Alexandria, MN Auto Insurance (2024)
The average Alexandria, MN auto insurance rates are $351 per month. The minimum auto insurance in Alexandria is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Alexandria, Minnesota, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Alexandria, Minnesota is 30/60/10
- The most expensive auto insurance company in Alexandria for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Alexandria is State Farm
Alexandria, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Alexandria can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alexandria, Minnesota, including driving record, credit, commute time, and more.
Compare auto insurance in Alexandria to other Minnesota cities, including Plymouth auto insurance rates, Minneapolis auto insurance rates, and Bloomington auto insurance rates to see how Alexandria, Minnesota auto insurance rates stack up.
Before you buy Alexandria, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alexandria, Minnesota auto insurance quotes.
Minimum Auto Insurance in Alexandria, Minnesota
Alexandria, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alexandria, Minnesota.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Alexandria, Minnesota Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Alexandria, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,913 | $2,913 | $2,796 | $2,796 | $6,581 | $9,534 | $3,546 | $3,723 |
| American Family | $2,085 | $2,085 | $1,890 | $1,890 | $5,618 | $8,169 | $2,085 | $2,358 |
| Farmers | $1,600 | $1,596 | $1,541 | $1,630 | $4,608 | $4,654 | $2,091 | $2,001 |
| Geico | $2,756 | $2,737 | $2,639 | $2,565 | $5,625 | $7,173 | $2,585 | $2,657 |
| Liberty Mutual | $8,952 | $8,952 | $8,863 | $8,863 | $17,660 | $26,524 | $8,952 | $12,481 |
| Nationwide | $1,749 | $1,755 | $1,560 | $1,652 | $4,476 | $5,428 | $2,054 | $2,134 |
| State Farm | $1,416 | $1,416 | $1,265 | $1,265 | $3,092 | $3,809 | $1,642 | $1,352 |
| USAA | $1,888 | $1,879 | $1,714 | $1,718 | $5,034 | $5,536 | $2,472 | $2,637 |
Cheap Alexandria, Minnesota Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Alexandria, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Alexandria, Minnesota.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,581 | $9,534 |
| American Family | $5,618 | $8,169 |
| Farmers | $4,608 | $4,654 |
| Geico | $5,625 | $7,173 |
| Liberty Mutual | $17,660 | $26,524 |
| Nationwide | $4,476 | $5,428 |
| State Farm | $3,092 | $3,809 |
| USAA | $5,034 | $5,536 |
Cheap Alexandria, Minnesota Auto Insurance for Seniors
What are senior auto insurance rates in Alexandria, Minnesota? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,796 | $2,796 |
| American Family | $1,890 | $1,890 |
| Farmers | $1,541 | $1,630 |
| Geico | $2,639 | $2,565 |
| Liberty Mutual | $8,863 | $8,863 |
| Nationwide | $1,560 | $1,652 |
| State Farm | $1,265 | $1,265 |
| USAA | $1,714 | $1,718 |
Cheap Alexandria, Minnesota Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alexandria, Minnesota compared to the annual auto insurance rates with a clean record in Alexandria, Minnesota.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,213 | $4,583 | $5,444 | $4,161 |
| American Family | $2,191 | $3,994 | $4,420 | $2,484 |
| Farmers | $2,111 | $2,659 | $2,706 | $2,385 |
| Geico | $2,372 | $3,788 | $5,666 | $2,541 |
| Liberty Mutual | $9,312 | $12,745 | $18,523 | $10,043 |
| Nationwide | $2,073 | $2,738 | $3,144 | $2,450 |
| State Farm | $1,750 | $2,064 | $1,907 | $1,907 |
| USAA | $2,124 | $2,703 | $4,082 | $2,529 |
Cheap Alexandria, Minnesota Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Alexandria, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Alexandria, Minnesota to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,444 |
| American Family | $4,420 |
| Farmers | $2,706 |
| Geico | $5,666 |
| Liberty Mutual | $18,523 |
| Nationwide | $3,144 |
| State Farm | $1,907 |
| USAA | $4,082 |
Cheap Alexandria, Minnesota Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Alexandria, Minnesota annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,400 | $3,452 | $3,199 |
| American Family | $4,440 | $2,975 | $2,402 |
| Farmers | $3,086 | $2,228 | $2,081 |
| Geico | $4,314 | $3,524 | $2,938 |
| Liberty Mutual | $17,646 | $11,407 | $8,915 |
| Nationwide | $3,089 | $2,498 | $2,216 |
| State Farm | $2,780 | $1,700 | $1,240 |
| USAA | $4,511 | $2,179 | $1,889 |
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Cheap Alexandria, Minnesota Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Alexandria, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Alexandria, Minnesota to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 56308 | $3,204 |
Cheap Alexandria, Minnesota Auto Insurance Rates By Commute
Commute length and annual mileage affect Alexandria, Minnesota auto insurance. Find the cheapest annual Alexandria, Minnesota auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,350 | $4,350 |
| American Family | $3,234 | $3,311 |
| Farmers | $2,465 | $2,465 |
| Geico | $3,546 | $3,638 |
| Liberty Mutual | $12,283 | $13,028 |
| Nationwide | $2,601 | $2,601 |
| State Farm | $1,855 | $1,958 |
| USAA | $2,822 | $2,897 |
Cheap Alexandria, Minnesota Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Alexandria, Minnesota? Check out the comparison of annual Alexandria, Minnesota auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,295 | $4,346 | $4,410 |
| American Family | $3,270 | $3,364 | $3,184 |
| Farmers | $2,360 | $2,477 | $2,558 |
| Geico | $3,497 | $3,590 | $3,689 |
| Liberty Mutual | $12,350 | $12,666 | $12,951 |
| Nationwide | $2,458 | $2,619 | $2,726 |
| State Farm | $1,830 | $1,913 | $1,977 |
| USAA | $2,782 | $2,857 | $2,940 |
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Best By Category: Cheapest Auto Insurance in Alexandria, Minnesota
Compare the cheapest auto insurance companies in Alexandria, Minnesota in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
The Cheapest Alexandria, Minnesota Auto Insurance Companies
What auto insurance companies in Alexandria, Minnesota are the cheapest? Compare the top Alexandria, Minnesota auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,350 |
| American Family | $3,273 |
| Farmers | $2,465 |
| Geico | $3,592 |
| Liberty Mutual | $12,656 |
| Nationwide | $2,601 |
| State Farm | $1,907 |
| USAA | $2,860 |
What affects auto insurance rates in Alexandria, Minnesota?
There are a lot of reasons why auto insurance rates in Alexandria, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alexandria, Minnesota. Many local factors may affect your Alexandria auto insurance rates.
Alexandria Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alexandria, Minnesota commute length is 13.3 minutes according to City-Data.
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Compare Alexandria, Minnesota Auto Insurance Quotes
Before you buy Alexandria, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alexandria, Minnesota auto insurance quotes.
Frequently Asked Questions
Why do I need auto insurance in Alexandria, MN?
Auto insurance is required in Alexandria, MN, as it is in most states. It provides financial protection in case of accidents, theft, or other unforeseen events. Auto insurance helps cover the cost of repairs, medical expenses, and potential liabilities, ensuring you’re financially protected while driving in Alexandria.
What types of auto insurance coverage are available in Alexandria, MN?
Several types of auto insurance coverage are available in Alexandria, MN, including:
- Liability coverage: Covers bodily injury and property damage to others if you’re at fault in an accident.
- Collision coverage: Pays for repairs or replacement if your vehicle is damaged in a collision.
- Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage: Provides coverage if you’re in an accident with a driver who doesn’t have enough insurance or any insurance.
What are the minimum auto insurance requirements in Alexandria, MN?
In Alexandria, MN, the minimum auto insurance requirements typically include liability coverage with the following minimum limits:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
How can I find affordable auto insurance in Alexandria, MN?
To find affordable auto insurance in Alexandria, MN, consider the following steps:
- Shop around and compare quotes from multiple insurance companies to find the most competitive rates.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider increasing deductibles, but ensure you can afford the out-of-pocket expense in case of a claim.
- Maintain a clean driving record and avoid traffic violations that could increase your insurance premiums.
- Seek the assistance of an insurance agent or broker who can help you navigate the insurance market and find the best rates for your needs.
What should I do if I’m involved in an accident in Alexandria, MN?
If you’re involved in an accident in Alexandria, MN, follow these steps:
- Ensure your safety and the safety of others involved by moving to a safe location, if possible.
- Call emergency services if needed and provide any necessary medical assistance.
- Exchange information with the other party involved, including contact details, insurance information, and vehicle information.
- Take photos of the accident scene and any damages to the vehicles.
- Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Cooperate fully with your insurance company and provide any necessary documentation or information they require.
Can I bundle my auto insurance with other policies in Alexandria, MN?
Yes, bundling your auto insurance with other policies, such as home or renters insurance, is a common practice in Alexandria, MN, and can often lead to cost savings. Many insurance providers offer multi-policy discounts for customers who combine multiple insurance policies with them. Consider discussing bundling options with your insurance provider to see if you qualify for any discounts.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.