm | $4,628 |
| USAA | $4,048 |
What affects auto insurance rates in Coral Gables, Florida?
There are a lot of reasons why auto insurance rates in Coral Gables, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coral Gables, Florida. Many local factors may affect your Coral Gables auto insurance rates.
Coral Gables Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Coral Gables, Florida auto theft statistics, there have been 62 auto thefts in the city.
Coral Gables Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coral Gables, Florida commute length is 25.1 minutes according to City-Data.
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Compare Coral Gables, Florida Auto Insurance Quotes
Before you buy Coral Gables, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coral Gables, Florida auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of damage or loss to your vehicle resulting from accidents, theft, vandalism, or other covered perils. It also offers liability coverage for injuries or property damage you may cause to others while driving.
Is auto insurance mandatory in Coral Gables, FL?
Yes, auto insurance is mandatory in Coral Gables, FL, as it is in the entire state of Florida. Florida law requires drivers to carry a minimum amount of auto insurance coverage to legally operate a vehicle.
What factors affect auto insurance rates in Coral Gables, Florida?
Several factors can influence auto insurance rates in Coral Gables, Florida, including driving record, credit history, age, gender, marital status, ZIP code, commute length, and coverage level.
How can I find cheap auto insurance in Coral Gables, Florida?
To find cheap auto insurance in Coral Gables, Florida, it is recommended to compare quotes from multiple companies. This allows you to compare rates and coverage options to find the best deal that suits your needs.
How can I get auto insurance quotes in Coral Gables, Florida?
You can obtain auto insurance quotes in Coral Gables, Florida by entering your ZIP code on this page to use a free quote tool. By comparing quotes from different companies, you increase your chances of finding affordable coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.