Nassau, NY Auto Insurance (2024)
The average Nassau, NY auto insurance rates are $274 per month. The minimum auto insurance in Nassau is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Nassau, New York, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Nassau, NY for senior drivers are $2,027 per year
- The minimum auto insurance required in Nassau, New York is 25/50/10
- The most expensive auto insurance company in Nassau for teen drivers is Liberty Mutual
Nassau, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Nassau can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nassau, New York, including driving record, credit, commute time, and more.
Compare auto insurance in Nassau to other New York cities, including Syracuse auto insurance rates, Utica auto insurance rates, and Albany auto insurance rates to see how Nassau, New York auto insurance rates stack up.
Before you buy Nassau, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nassau, New York auto insurance quotes.
Minimum Auto Insurance in Nassau, New York
Nassau, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nassau, New York.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Nassau, New York Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Nassau, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,482 | $2,345 | $2,330 | $2,374 | $7,384 | $7,982 | $2,462 | $2,491 |
| Geico | $1,510 | $1,455 | $1,470 | $1,449 | $3,192 | $4,685 | $1,361 | $1,401 |
| Liberty Mutual | $3,624 | $3,624 | $3,377 | $3,377 | $7,078 | $11,473 | $3,624 | $3,844 |
| Nationwide | $2,096 | $2,096 | $1,980 | $1,980 | $3,734 | $5,548 | $2,096 | $2,667 |
| Progressive | $1,776 | $1,655 | $1,424 | $1,447 | $6,233 | $6,943 | $2,306 | $2,245 |
| State Farm | $1,906 | $1,906 | $1,661 | $1,661 | $5,625 | $7,266 | $2,095 | $2,227 |
| Travelers | $2,687 | $2,721 | $2,431 | $2,615 | $6,050 | $7,176 | $2,849 | $2,973 |
| USAA | $1,571 | $1,543 | $1,427 | $1,426 | $6,338 | $7,543 | $2,007 | $2,213 |
Cheap Nassau, New York Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Nassau, New York is a challenge. Take a look at the annual teen auto insurance rates in Nassau, New York.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,384 | $7,982 |
| Geico | $3,192 | $4,685 |
| Liberty Mutual | $7,078 | $11,473 |
| Nationwide | $3,734 | $5,548 |
| Progressive | $6,233 | $6,943 |
| State Farm | $5,625 | $7,266 |
| Travelers | $6,050 | $7,176 |
| USAA | $6,338 | $7,543 |
Cheap Nassau, New York Auto Insurance for Seniors
What are senior auto insurance rates in Nassau, New York? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,330 | $2,374 |
| Geico | $1,470 | $1,449 |
| Liberty Mutual | $3,377 | $3,377 |
| Nationwide | $1,980 | $1,980 |
| Progressive | $1,424 | $1,447 |
| State Farm | $1,661 | $1,661 |
| Travelers | $2,431 | $2,615 |
| USAA | $1,427 | $1,426 |
Cheap Nassau, New York Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nassau, New York compared to the annual auto insurance rates with a clean record in Nassau, New York.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,152 | $3,152 | $4,630 | $3,990 |
| Geico | $1,619 | $1,765 | $3,259 | $1,619 |
| Liberty Mutual | $3,990 | $3,990 | $8,041 | $3,990 |
| Nationwide | $2,128 | $2,128 | $4,667 | $2,176 |
| Progressive | $2,921 | $2,921 | $3,235 | $2,938 |
| State Farm | $2,900 | $2,900 | $3,187 | $3,187 |
| Travelers | $3,180 | $3,924 | $3,978 | $3,669 |
| USAA | $2,670 | $2,713 | $3,937 | $2,713 |
Cheap Nassau, New York Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Nassau, New York is not easy. Compare the annual rates for DUI auto insurance in Nassau, New York to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,630 |
| Geico | $3,259 |
| Liberty Mutual | $8,041 |
| Nationwide | $4,667 |
| Progressive | $3,235 |
| State Farm | $3,187 |
| Travelers | $3,978 |
| USAA | $3,937 |
Cheap Nassau, New York Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Nassau, New York annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,324 | $3,145 | $2,725 |
| Geico | $2,588 | $1,902 | $1,707 |
| Liberty Mutual | $6,992 | $4,580 | $3,436 |
| Nationwide | $2,775 | $2,775 | $2,775 |
| Progressive | $4,729 | $2,467 | $1,815 |
| State Farm | $4,296 | $2,695 | $2,139 |
| Travelers | $5,084 | $3,199 | $2,781 |
| USAA | $4,627 | $2,334 | $2,064 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Nassau, New York Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Nassau, New York can vary. Compare the annual cost of auto insurance by ZIP code in Nassau, New York to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 12123 | $3,340 |
Cheap Nassau, New York Auto Insurance Rates By Commute
Commute length and annual mileage affect Nassau, New York auto insurance. Find the cheapest annual Nassau, New York auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,681 | $3,782 |
| Geico | $2,004 | $2,126 |
| Liberty Mutual | $4,863 | $5,142 |
| Nationwide | $2,775 | $2,775 |
| Progressive | $3,004 | $3,004 |
| State Farm | $2,939 | $3,149 |
| Travelers | $3,688 | $3,688 |
| USAA | $2,978 | $3,038 |
Cheap Nassau, New York Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Nassau, New York? Check out the comparison of annual Nassau, New York auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,548 | $3,720 | $3,926 |
| Geico | $1,953 | $2,059 | $2,184 |
| Liberty Mutual | $4,785 | $4,986 | $5,237 |
| Nationwide | $2,614 | $2,754 | $2,955 |
| Progressive | $2,842 | $2,988 | $3,181 |
| State Farm | $2,894 | $3,060 | $3,177 |
| Travelers | $3,498 | $3,650 | $3,916 |
| USAA | $2,917 | $2,994 | $3,115 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Nassau, New York
Compare the cheapest auto insurance companies in Nassau, New York in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Nassau, New York Auto Insurance Companies
What auto insurance companies in Nassau, New York are the cheapest? Compare the top Nassau, New York auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,731 |
| Geico | $2,065 |
| Liberty Mutual | $5,003 |
| Nationwide | $2,775 |
| Progressive | $3,004 |
| State Farm | $3,044 |
| Travelers | $3,688 |
| USAA | $3,008 |
What affects auto insurance rates in Nassau, New York?
There are a lot of reasons why auto insurance rates in Nassau, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nassau, New York. Many local factors may affect your Nassau auto insurance rates.
Nassau Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nassau, New York commute length is 37.2 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Nassau, New York Auto Insurance Quotes
Before you buy Nassau, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nassau, New York auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Nassau, New York?
Nassau, New York auto insurance laws require a minimum coverage of 25/50/10.
How do age, gender, and marital status affect auto insurance rates in Nassau, New York?
Auto insurance rates in Nassau, New York are influenced by factors such as age, gender, and marital status.
Is it possible to find cheap auto insurance for teen drivers in Nassau, New York?
Finding cheap auto insurance for teen drivers in Nassau, New York can be challenging, but it’s not impossible.
What are the auto insurance rates for seniors in Nassau, New York?
The annual average auto insurance rates for seniors in Nassau, New York vary based on individual factors.
How does a driver’s driving record affect auto insurance rates in Nassau, New York?
Driving record plays a significant role in determining auto insurance rates in Nassau, New York. A clean record generally leads to lower rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.