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Prudential Auto Insurance Review (2024)

Prudential auto insurance is only sold through an independent subsidiary, Plymouth Rock. Prudential is a Fortune 500 company that sells life, health, and group insurance products, but there is no direct Prudential car insurance policy available. Prudential insurance ratings are good, with an A+ from A.M. Best and a B- rating for customer satisfaction from the Better Business Bureau.

UPDATED: Feb 7, 2024Fact Checked

Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 7, 2024Fact Checked

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Prudential

Average Monthly Rate For Good Drivers

$120

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Prudential is the largest insurance company in the United States
  • Prudential is in good shape, as they have an A+ rating from A.M.

Cons

  • Prudential does not offer auto insurance
Prudential was founded in 1875 by John F. Dryden in Newark, New Jersey, and its headquarters remain there to this day. At the time of its founding, Prudential was called The Widows and Orphans Friendly Society. The company settled on its current name in 1877. During its early days, Prudential sold industrial and life insurance to low-income Americans. Prudential quickly became a major innovator in the life insurance industry. By 1905, Prudential had 6.49 million policies and $102.38 million in assets. Over the next century, Prudential expanded its offerings to mortgage policies, residential real estate, and other programs. The company sold its healthcare division, Prudential HealthCare, to Aetna in 1999. Therefore, Prudential does not underwrite or administer health plans or health insurance policies.

According to Northwestern University’s Kellogg School of Management, the company’s stock can be bought and sold by shareholders. Today, Prudential is traded on the New York Stock Exchange.

In 2006, the federal government issued $600 million in monetary sanctions against Prudential because of market timing misconduct. This is one of the reasons why Prudential stock is going down.

Since its inception, Prudential has focused on providing policyholders with sickness relief, retirement benefits, and financial stability. Although Prudential has since expanded into industries like real estate, the company is sticking with its original tenets.

What You Should Know About Prudential

Prudential has a B- rating from Better Business Bureau (BBB), and BBB’s users have given the company one out of five stars in their Prudential home insurance reviews. Take a look at this table for the details.

Prudential Insurance's Better Business Bureau Statistics

BBB Customer Satisfaction FactorsDetails
BBB RatingB-
Customer Review Rating1/5 stars
Customer Complaint Statistics106 complaints closed in the last three years
BBB Accreditation Not accredited

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As you can see, if you’re considering the pros and cons of Prudential insurance, customer service insurance ratings are definitely something to keep in mind.

However, from the financial perspective, Prudential is in good shape, as they have an A+ rating from A.M. Best, which indicates financial stability both now and in the future.

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Prudential Insurance Coverage Options

Even though there is no general Prudential auto and home insurance, the company does provide several other types. These include:

  • Life insurance for individuals –  individual life insurance gives you peace of mind by protecting the people you love.
  • Health insurance for individuals – get quality individual health coverage that fits your needs.
  • Group insurance for employers –  Prudential group insurance can help your business by attracting top talent with benefit offerings, improve productivity by reducing disability durations, and increase employees’ protection with voluntary solutions.

Although Prudential’s primary business is insurance, the company offers additional financial programs like retirement solutions, annuity programs, financial education, and pension risk transfers for employers. Prudential Financial also offers:

  • Investments
  • Residential real estate
  • Employee benefits
  • Mortgages

Prudential has stated that its mission is, “to help our customers achieve financial prosperity and peace of mind.”

Prudential Insurance Rates Breakdown

If you are wondering how rates at Plymouth Rock auto insurance stack up, the table below shows the national averages so you can compare:

Average Annual Auto Insurance Rates Based on Age, Gender, and Marital Status

Age, Gender, and Marital StatusAverage Annual Auto Insurance Rates
Married 60-year-old female$2,243/year
Married 60-year-old male$2,308/year
Married 35-year-old male$2,446/year
Married 35-year-old female$2,449/year
Single 25-year-old female$2,703/year
Single 25-year-old male$2,889/year
Single 17-year-old female$7,559/year
Single 17-year-old male$9,028/year

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All activities for auto insurance are conducted through Plymouth Rock. Therefore, there is no Prudential auto insurance login, claims phone number, customer service, or other contact numbers. And, in most cases, Prudential auto insurance reviews reference Plymouth Rock.

Frequently Asked Questions

How long does Prudential take to payout?

That would depend on your claim. All claims have different payout timelines.

How can I access my Prudential login?

Go to the Prudential website and navigate to the account login options webpage. From there, you should be able to log in.

Where can you find Prudential careers?

At the bottom right-hand corner of the Prudential webpage, click on careers to access Prudential career options.

What is Prudential Brokerage?

Prudential Brokerage is an IRA retirement program.

Can I withdraw my money from my Prudential retirement IRA?

Check with your Prudential Brokerage agent to see when and how you can withdraw money from your IRA.

Are there any loyalty rewards or renewal benefits available for Prudential auto insurance customers?

Plymouth Rock, as the provider of Prudential auto insurance, may offer loyalty rewards or renewal benefits to their customers. It’s advisable to check with Plymouth Rock directly to learn about any available incentives for loyal policyholders.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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