Severna Park, MD Auto Insurance (2024)
The average Severna Park, MD auto insurance rates are $370 per month. The minimum auto insurance in Severna Park is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Severna Park, Maryland, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Severna Park is 32.5 minutes
- The minimum auto insurance required in Severna Park, Maryland is 30/60/15
- The most expensive auto insurance company in Severna Park for teen drivers is Liberty Mutual
Severna Park, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Severna Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Severna Park, Maryland, including driving record, credit, commute time, and more.
Compare auto insurance in Severna Park to other Maryland cities, including Annapolis auto insurance rates, Baltimore auto insurance rates, and Salisbury auto insurance rates to see how Severna Park, Maryland auto insurance rates stack up.
Before you buy Severna Park, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Severna Park, Maryland auto insurance quotes.
Minimum Auto Insurance in Severna Park, Maryland
Severna Park, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Severna Park, Maryland.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Severna Park, Maryland Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Severna Park, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,753 | $3,606 | $3,587 | $3,681 | $11,132 | $13,061 | $3,384 | $3,436 |
| Geico | $2,299 | $2,521 | $2,628 | $3,045 | $7,051 | $8,053 | $1,971 | $2,079 |
| Liberty Mutual | $5,953 | $5,953 | $5,885 | $5,885 | $11,550 | $17,115 | $5,953 | $8,016 |
| Nationwide | $1,893 | $1,898 | $1,717 | $1,764 | $4,436 | $5,809 | $2,191 | $2,356 |
| Progressive | $2,315 | $2,087 | $2,022 | $2,064 | $8,278 | $9,036 | $2,694 | $2,629 |
| State Farm | $2,371 | $2,371 | $2,188 | $2,188 | $7,541 | $9,660 | $2,651 | $2,985 |
| USAA | $1,950 | $1,914 | $1,825 | $1,818 | $4,342 | $5,117 | $2,242 | $2,499 |
Cheap Severna Park, Maryland Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Severna Park, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Severna Park, Maryland.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,132 | $13,061 |
| Geico | $7,051 | $8,053 |
| Liberty Mutual | $11,550 | $17,115 |
| Nationwide | $4,436 | $5,809 |
| Progressive | $8,278 | $9,036 |
| State Farm | $7,541 | $9,660 |
| USAA | $4,342 | $5,117 |
Cheap Severna Park, Maryland Auto Insurance for Seniors
What are senior auto insurance rates in Severna Park, Maryland? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,587 | $3,681 |
| Geico | $2,628 | $3,045 |
| Liberty Mutual | $5,885 | $5,885 |
| Nationwide | $1,717 | $1,764 |
| Progressive | $2,022 | $2,064 |
| State Farm | $2,188 | $2,188 |
| USAA | $1,825 | $1,818 |
Cheap Severna Park, Maryland Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Severna Park, Maryland compared to the annual auto insurance rates with a clean record in Severna Park, Maryland.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,039 | $6,723 | $5,039 | $6,020 |
| Geico | $2,620 | $4,091 | $5,011 | $3,102 |
| Liberty Mutual | $5,975 | $7,859 | $11,781 | $7,541 |
| Nationwide | $2,431 | $3,251 | $2,599 | $2,751 |
| Progressive | $3,324 | $4,402 | $4,018 | $3,819 |
| State Farm | $3,578 | $4,504 | $3,948 | $3,948 |
| USAA | $2,133 | $2,618 | $3,805 | $2,296 |
Cheap Severna Park, Maryland Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Severna Park, Maryland is not easy. Compare the annual rates for DUI auto insurance in Severna Park, Maryland to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,039 |
| Geico | $5,011 |
| Liberty Mutual | $11,781 |
| Nationwide | $2,599 |
| Progressive | $4,018 |
| State Farm | $3,948 |
| USAA | $3,805 |
Cheap Severna Park, Maryland Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Severna Park, Maryland annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,401 | $5,155 | $4,559 |
| Geico | $4,200 | $3,480 | $3,438 |
| Liberty Mutual | $11,848 | $7,635 | $5,385 |
| Nationwide | $3,518 | $2,497 | $2,260 |
| Progressive | $4,900 | $3,683 | $3,089 |
| State Farm | $5,839 | $3,468 | $2,677 |
| USAA | $3,614 | $2,482 | $2,043 |
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Cheap Severna Park, Maryland Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Severna Park, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Severna Park, Maryland to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 21146 | $3,786 |
Cheap Severna Park, Maryland Auto Insurance Rates By Commute
Commute length and annual mileage affect Severna Park, Maryland auto insurance. Find the cheapest annual Severna Park, Maryland auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,624 | $5,786 |
| Geico | $3,645 | $3,767 |
| Liberty Mutual | $8,068 | $8,511 |
| Nationwide | $2,758 | $2,758 |
| Progressive | $3,891 | $3,891 |
| State Farm | $3,892 | $4,097 |
| USAA | $2,629 | $2,797 |
Cheap Severna Park, Maryland Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Severna Park, Maryland? Check out the comparison of annual Severna Park, Maryland auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,572 | $5,672 | $5,871 |
| Geico | $3,575 | $3,685 | $3,858 |
| Liberty Mutual | $8,050 | $8,269 | $8,548 |
| Nationwide | $2,639 | $2,765 | $2,870 |
| Progressive | $3,717 | $3,894 | $4,061 |
| State Farm | $3,771 | $4,005 | $4,207 |
| USAA | $2,571 | $2,722 | $2,847 |
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Best By Category: Cheapest Auto Insurance in Severna Park, Maryland
Compare the cheapest auto insurance companies in Severna Park, Maryland in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Nationwide |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
The Cheapest Severna Park, Maryland Auto Insurance Companies
What auto insurance companies in Severna Park, Maryland are the cheapest? Compare the top Severna Park, Maryland auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,705 |
| Geico | $3,706 |
| Liberty Mutual | $8,289 |
| Nationwide | $2,758 |
| Progressive | $3,891 |
| State Farm | $3,994 |
| USAA | $2,713 |
What affects auto insurance rates in Severna Park, Maryland?
There are a lot of reasons why auto insurance rates in Severna Park, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Severna Park, Maryland. Many local factors may affect your Severna Park auto insurance rates.
Severna Park Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Severna Park, Maryland commute length is 32.5 minutes according to City-Data.
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Compare Severna Park, Maryland Auto Insurance Quotes
Before you buy Severna Park, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Severna Park, Maryland auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Severna Park, Maryland?
According to Maryland auto insurance laws, the minimum auto insurance requirements in Severna Park, MD are 30/60/15. This means you must have at least $30,000 bodily injury liability coverage per person, $60,000 bodily injury liability coverage per accident, and $15,000 property damage liability coverage.
What is the average cost of auto insurance in Severna Park, MD?
The average auto insurance rates in Severna Park, MD are approximately $370 per month. However, it’s important to note that individual rates may vary based on several factors such as age, gender, driving record, and coverage level.
How can I find cheap auto insurance in Severna Park, Maryland?
To find the best cheap auto insurance in Severna Park, Maryland, it’s recommended to compare quotes from multiple companies. By comparing rates and coverage options, you can identify the most affordable policy that meets your needs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.