Indian Trail, NC Auto Insurance (2024)
The average Indian Trail, NC auto insurance rates are $305 per month. The minimum auto insurance in Indian Trail is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Indian Trail, North Carolina, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Indian Trail is 31.7 minutes
- The most expensive auto insurance company in Indian Trail for teen drivers is Allstate
- Average auto insurance rates in Indian Trail, NC for senior drivers are $2,725 per year
Indian Trail, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Indian Trail can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Indian Trail, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Indian Trail to other North Carolina cities, including High Point auto insurance rates, Raleigh auto insurance rates, and Cary auto insurance rates to see how Indian Trail, North Carolina auto insurance rates stack up.
Before you buy Indian Trail, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Indian Trail, North Carolina auto insurance quotes.
Minimum Auto Insurance in Indian Trail, North Carolina
Indian Trail, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Indian Trail, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Indian Trail, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Indian Trail, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,346 | $6,346 | $5,201 | $5,201 | $15,379 | $15,379 | $6,471 | $6,471 |
| Geico | $2,622 | $2,573 | $2,592 | $2,545 | $4,928 | $4,884 | $2,301 | $2,288 |
| Liberty Mutual | $1,926 | $1,926 | $1,993 | $1,993 | $3,442 | $3,442 | $1,926 | $1,926 |
| Nationwide | $2,490 | $2,490 | $2,490 | $2,490 | $4,266 | $4,266 | $2,490 | $2,490 |
| Progressive | $1,845 | $1,845 | $1,695 | $1,695 | $4,385 | $4,385 | $2,060 | $2,060 |
| State Farm | $2,725 | $2,725 | $2,357 | $2,357 | $4,028 | $4,028 | $3,367 | $3,367 |
| Travelers | $2,794 | $2,794 | $2,772 | $2,772 | $4,799 | $4,799 | $2,868 | $2,868 |
Cheap Indian Trail, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Indian Trail, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Indian Trail, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,379 | $15,379 |
| Geico | $4,928 | $4,884 |
| Liberty Mutual | $3,442 | $3,442 |
| Nationwide | $4,266 | $4,266 |
| Progressive | $4,385 | $4,385 |
| State Farm | $4,028 | $4,028 |
| Travelers | $4,799 | $4,799 |
Cheap Indian Trail, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Indian Trail, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,201 | $5,201 |
| Geico | $2,592 | $2,545 |
| Liberty Mutual | $1,993 | $1,993 |
| Nationwide | $2,490 | $2,490 |
| Progressive | $1,695 | $1,695 |
| State Farm | $2,357 | $2,357 |
| Travelers | $2,772 | $2,772 |
Cheap Indian Trail, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Indian Trail, North Carolina compared to the annual auto insurance rates with a clean record in Indian Trail, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,528 | $7,963 | $14,791 | $6,114 |
| Geico | $1,659 | $2,467 | $5,949 | $2,292 |
| Liberty Mutual | $1,387 | $1,778 | $4,344 | $1,778 |
| Nationwide | $1,732 | $2,234 | $5,534 | $2,234 |
| Progressive | $1,199 | $1,738 | $5,362 | $1,685 |
| State Farm | $1,655 | $2,403 | $6,016 | $2,403 |
| Travelers | $1,968 | $2,585 | $6,138 | $2,542 |
Cheap Indian Trail, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Indian Trail, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Indian Trail, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $14,791 |
| Geico | $5,949 |
| Liberty Mutual | $4,344 |
| Nationwide | $5,534 |
| Progressive | $5,362 |
| State Farm | $6,016 |
| Travelers | $6,138 |
Cheap Indian Trail, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Indian Trail, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $11,273 | $7,342 | $6,432 |
| Geico | $3,341 | $3,078 | $2,857 |
| Liberty Mutual | $2,322 | $2,322 | $2,322 |
| Nationwide | $2,934 | $2,934 | $2,934 |
| Progressive | $2,795 | $2,445 | $2,249 |
| State Farm | $4,381 | $2,801 | $2,176 |
| Travelers | $3,532 | $3,216 | $3,177 |
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Cheap Indian Trail, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Indian Trail, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Indian Trail, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 28104 | $3,318 |
Cheap Indian Trail, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Indian Trail, North Carolina auto insurance. Find the cheapest annual Indian Trail, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,349 | $8,349 |
| Geico | $3,092 | $3,092 |
| Liberty Mutual | $2,322 | $2,322 |
| Nationwide | $2,934 | $2,934 |
| Progressive | $2,496 | $2,496 |
| State Farm | $3,111 | $3,127 |
| Travelers | $3,308 | $3,308 |
Cheap Indian Trail, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Indian Trail, North Carolina? Check out the comparison of annual Indian Trail, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $8,053 | $8,319 | $8,676 |
| Geico | $2,938 | $3,081 | $3,256 |
| Liberty Mutual | $2,202 | $2,307 | $2,456 |
| Nationwide | $2,802 | $2,918 | $3,081 |
| Progressive | $2,355 | $2,481 | $2,653 |
| State Farm | $2,983 | $3,103 | $3,272 |
| Travelers | $3,157 | $3,290 | $3,478 |
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Best By Category: Cheapest Auto Insurance in Indian Trail, North Carolina
Compare the cheapest auto insurance companies in Indian Trail, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Indian Trail, North Carolina Auto Insurance Companies
What auto insurance companies in Indian Trail, North Carolina are the cheapest? Compare the top Indian Trail, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,349 |
| Geico | $3,092 |
| Liberty Mutual | $2,322 |
| Nationwide | $2,934 |
| Progressive | $2,496 |
| State Farm | $3,119 |
| Travelers | $3,308 |
What affects auto insurance rates in Indian Trail, North Carolina?
There are a lot of reasons why auto insurance rates in Indian Trail, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Indian Trail, North Carolina. Many local factors may affect your Indian Trail auto insurance rates.
Indian Trail Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Indian Trail, North Carolina commute length is 31.7 minutes according to City-Data.
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Compare Indian Trail, North Carolina Auto Insurance Quotes
Before you buy Indian Trail, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Indian Trail, North Carolina auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Indian Trail, NC?
Yes, auto insurance is mandatory in Indian Trail, NC. All drivers in North Carolina are required to carry auto insurance that meets the state’s minimum coverage requirements.
What are the minimum auto insurance requirements in North Carolina?
The minimum auto insurance requirements in North Carolina are as follows:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
- $30,000 uninsured motorist bodily injury coverage per person
- $60,000 uninsured motorist bodily injury coverage per accident
Are there any additional coverage options for auto insurance in Indian Trail, NC?
Yes, in addition to the mandatory coverages, you can add various optional coverages to your auto insurance policy in Indian Trail, NC. These may include collision coverage, which pays for repairs or replacement of your vehicle in case of an accident, and comprehensive coverage, which covers damages to your vehicle caused by non-collision incidents such as theft, vandalism, or natural disasters.
How are auto insurance rates determined in Indian Trail, NC?
Auto insurance rates in Indian Trail, NC are determined by several factors, including your driving record, age, gender, location, the type of vehicle you drive, your credit history, and the coverage limits you choose. Insurance companies also consider statistical data on accident rates and claims in your area.
Are there any discounts available for auto insurance in Indian Trail, NC?
Yes, insurance companies in Indian Trail, NC offer various discounts that can help reduce your auto insurance premiums. Common discounts include good driver discounts, multi-vehicle discounts, safe driver courses, anti-theft device discounts, and bundling your auto insurance with other policies, such as homeowners insurance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.