Adel, GA Auto Insurance (2024)
The average Adel, GA auto insurance rates are $354 per month. The minimum auto insurance in Adel is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Adel, Georgia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Adel for teen drivers is Liberty Mutual
- The minimum auto insurance required in Adel, Georgia is 25/50/25
- Average auto insurance rates in Adel, GA for senior drivers are $2,370 per year
Adel, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Adel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Adel, Georgia, including driving record, credit, commute time, and more. This way, you and your family can make your purchasing decisions with confidence.
There are a number of factors that determine what you’ll pay, and they differ depending on where you’re located, how old you are, and what your desired coverage level will be. So if you have a teen driver in the family, don’t worry, in the future they’ll pay a lot less than what you may see immediately.
Another thing to consider is where you live. Compare auto insurance in Adel to other Georgia cities, including Alpharetta auto insurance rates, Roswell auto insurance rates, and South Fulton auto insurance rates to see how Adel, Georgia auto insurance rates stack up. Your payments and actual policy itself may be different than a friend if they live a ZIP code over.
Before you buy Adel, Georgia auto insurance, make sure you have compared rates from multiple companies. There are plenty of options on the market, what company you end up choosing all depends on your personal circumstances and what sort of coverage you’re looking for. Enter your ZIP code above to get free Adel, Georgia auto insurance quotes.
What are the minimum auto insurance requirements in Adel, Georgia?
Adel, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Adel, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Will your age, gender, and marital status affect what you pay?
Auto insurance rates in Adel, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,757 | $2,757 | $2,647 | $2,647 | $6,385 | $8,193 | $3,080 | $3,360 |
| Geico | $1,602 | $1,577 | $1,548 | $1,548 | $4,690 | $5,614 | $2,046 | $2,277 |
| Liberty Mutual | $5,019 | $5,468 | $4,115 | $4,669 | $20,684 | $23,096 | $5,325 | $5,681 |
| Nationwide | $2,848 | $2,945 | $2,816 | $3,092 | $8,605 | $11,065 | $3,448 | $3,736 |
| Progressive | $2,284 | $2,120 | $1,956 | $2,052 | $7,031 | $7,805 | $2,653 | $2,800 |
| State Farm | $1,765 | $1,765 | $1,587 | $1,587 | $4,710 | $6,179 | $1,936 | $2,093 |
| USAA | $1,568 | $1,567 | $1,453 | $1,463 | $5,525 | $6,542 | $1,948 | $2,154 |
Can teen drivers find affordable rates in Adel, Georgia?
Finding cheap teen auto insurance in Adel, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Adel, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,385 | $8,193 |
| Geico | $4,690 | $5,614 |
| Liberty Mutual | $20,684 | $23,096 |
| Nationwide | $8,605 | $11,065 |
| Progressive | $7,031 | $7,805 |
| State Farm | $4,710 | $6,179 |
| USAA | $5,525 | $6,542 |
What options will senior drivers have in Adel, Georgia?
What are senior auto insurance rates in Adel, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,647 | $2,647 |
| Geico | $1,548 | $1,548 |
| Liberty Mutual | $4,115 | $4,669 |
| Nationwide | $2,816 | $3,092 |
| Progressive | $1,956 | $2,052 |
| State Farm | $1,587 | $1,587 |
| USAA | $1,453 | $1,463 |
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Will your driving record affect what you pay for insurance?
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Adel, Georgia compared to the annual auto insurance rates with a clean record in Adel, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,272 | $5,093 | $4,103 | $3,445 |
| Geico | $1,755 | $2,204 | $4,524 | $1,967 |
| Liberty Mutual | $7,035 | $9,591 | $11,032 | $9,370 |
| Nationwide | $3,728 | $4,364 | $6,681 | $4,505 |
| Progressive | $2,832 | $4,930 | $3,294 | $3,294 |
| State Farm | $2,462 | $2,943 | $2,703 | $2,703 |
| USAA | $2,133 | $2,691 | $3,911 | $2,375 |
What happens to your rates after a DUI?
Finding cheap auto insurance after a DUI in Adel, Georgia is not easy. Compare the annual rates for DUI auto insurance in Adel, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,103 |
| Geico | $4,524 |
| Liberty Mutual | $11,032 |
| Nationwide | $6,681 |
| Progressive | $3,294 |
| State Farm | $2,703 |
| USAA | $3,911 |
Does your credit history affect what you pay for auto insurance?
Credit history can have a major effect on the cost of auto insurance. See how Adel, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,164 | $3,581 | $3,190 |
| Geico | $3,286 | $2,309 | $2,243 |
| Liberty Mutual | $13,286 | $8,119 | $6,367 |
| Nationwide | $5,716 | $4,653 | $4,089 |
| Progressive | $4,059 | $3,485 | $3,218 |
| State Farm | $3,826 | $2,387 | $1,895 |
| USAA | $3,618 | $2,543 | $2,171 |
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Does your ZIP code matter when it comes to auto insurance in Adel, Georgia?
Auto insurance rates by ZIP code in Adel, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Adel, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 31620 | $4,084 |
How does your commute time affect what you pay for auto insurance?
Commute length and annual mileage affect Adel, Georgia auto insurance. Find the cheapest annual Adel, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,887 | $4,070 |
| Geico | $2,567 | $2,658 |
| Liberty Mutual | $9,257 | $9,257 |
| Nationwide | $4,819 | $4,819 |
| Progressive | $3,588 | $3,588 |
| State Farm | $2,703 | $2,703 |
| USAA | $2,651 | $2,904 |
What does your coverage level mean when it comes to what you pay for auto insurance?
How much does the coverage level you select affect the cost of your auto insurance in Adel, Georgia? Check out the comparison of annual Adel, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $4,029 | $4,295 |
| Geico | $2,436 | $2,624 | $2,778 |
| Liberty Mutual | $8,883 | $9,207 | $9,682 |
| Nationwide | $4,641 | $4,904 | $4,914 |
| Progressive | $3,325 | $3,537 | $3,901 |
| State Farm | $2,525 | $2,703 | $2,879 |
| USAA | $2,649 | $2,762 | $2,921 |
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What companies are best by category in Adel, Georgia?
Compare the cheapest auto insurance companies in Adel, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
What are the cheapest companies in Adel, Georgia?
What auto insurance companies in Adel, Georgia are the cheapest? Compare the top Adel, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,978 |
| Geico | $2,613 |
| Liberty Mutual | $9,257 |
| Nationwide | $4,819 |
| Progressive | $3,588 |
| State Farm | $2,703 |
| USAA | $2,777 |
What affects auto insurance rates in Adel, Georgia?
There are a lot of reasons why auto insurance rates in Adel, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Adel, Georgia. Many local factors may affect your Adel auto insurance rates.
Adel Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Adel, Georgia commute length is 23.2 minutes according to City-Data.
Adel Traffic
How does Adel, Georgia rank for traffic? According to Inrix Adel, Georgia is the 100th most congested worldwide.
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Should you compare quotes for Adel, Georgia?
Absolutely. By comparing prices, you can find smart options among the variety of companies that offer coverage in your area. There are online tools available to help, including ours listed below. You want to ensure that there’s a bright future for any driver in your family, and that means careful planning.
Insurance bills can be steep, but being in the U.S. means having options to choose from. If you think of your policy as an investment option, then that means you need to have investment objectives. Find a company that you’re comfortable with, and that will supply you with the coverage type you want.
Before you buy Adel, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Adel, Georgia auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of accidents, theft, or other incidents involving your vehicle. It helps cover the cost of repairs, medical expenses, and liability claims resulting from such incidents.
Is auto insurance mandatory in Adel, GA?
Yes, auto insurance is mandatory in Adel, GA, as it is in most states. Georgia law requires all drivers to have minimum liability coverage to legally operate a vehicle on public roads. The minimum coverage requirements may vary, so it’s important to understand the specific insurance requirements in Adel.
How much auto insurance coverage do I need in Adel, GA?
The minimum auto insurance coverage requirements in Adel, GA include:
- $25,000 for bodily injury liability per person
- $50,000 for bodily injury liability per accident
- $25,000 for property damage liability per accident
What factors can affect my auto insurance rates in Adel, GA?
Several factors can influence your auto insurance rates in Adel, GA, including:
- Your driving record and history of accidents or traffic violations
- Your age, gender, and marital status
- The make, model, and year of your vehicle
- Your credit score
- The coverage limits and deductibles you choose
- The location where your vehicle is primarily parked
- The miles you drive annually
- Any additional drivers listed on your policy
Can I get auto insurance with a suspended license in Adel, GA?
Obtaining auto insurance with a suspended license in Adel, GA can be challenging. Insurance companies typically require a valid driver’s license to provide coverage. However, you may be able to explore non-owner car insurance options, which provide liability coverage when you occasionally drive a vehicle that doesn’t belong to you.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.