Aztec, NM Auto Insurance (2024)
The average Aztec, NM auto insurance rates are $273 per month. The minimum auto insurance in Aztec is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Aztec, New Mexico, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Aztec, New Mexico is 25/50/10
- The cheapest auto insurance company in Aztec is State Farm
- The most expensive auto insurance company in Aztec for teen drivers is Allstate
Aztec, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Aztec can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aztec, New Mexico, including driving record, credit, commute time, and more.
Compare auto insurance in Aztec to other New Mexico cities, including Clovis auto insurance rates, Santa Fe auto insurance rates, and Roswell auto insurance rates to see how Aztec, New Mexico auto insurance rates stack up.
Before you buy Aztec, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aztec, New Mexico auto insurance quotes.
Minimum Auto Insurance in Aztec, New Mexico
Aztec, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aztec, New Mexico.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Aztec, New Mexico Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Aztec, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,447 | $2,447 | $2,252 | $2,366 | $8,414 | $9,783 | $2,694 | $2,853 |
| Farmers | $2,145 | $2,130 | $1,924 | $2,057 | $8,646 | $8,844 | $2,407 | $2,476 |
| Geico | $2,600 | $2,669 | $2,442 | $2,442 | $7,617 | $10,449 | $2,743 | $2,739 |
| Nationwide | $2,252 | $2,285 | $2,052 | $2,147 | $5,434 | $6,824 | $2,541 | $2,715 |
| Progressive | $1,495 | $1,440 | $1,368 | $1,367 | $6,300 | $7,093 | $1,801 | $1,853 |
| State Farm | $1,466 | $1,466 | $1,330 | $1,330 | $3,864 | $4,845 | $1,634 | $1,804 |
| USAA | $1,595 | $1,580 | $1,524 | $1,514 | $4,258 | $4,808 | $1,975 | $2,110 |
Cheap Aztec, New Mexico Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Aztec, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Aztec, New Mexico.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,414 | $9,783 |
| Farmers | $8,646 | $8,844 |
| Geico | $7,617 | $10,449 |
| Nationwide | $5,434 | $6,824 |
| Progressive | $6,300 | $7,093 |
| State Farm | $3,864 | $4,845 |
| USAA | $4,258 | $4,808 |
Cheap Aztec, New Mexico Auto Insurance for Seniors
What are senior auto insurance rates in Aztec, New Mexico? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,252 | $2,366 |
| Farmers | $1,924 | $2,057 |
| Geico | $2,442 | $2,442 |
| Nationwide | $2,052 | $2,147 |
| Progressive | $1,368 | $1,367 |
| State Farm | $1,330 | $1,330 |
| USAA | $1,524 | $1,514 |
Cheap Aztec, New Mexico Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aztec, New Mexico compared to the annual auto insurance rates with a clean record in Aztec, New Mexico.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,401 | $4,513 | $4,864 | $3,851 |
| Farmers | $3,231 | $4,166 | $4,070 | $3,846 |
| Geico | $2,493 | $3,986 | $7,878 | $2,493 |
| Nationwide | $2,469 | $3,445 | $4,423 | $2,789 |
| Progressive | $2,455 | $3,369 | $2,643 | $2,893 |
| State Farm | $2,087 | $2,261 | $2,261 | $2,261 |
| USAA | $1,794 | $2,504 | $3,292 | $2,091 |
Cheap Aztec, New Mexico Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Aztec, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Aztec, New Mexico to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,864 |
| Farmers | $4,070 |
| Geico | $7,878 |
| Nationwide | $4,423 |
| Progressive | $2,643 |
| State Farm | $2,261 |
| USAA | $3,292 |
Cheap Aztec, New Mexico Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Aztec, New Mexico annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,833 | $3,989 | $3,649 |
| Farmers | $4,400 | $3,633 | $3,452 |
| Geico | $4,719 | $4,112 | $3,806 |
| Nationwide | $4,012 | $3,124 | $2,709 |
| Progressive | $3,102 | $2,780 | $2,638 |
| State Farm | $3,146 | $1,953 | $1,553 |
| USAA | $3,027 | $2,268 | $1,966 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Aztec, New Mexico Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Aztec, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Aztec, New Mexico to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 87410 | $3,455 |
Cheap Aztec, New Mexico Auto Insurance Rates By Commute
Commute length and annual mileage affect Aztec, New Mexico auto insurance. Find the cheapest annual Aztec, New Mexico auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,157 | $4,157 |
| Farmers | $3,828 | $3,828 |
| Geico | $4,148 | $4,277 |
| Nationwide | $3,282 | $3,282 |
| Progressive | $2,840 | $2,840 |
| State Farm | $2,164 | $2,271 |
| USAA | $2,348 | $2,493 |
Cheap Aztec, New Mexico Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Aztec, New Mexico? Check out the comparison of annual Aztec, New Mexico auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,968 | $4,148 | $4,354 |
| Farmers | $3,488 | $3,795 | $4,202 |
| Geico | $3,928 | $4,201 | $4,509 |
| Nationwide | $3,199 | $3,251 | $3,395 |
| Progressive | $2,692 | $2,840 | $2,988 |
| State Farm | $2,018 | $2,223 | $2,411 |
| USAA | $2,248 | $2,432 | $2,581 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Aztec, New Mexico
Compare the cheapest auto insurance companies in Aztec, New Mexico in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Aztec, New Mexico Auto Insurance Companies
What auto insurance companies in Aztec, New Mexico are the cheapest? Compare the top Aztec, New Mexico auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,157 |
| Farmers | $3,828 |
| Geico | $4,213 |
| Nationwide | $3,282 |
| Progressive | $2,840 |
| State Farm | $2,217 |
| USAA | $2,421 |
What affects auto insurance rates in Aztec, New Mexico?
There are a lot of reasons why auto insurance rates in Aztec, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aztec, New Mexico. Many local factors may affect your Aztec auto insurance rates.
Aztec Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Aztec, New Mexico auto theft statistics, there have been 19 auto thefts in the city.
Aztec Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aztec, New Mexico commute length is 24.5 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Aztec, New Mexico Auto Insurance Quotes
Before you buy Aztec, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aztec, New Mexico auto insurance quotes.
Frequently Asked Questions
What is Aztec, NM auto insurance?
Aztec, NM auto insurance refers to insurance coverage specifically designed for vehicles registered and driven in Aztec, New Mexico. It provides financial protection against damages or losses resulting from accidents, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Aztec, NM?
The typical auto insurance coverage options available in Aztec, NM include liability coverage, which helps cover damages to other people’s property or injuries they sustain in an accident you’re responsible for, as well as comprehensive and collision coverage, which cover damages to your vehicle.
Are there any specific auto insurance requirements in Aztec, NM?
Yes, like most states, Aztec, NM has specific auto insurance requirements. Drivers in Aztec are required to have liability insurance with minimum coverage limits set by the state. As of my knowledge cutoff in September 2021, the minimum liability coverage in New Mexico is 25/50/10, which means $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $10,000 property damage liability per accident.
Can I purchase additional coverage options for my Aztec, NM auto insurance policy?
Yes, you can enhance your auto insurance coverage by purchasing additional options beyond the minimum liability requirements. These may include collision coverage (for damage to your vehicle in a collision), comprehensive coverage (for damage to your vehicle from non-collision events like theft or vandalism), uninsured/underinsured motorist coverage, medical payments coverage, and more. Discuss your specific needs with an insurance professional to determine the best coverage options for you.
Are there any factors that can affect auto insurance rates in Aztec, NM?
Yes, several factors can influence auto insurance rates in Aztec, NM. These factors may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, and the amount of coverage you choose. Additionally, the local area’s crime rate and population density can also impact insurance rates.
Where can I purchase auto insurance in Aztec, NM?
You can purchase auto insurance in Aztec, NM from various sources. This includes insurance agents and brokers representing different insurance companies, online insurance providers, or directly from insurance companies through their websites or customer service centers. It’s advisable to compare quotes from multiple providers to ensure you’re getting the best coverage and rates for your needs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.