Greenville, KY Auto Insurance (2024)
The average Greenville, KY auto insurance rates are $349 per month. The minimum auto insurance in Greenville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Greenville, Kentucky, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Greenville for teen drivers is Liberty Mutual
- The minimum auto insurance required in Greenville, Kentucky is 25/50/25
- Average auto insurance rates in Greenville, KY for senior drivers are $2,350 per year
Greenville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Greenville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greenville, Kentucky, including driving record, credit, commute time, and more.
Compare auto insurance in Greenville to other Kentucky cities, including Elizabeth auto insurance rates, Richmond auto insurance rates, and Owensboro auto insurance rates to see how Greenville, Kentucky auto insurance rates stack up.
Before you buy Greenville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greenville, Kentucky auto insurance quotes.
Minimum Auto Insurance in Greenville, Kentucky
Greenville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greenville, Kentucky.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Greenville, Kentucky Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Greenville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,111 | $3,086 | $2,799 | $2,985 | $11,266 | $12,652 | $3,471 | $3,682 |
| Geico | $3,469 | $3,214 | $3,608 | $3,267 | $6,831 | $8,150 | $2,841 | $2,465 |
| Liberty Mutual | $2,816 | $3,052 | $2,411 | $2,689 | $11,467 | $12,655 | $2,935 | $3,039 |
| Nationwide | $2,787 | $2,798 | $2,519 | $2,640 | $6,037 | $7,550 | $3,132 | $3,296 |
| Progressive | $1,990 | $1,895 | $1,780 | $1,793 | $9,519 | $10,760 | $2,465 | $2,519 |
| State Farm | $2,147 | $2,147 | $1,920 | $1,920 | $6,506 | $8,201 | $2,395 | $2,701 |
| Travelers | $1,956 | $1,991 | $1,917 | $1,922 | $9,171 | $14,685 | $2,041 | $2,357 |
| USAA | $1,887 | $1,905 | $1,693 | $1,740 | $4,875 | $5,165 | $2,398 | $2,644 |
Cheap Greenville, Kentucky Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Greenville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Greenville, Kentucky.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,266 | $12,652 |
| Geico | $6,831 | $8,150 |
| Liberty Mutual | $11,467 | $12,655 |
| Nationwide | $6,037 | $7,550 |
| Progressive | $9,519 | $10,760 |
| State Farm | $6,506 | $8,201 |
| Travelers | $9,171 | $14,685 |
| USAA | $4,875 | $5,165 |
Cheap Greenville, Kentucky Auto Insurance for Seniors
What are senior auto insurance rates in Greenville, Kentucky? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,799 | $2,985 |
| Geico | $3,608 | $3,267 |
| Liberty Mutual | $2,411 | $2,689 |
| Nationwide | $2,519 | $2,640 |
| Progressive | $1,780 | $1,793 |
| State Farm | $1,920 | $1,920 |
| Travelers | $1,917 | $1,922 |
| USAA | $1,693 | $1,740 |
Cheap Greenville, Kentucky Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greenville, Kentucky compared to the annual auto insurance rates with a clean record in Greenville, Kentucky.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,482 | $5,819 | $6,186 | $5,039 |
| Geico | $2,508 | $4,482 | $6,862 | $3,070 |
| Liberty Mutual | $4,278 | $6,583 | $5,120 | $4,552 |
| Nationwide | $3,060 | $3,953 | $4,997 | $3,369 |
| Progressive | $3,385 | $4,999 | $3,862 | $4,114 |
| State Farm | $3,185 | $3,799 | $3,492 | $3,492 |
| Travelers | $3,935 | $4,047 | $5,822 | $4,215 |
| USAA | $2,103 | $2,980 | $3,541 | $2,530 |
Cheap Greenville, Kentucky Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Greenville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Greenville, Kentucky to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,186 |
| Geico | $6,862 |
| Liberty Mutual | $5,120 |
| Nationwide | $4,997 |
| Progressive | $3,862 |
| State Farm | $3,492 |
| Travelers | $5,822 |
| USAA | $3,541 |
Cheap Greenville, Kentucky Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Greenville, Kentucky annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,121 | $4,918 | $4,106 |
| Geico | $6,955 | $3,473 | $2,264 |
| Liberty Mutual | $7,345 | $4,503 | $3,550 |
| Nationwide | $4,672 | $3,666 | $3,197 |
| Progressive | $4,578 | $3,983 | $3,709 |
| State Farm | $5,049 | $3,048 | $2,378 |
| Travelers | $5,022 | $4,255 | $4,238 |
| USAA | $4,165 | $2,317 | $1,884 |
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Cheap Greenville, Kentucky Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Greenville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Greenville, Kentucky to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 42345 | $3,706 |
Cheap Greenville, Kentucky Auto Insurance Rates By Commute
Commute length and annual mileage affect Greenville, Kentucky auto insurance. Find the cheapest annual Greenville, Kentucky auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,382 | $5,382 |
| Geico | $4,191 | $4,270 |
| Liberty Mutual | $5,133 | $5,133 |
| Nationwide | $3,845 | $3,845 |
| Progressive | $4,090 | $4,090 |
| State Farm | $3,410 | $3,574 |
| Travelers | $4,505 | $4,505 |
| USAA | $2,683 | $2,894 |
Cheap Greenville, Kentucky Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Greenville, Kentucky? Check out the comparison of annual Greenville, Kentucky auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,053 | $5,363 | $5,728 |
| Geico | $3,993 | $4,208 | $4,492 |
| Liberty Mutual | $4,883 | $5,099 | $5,417 |
| Nationwide | $3,908 | $3,801 | $3,826 |
| Progressive | $3,796 | $4,043 | $4,432 |
| State Farm | $3,313 | $3,487 | $3,675 |
| Travelers | $4,277 | $4,527 | $4,711 |
| USAA | $2,673 | $2,783 | $2,910 |
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Best By Category: Cheapest Auto Insurance in Greenville, Kentucky
Compare the cheapest auto insurance companies in Greenville, Kentucky in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Greenville, Kentucky Auto Insurance Companies
What auto insurance companies in Greenville, Kentucky are the cheapest? Compare the top Greenville, Kentucky auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,382 |
| Geico | $4,231 |
| Liberty Mutual | $5,133 |
| Nationwide | $3,845 |
| Progressive | $4,090 |
| State Farm | $3,492 |
| Travelers | $4,505 |
| USAA | $2,789 |
What affects auto insurance rates in Greenville, Kentucky?
There are a lot of reasons why auto insurance rates in Greenville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greenville, Kentucky. Many local factors may affect your Greenville auto insurance rates.
Greenville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greenville, Kentucky commute length is 16.3 minutes according to City-Data.
Greenville Traffic
How does Greenville, Kentucky rank for traffic? According to Inrix Greenville, Kentucky is the 652nd most congested worldwide.
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Compare Greenville, Kentucky Auto Insurance Quotes
Before you buy Greenville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greenville, Kentucky auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Greenville, KY?
Yes, auto insurance is mandatory in Greenville, KY. All drivers are required to carry a minimum level of liability insurance to legally operate a vehicle in the state. It helps ensure that drivers have the financial means to cover damages or injuries they may cause in an accident.
What are the minimum auto insurance requirements in Greenville, KY?
The three minimum auto insurance requirements in Greenville, KY include:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
Can I choose higher coverage limits than the minimum requirements?
Yes, you can choose higher coverage limits than the minimum requirements. It’s generally recommended to consider higher coverage limits to provide better financial protection in case of an accident. Discuss your options with an insurance agent to determine the coverage levels that best suit your needs.
What should I do if I’m involved in an auto accident in Greenville, KY?
If you’re involved in an auto accident in Greenville, KY, follow these six steps:
- Ensure everyone is safe and call emergency services if necessary.
- Exchange information with the other parties involved, including names, contact details, and insurance information.
- Document the accident scene by taking photos and gathering witness information if possible.
- Notify your insurance company about the accident as soon as possible.
- Cooperate with the claims process and provide any required documentation or information.
- Work with your insurance company and follow their guidance to repair damages and resolve any liability or medical claims.
Can my auto insurance policy cover damages caused by natural disasters or other non-accident-related incidents?
It depends on the coverage options you have chosen. Standard auto insurance policies typically don’t cover damages caused by natural disasters, such as floods or earthquakes. However, you can often add comprehensive coverage to your policy, which provides protection against non-accident-related incidents like fire, theft, vandalism, and certain natural disasters. Review your policy or consult with your insurance provider to understand the specific coverage options available to you.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.