Seymour, IN Auto Insurance (2024)
The average Seymour, IN auto insurance rates are $279 per month. The minimum auto insurance in Seymour is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Seymour, Indiana, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Seymour for teen drivers is Liberty Mutual
- The minimum auto insurance required in Seymour, Indiana is 25/50/25
- The cheapest auto insurance company in Seymour is USAA
Seymour, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Seymour can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seymour, Indiana, including driving record, credit, commute time, and more.
Compare auto insurance in Seymour to other Indiana cities, including Bloomington auto insurance rates, Hammond auto insurance rates, and Fishers auto insurance rates to see how Seymour, Indiana auto insurance rates stack up.
Before you buy Seymour, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seymour, Indiana auto insurance quotes.
Minimum Auto Insurance in Seymour, Indiana
Seymour, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seymour, Indiana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Seymour, Indiana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Seymour, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,498 | $2,561 | $2,188 | $2,392 | $7,645 | $9,608 | $2,545 | $2,772 |
| American Family | $2,277 | $2,277 | $2,048 | $2,048 | $6,259 | $9,073 | $2,277 | $2,811 |
| Farmers | $1,628 | $1,603 | $1,391 | $1,569 | $9,042 | $9,692 | $2,163 | $2,326 |
| Geico | $1,673 | $1,657 | $1,547 | $1,591 | $4,871 | $4,549 | $1,912 | $1,701 |
| Liberty Mutual | $3,831 | $3,831 | $3,522 | $3,522 | $8,383 | $12,656 | $3,831 | $5,251 |
| Nationwide | $1,921 | $1,967 | $1,676 | $1,795 | $5,684 | $7,404 | $2,260 | $2,479 |
| Progressive | $1,556 | $1,470 | $1,412 | $1,420 | $9,192 | $10,341 | $1,949 | $1,987 |
| State Farm | $1,518 | $1,518 | $1,352 | $1,352 | $4,589 | $5,883 | $1,679 | $1,868 |
| Travelers | $1,156 | $1,176 | $1,088 | $1,086 | $7,185 | $11,358 | $1,224 | $1,410 |
| USAA | $1,003 | $988 | $930 | $939 | $2,775 | $3,108 | $1,355 | $1,453 |
Cheap Seymour, Indiana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Seymour, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Seymour, Indiana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,645 | $9,608 |
| American Family | $6,259 | $9,073 |
| Farmers | $9,042 | $9,692 |
| Geico | $4,871 | $4,549 |
| Liberty Mutual | $8,383 | $12,656 |
| Nationwide | $5,684 | $7,404 |
| Progressive | $9,192 | $10,341 |
| State Farm | $4,589 | $5,883 |
| Travelers | $7,185 | $11,358 |
| USAA | $2,775 | $3,108 |
Cheap Seymour, Indiana Auto Insurance for Seniors
What are senior auto insurance rates in Seymour, Indiana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,188 | $2,392 |
| American Family | $2,048 | $2,048 |
| Farmers | $1,391 | $1,569 |
| Geico | $1,547 | $1,591 |
| Liberty Mutual | $3,522 | $3,522 |
| Nationwide | $1,676 | $1,795 |
| Progressive | $1,412 | $1,420 |
| State Farm | $1,352 | $1,352 |
| Travelers | $1,088 | $1,086 |
| USAA | $930 | $939 |
Cheap Seymour, Indiana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seymour, Indiana compared to the annual auto insurance rates with a clean record in Seymour, Indiana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,210 | $4,713 | $4,354 | $3,827 |
| American Family | $2,504 | $3,994 | $5,054 | $2,983 |
| Farmers | $3,297 | $3,823 | $3,952 | $3,634 |
| Geico | $1,607 | $2,518 | $3,385 | $2,240 |
| Liberty Mutual | $4,366 | $5,151 | $8,085 | $4,813 |
| Nationwide | $2,700 | $3,496 | $3,350 | $3,048 |
| Progressive | $2,746 | $4,822 | $3,276 | $3,819 |
| State Farm | $2,412 | $2,644 | $2,412 | $2,412 |
| Travelers | $2,727 | $3,370 | $3,819 | $2,926 |
| USAA | $1,186 | $1,685 | $1,934 | $1,470 |
Cheap Seymour, Indiana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Seymour, Indiana is not easy. Compare the annual rates for DUI auto insurance in Seymour, Indiana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,354 |
| American Family | $5,054 |
| Farmers | $3,952 |
| Geico | $3,385 |
| Liberty Mutual | $8,085 |
| Nationwide | $3,350 |
| Progressive | $3,276 |
| State Farm | $2,412 |
| Travelers | $3,819 |
| USAA | $1,934 |
Cheap Seymour, Indiana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Seymour, Indiana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,993 | $3,714 | $3,370 |
| American Family | $4,970 | $3,229 | $2,702 |
| Farmers | $4,281 | $3,501 | $3,248 |
| Geico | $2,934 | $2,438 | $1,941 |
| Liberty Mutual | $7,462 | $4,857 | $4,492 |
| Nationwide | $3,589 | $3,028 | $2,828 |
| Progressive | $4,039 | $3,581 | $3,377 |
| State Farm | $3,600 | $2,147 | $1,664 |
| Travelers | $3,575 | $3,029 | $3,027 |
| USAA | $2,118 | $1,395 | $1,194 |
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Cheap Seymour, Indiana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Seymour, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Seymour, Indiana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 47274 | $3,254 |
Cheap Seymour, Indiana Auto Insurance Rates By Commute
Commute length and annual mileage affect Seymour, Indiana auto insurance. Find the cheapest annual Seymour, Indiana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,026 | $4,026 |
| American Family | $3,590 | $3,677 |
| Farmers | $3,677 | $3,677 |
| Geico | $2,392 | $2,483 |
| Liberty Mutual | $5,455 | $5,752 |
| Nationwide | $3,148 | $3,148 |
| Progressive | $3,666 | $3,666 |
| State Farm | $2,400 | $2,540 |
| Travelers | $3,210 | $3,210 |
| USAA | $1,548 | $1,590 |
Cheap Seymour, Indiana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Seymour, Indiana? Check out the comparison of annual Seymour, Indiana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,853 | $4,012 | $4,213 |
| American Family | $3,603 | $3,754 | $3,544 |
| Farmers | $3,527 | $3,671 | $3,832 |
| Geico | $2,295 | $2,432 | $2,587 |
| Liberty Mutual | $5,421 | $5,589 | $5,801 |
| Nationwide | $3,204 | $3,123 | $3,118 |
| Progressive | $3,456 | $3,607 | $3,934 |
| State Farm | $2,354 | $2,469 | $2,586 |
| Travelers | $3,138 | $3,241 | $3,252 |
| USAA | $1,517 | $1,565 | $1,625 |
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Best By Category: Cheapest Auto Insurance in Seymour, Indiana
Compare the cheapest auto insurance companies in Seymour, Indiana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Seymour, Indiana Auto Insurance Companies
What auto insurance companies in Seymour, Indiana are the cheapest? Compare the top Seymour, Indiana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,026 |
| American Family | $3,634 |
| Farmers | $3,677 |
| Geico | $2,438 |
| Liberty Mutual | $5,604 |
| Nationwide | $3,148 |
| Progressive | $3,666 |
| State Farm | $2,470 |
| Travelers | $3,210 |
| USAA | $1,569 |
What affects auto insurance rates in Seymour, Indiana?
There are a lot of reasons why auto insurance rates in Seymour, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seymour, Indiana. Many local factors may affect your Seymour auto insurance rates.
Seymour Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Seymour, Indiana auto theft statistics, there have been 68 auto thefts in the city.
Seymour Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seymour, Indiana commute length is 17.8 minutes according to City-Data.
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Compare Seymour, Indiana Auto Insurance Quotes
Before you buy Seymour, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seymour, Indiana auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Seymour, Indiana?
Seymour, Indiana auto insurance laws require a minimum coverage of 25/50/25 to comply with the state’s requirements.
How can I find cheap auto insurance in Seymour, Indiana?
To find the best cheap auto insurance in Seymour, Indiana, it is recommended to compare quotes from multiple companies. This allows you to compare rates and find the most affordable option for your needs.
How do age, gender, and marital status affect auto insurance rates in Seymour, Indiana?
Auto insurance rates in Seymour, Indiana can be influenced by factors such as age, gender, and marital status. Different demographic groups may have varying rates due to statistical risk factors.
What are the average auto insurance rates for teen drivers in Seymour, Indiana?
Finding cheap auto insurance for teen drivers in Seymour, Indiana can be challenging. Teenagers generally have higher insurance rates due to their lack of driving experience. It is advisable to compare rates from different insurers to find the most affordable options.
What are the auto insurance rates for seniors in Seymour, Indiana?
Auto insurance rates for seniors in Seymour, Indiana can vary. Factors such as driving experience and record may impact the rates. It’s recommended to compare rates from multiple insurers to find the best options for senior drivers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.