John Hancock Auto Insurance Review (2024)
John Hancock offers a variety of financial services, but not auto insurance. Need coverage? Compare quotes for free by entering your ZIP code below.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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John Hancock
Average Monthly Rate For Good Drivers
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LowPros
- John Hancock provides a variety of financial help products
- John Hancock offers life insurance, mutual funds, and annuities
Cons
- John Hancock is not an auto insurance company
- 401(k) plans
- annuities
- college savings
- fixed products
- life insurance
- long-term care insurance
- mutual funds
John Hancock fixed products include single premium group annuities, structured attorney fees, structured settlements, and terminal funding annuities. These products have fixed rates that do not fluctuate with the market.
The structured products are for individuals or families involved in lawsuits. Annuity plans are low-risk investment options that remove the liability that can come with traditional annuity plans.
What You Should Know About John Hancock
Started in 1862 by four men who looked at John Hancock’s legacy as their role model, the company was founded on five pillars of customer service:
- Professionalism
- Real value
- Integrity
- Demonstrated financial growth
- Being the employer of choice for agents
Though these values have taken on different formats over the years, they remain the same. The sixth value of community service was added several years ago.
You can contact John Hancock customer service, either via the internet or via their toll-free number at 1-800-387-2747, which provides advice and direction on the many products offered by the company.
Customer service agents take the time to find out what exactly you are looking for, what your greatest needs are, and what financial situation you are in so they can provide the right products to the right customer.
When working with an individual or a couple, John Hancock customer service agents will start by asking what category you would place yourself in.
Once the agent knows what exactly you want, they can offer the right portfolio for you.
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John Hancock Insurance Coverage Options
John Hancock 401(k) plans include income guaranteed for life, varied investment selections, support for enrollment, and detailed record keeping and reviews.
These 401(k) plans are not for individuals. They are sold to companies who, in turn, pass them on to their employees as a benefit of employment.
For companies with fewer than 1,000 employees, John Hancock is number one in sales of 401(k) plans, as they provide plans to over 1.5 million people.
The John Hancock college savings plan was designed in accordance with code 529 of the Internal Revenue Service, which allows individuals to save money for college in a tax-deferred or tax-free plan.
Though there are tax penalties for early withdrawal or if the money is not used for college, it is still a solid way to save for college.
Called The 529 College Savings Plan, John Hancock provides over 22 investment options and investment strategy choices for those investing in this important fund.
Life Insurance
Perhaps best known for its life insurance plans, John Hancock gives customers the options of high death benefits, low-cost premiums, or strong cash value with its life insurance plans.
You can choose from universal, term, or variable insurance. Term insurance is offered in 10-, 15-, or 20-year increments with a death benefit payout guaranteed.
John Hancock has been number one in life insurance policy sales for over a decade.
Mutual Funds and Annuities
Mutual funds are investments made by an individual that is managed by an investment specialist or company.
John Hancock offers individual or asset-allocation mutual funds to its customers.
Since mutual funds take the money provided by many individuals and pools it together to make an investment, a varied list of investment options is best.
Annuities are retirement options for individuals or groups that provide a steady stream of income at retirement.
Annuities are funded by individuals or companies. The funded money is then invested in producing additional income or interest that can be paid out when retirement occurs.
John Hancock annuity options are available in specific amounts, for life, or for a set period of time.
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Long-Term Care Insurance
Long-term care insurance is seen by many as an additional cost that is not needed.
However, if you suffer an illness, have an accident, or experience some of the effects of growing older, having long-term care insurance can protect your assets and take some of the financial burdens of your care off of your family.
John Hancock long-term care insurance helps protect what you have worked hard for and the money you have saved by providing for any long-term medical needs that arise.
John Hancock fixed products include single premium group annuities, structured attorney fees, structured settlements, and terminal funding annuities. These products have fixed rates that do not fluctuate with the market.
The structured products are for individuals or families that may be involved in lawsuits. Annuity plans are for low-risk investment options that remove the liability that can come with traditional annuity plans.
John Hancock Insurance Rates Breakdown
Getting a quote for a John Hancock product is easy; however, it requires little time.
Since the options are based on available income and where you are in life, allowing some time for questions is important.
You can visit a local office or contact an adviser through the John Hancock website to provide the needed information to receive a quote.
As with most companies, purchasing multiple products results in a higher discount.
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Frequently Asked Questions
What is John Hancock?
John Hancock is an insurance company that provides coverage for personal vehicles. They offer various insurance policies, including liability coverage, collision coverage, comprehensive coverage, and more.
What types of vehicles does John Hancock auto insurance cover?
John Hancock auto insurance covers a wide range of vehicles, including cars, trucks, SUVs, motorcycles, and recreational vehicles (RVs). They offer tailored insurance solutions to meet the needs of different vehicle owners.
How can I obtain a quote for John Hancock auto insurance?
To get a quote for John Hancock auto insurance, visit their website or contact their customer service. They will require information about your vehicle, driving history, and personal details to provide an accurate quote.
What factors can affect my auto insurance premium with John Hancock?
Several factors can influence your auto insurance premium with John Hancock, including your driving record, age, type of vehicle, location, mileage, and coverage options. Factors like credit history and discounts may also impact your premium.
What coverage options does John Hancock auto insurance offer?
John Hancock auto insurance offers various coverage options, including:
- Liability coverage: Protects you if you cause an accident
- Collision coverage: Covers damage to your vehicle from collisions
- Comprehensive coverage: Covers damage from non-collision incidents
- Uninsured/underinsured motorist coverage: Protects you if you’re hit by a driver with either no insurance or insufficient liability insurance.
They also provide additional optional coverages you can choose based on your needs.
Can I manage my John Hancock auto insurance policy online?
Yes, John Hancock auto insurance provides online policy management services. You can access their website or mobile app to view your policy details, make payments, update your information, and file claims conveniently.
How can I file a claim with John Hancock auto insurance?
To file a claim with John Hancock auto insurance, you can contact their claims department directly through their customer service. They will guide you through the process and assist you in providing the necessary information and documentation for your claim.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.