Bayside, NY Auto Insurance (2024)
The average Bayside, NY auto insurance rates are $662 per month. The minimum auto insurance in Bayside is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Bayside, New York, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Bayside for teen drivers is Liberty Mutual
- Average auto insurance rates in Bayside, NY for senior drivers are $4,965 per year
- The minimum auto insurance required in Bayside, New York is 25/50/10
Bayside, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Bayside can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bayside, New York, including driving record, credit, commute time, and more.
Compare auto insurance in Bayside to other New York cities, including Mount Vernon auto insurance rates, Yonkers auto insurance rates, and New Rochelle auto insurance rates to see how Bayside, New York auto insurance rates stack up.
Before you buy Bayside, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bayside, New York auto insurance quotes.
Minimum Auto Insurance in Bayside, New York
Bayside, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bayside, New York.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Bayside, New York Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bayside, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,620 | $5,127 | $5,370 | $5,403 | $16,966 | $17,930 | $5,234 | $5,123 |
| Geico | $2,828 | $2,725 | $2,724 | $2,684 | $5,868 | $9,100 | $2,532 | $2,600 |
| Liberty Mutual | $9,619 | $9,619 | $8,953 | $8,953 | $18,817 | $27,266 | $9,619 | $10,221 |
| Nationwide | $6,266 | $6,266 | $5,883 | $5,883 | $11,531 | $17,459 | $6,266 | $8,139 |
| Progressive | $4,291 | $3,843 | $3,313 | $3,394 | $14,036 | $15,149 | $5,324 | $4,894 |
| State Farm | $5,068 | $5,068 | $4,454 | $4,454 | $14,978 | $18,345 | $5,611 | $5,863 |
| Travelers | $6,352 | $6,140 | $5,736 | $5,963 | $14,345 | $16,791 | $6,566 | $6,604 |
| USAA | $3,445 | $3,388 | $3,132 | $3,140 | $14,149 | $16,773 | $4,446 | $4,937 |
Cheap Bayside, New York Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bayside, New York is a challenge. Take a look at the annual teen auto insurance rates in Bayside, New York.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $16,966 | $17,930 |
| Geico | $5,868 | $9,100 |
| Liberty Mutual | $18,817 | $27,266 |
| Nationwide | $11,531 | $17,459 |
| Progressive | $14,036 | $15,149 |
| State Farm | $14,978 | $18,345 |
| Travelers | $14,345 | $16,791 |
| USAA | $14,149 | $16,773 |
Cheap Bayside, New York Auto Insurance for Seniors
What are senior auto insurance rates in Bayside, New York? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,370 | $5,403 |
| Geico | $2,724 | $2,684 |
| Liberty Mutual | $8,953 | $8,953 |
| Nationwide | $5,883 | $5,883 |
| Progressive | $3,313 | $3,394 |
| State Farm | $4,454 | $4,454 |
| Travelers | $5,736 | $5,963 |
| USAA | $3,132 | $3,140 |
Cheap Bayside, New York Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bayside, New York compared to the annual auto insurance rates with a clean record in Bayside, New York.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,995 | $6,995 | $10,446 | $8,952 |
| Geico | $2,985 | $3,258 | $6,303 | $2,985 |
| Liberty Mutual | $10,107 | $10,107 | $21,214 | $10,107 |
| Nationwide | $6,332 | $6,332 | $14,693 | $6,489 |
| Progressive | $6,578 | $6,578 | $7,334 | $6,630 |
| State Farm | $7,575 | $7,575 | $8,385 | $8,385 |
| Travelers | $7,250 | $9,190 | $9,304 | $8,506 |
| USAA | $5,967 | $6,064 | $8,610 | $6,064 |
Cheap Bayside, New York Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bayside, New York is not easy. Compare the annual rates for DUI auto insurance in Bayside, New York to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,446 |
| Geico | $6,303 |
| Liberty Mutual | $21,214 |
| Nationwide | $14,693 |
| Progressive | $7,334 |
| State Farm | $8,385 |
| Travelers | $9,304 |
| USAA | $8,610 |
Cheap Bayside, New York Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bayside, New York annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,404 | $6,875 | $5,760 |
| Geico | $4,865 | $3,575 | $3,209 |
| Liberty Mutual | $18,088 | $11,779 | $8,784 |
| Nationwide | $8,462 | $8,462 | $8,462 |
| Progressive | $11,191 | $5,338 | $3,812 |
| State Farm | $11,273 | $7,064 | $5,603 |
| Travelers | $12,297 | $7,258 | $6,131 |
| USAA | $10,260 | $5,198 | $4,571 |
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Cheap Bayside, New York Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bayside, New York can vary. Compare the annual cost of auto insurance by ZIP code in Bayside, New York to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 11359 | $7,937 |
| 11360 | $7,931 |
| 11361 | $7,931 |
Cheap Bayside, New York Auto Insurance Rates By Commute
Commute length and annual mileage affect Bayside, New York auto insurance. Find the cheapest annual Bayside, New York auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,226 | $8,467 |
| Geico | $3,781 | $3,984 |
| Liberty Mutual | $12,509 | $13,258 |
| Nationwide | $8,462 | $8,462 |
| Progressive | $6,780 | $6,780 |
| State Farm | $7,678 | $8,281 |
| Travelers | $8,562 | $8,562 |
| USAA | $6,608 | $6,745 |
Cheap Bayside, New York Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bayside, New York? Check out the comparison of annual Bayside, New York auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,339 | $8,283 | $9,418 |
| Geico | $3,619 | $3,853 | $4,177 |
| Liberty Mutual | $12,239 | $12,850 | $13,562 |
| Nationwide | $7,791 | $8,358 | $9,237 |
| Progressive | $6,328 | $6,721 | $7,292 |
| State Farm | $7,466 | $8,040 | $8,433 |
| Travelers | $7,909 | $8,414 | $9,364 |
| USAA | $6,416 | $6,626 | $6,987 |
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Best By Category: Cheapest Auto Insurance in Bayside, New York
Compare the cheapest auto insurance companies in Bayside, New York in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Bayside, New York Auto Insurance Companies
What auto insurance companies in Bayside, New York are the cheapest? Compare the top Bayside, New York auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,347 |
| Geico | $3,883 |
| Liberty Mutual | $12,884 |
| Nationwide | $8,462 |
| Progressive | $6,780 |
| State Farm | $7,980 |
| Travelers | $8,562 |
| USAA | $6,676 |
Compare Bayside, New York Auto Insurance Quotes
Before you buy Bayside, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bayside, New York auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Is auto insurance mandatory in Bayside, NY?
Yes, auto insurance is mandatory in Bayside, NY, as it is in the rest of New York State. All drivers are required to carry a minimum level of liability insurance coverage to legally operate a motor vehicle in the state.
What are the minimum auto insurance requirements in Bayside, NY?
The minimum auto insurance requirements in Bayside, NY, and throughout New York State are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
Can I choose additional coverage beyond the minimum requirements?
Yes, in addition to the minimum requirements, you have the option to purchase additional coverage to enhance your protection. Common additional coverages include collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
What factors can affect auto insurance rates in Bayside, NY?
Several factors can influence your auto insurance rates in Bayside, NY, including:
- Driving record: Your history of accidents, traffic violations, and claims can impact your premiums.
- Age and gender: Younger and less experienced drivers typically have higher rates, and males may be considered higher risk compared to females in certain age groups.
- Vehicle type: The make, model, year, and value of your vehicle can affect your insurance rates.
- Location: Factors such as the frequency of accidents and the crime rate in your area can impact premiums.
- Credit history: In New York, insurers may use credit-based insurance scores as a factor in determining rates.
- Coverage options: The coverage limits, deductibles, and additional coverages you choose will affect the cost of your insurance.
Are there any specific insurance requirements related to weather conditions in Bayside, NY?
Bayside, NY, experiences a range of weather conditions throughout the year. While auto insurance policies generally do not have specific requirements related to weather conditions, it’s important to ensure that you have adequate coverage to protect your vehicle from weather-related damage. Comprehensive coverage can help cover losses due to weather events such as hail, windstorms, or falling tree limbs.
Can I qualify for any discounts on auto insurance in Bayside, NY?
Yes, insurance providers often offer various discounts that can help reduce your auto insurance premiums in Bayside, NY. Some common discounts include safe driver discounts, good student discounts, multi-policy discounts (bundling auto insurance with other policies), and discounts for safety features in your vehicle. It’s recommended to inquire with insurance providers about available discounts and eligibility criteria.
How can I find affordable auto insurance in Bayside, NY?
To find affordable auto insurance in Bayside, NY, consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies to compare prices and coverage options.
- Review coverage: Ensure that you have the coverage you need without overpaying for unnecessary extras.
- Increase deductibles: Opting for higher deductibles can lower your premiums, but choose an amount you can comfortably afford in case of a claim.
- Ask about discounts: Inquire about available discounts and take advantage of those you qualify for.
- Maintain a good driving record: Safe driving habits and avoiding accidents and traffic violations can help keep your rates lower over time.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.