Tulsa, OK Auto Insurance (2024)
The average Tulsa, OK auto insurance rates are $409 per month. The minimum auto insurance in Tulsa is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Tulsa, Oklahoma, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Tulsa, OK for senior drivers are $2,801 per year
- The most expensive auto insurance company in Tulsa for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Tulsa is State Farm
Tulsa, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Tulsa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tulsa, Oklahoma, including driving record, credit, commute time, and more.
Compare auto insurance in Tulsa to other Oklahoma cities, including Enid auto insurance rates, Tulsa auto insurance rates, and Midwest City auto insurance rates to see how Tulsa, Oklahoma auto insurance rates stack up.
Before you buy Tulsa, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tulsa, Oklahoma auto insurance quotes.
Minimum Auto Insurance in Tulsa, Oklahoma
Tulsa, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tulsa, Oklahoma.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Tulsa, Oklahoma Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Tulsa, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,665 | $2,665 | $2,467 | $2,591 | $8,547 | $10,070 | $2,858 | $3,001 |
| Farmers | $2,689 | $2,659 | $2,406 | $2,558 | $10,953 | $11,225 | $3,062 | $3,181 |
| Geico | $2,558 | $2,835 | $2,772 | $3,185 | $7,915 | $8,465 | $2,246 | $2,261 |
| Liberty Mutual | $5,161 | $5,463 | $4,531 | $4,968 | $15,561 | $17,154 | $5,366 | $5,557 |
| Progressive | $3,392 | $3,214 | $2,795 | $2,965 | $13,582 | $15,210 | $3,960 | $4,133 |
| State Farm | $2,182 | $2,182 | $1,943 | $1,943 | $6,144 | $7,711 | $2,311 | $2,616 |
| USAA | $2,108 | $2,094 | $2,042 | $2,042 | $7,027 | $7,794 | $2,698 | $2,935 |
Cheap Tulsa, Oklahoma Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Tulsa, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Tulsa, Oklahoma.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,547 | $10,070 |
| Farmers | $10,953 | $11,225 |
| Geico | $7,915 | $8,465 |
| Liberty Mutual | $15,561 | $17,154 |
| Progressive | $13,582 | $15,210 |
| State Farm | $6,144 | $7,711 |
| USAA | $7,027 | $7,794 |
Cheap Tulsa, Oklahoma Auto Insurance for Seniors
What are senior auto insurance rates in Tulsa, Oklahoma? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,467 | $2,591 |
| Farmers | $2,406 | $2,558 |
| Geico | $2,772 | $3,185 |
| Liberty Mutual | $4,531 | $4,968 |
| Progressive | $2,795 | $2,965 |
| State Farm | $1,943 | $1,943 |
| USAA | $2,042 | $2,042 |
Cheap Tulsa, Oklahoma Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tulsa, Oklahoma compared to the annual auto insurance rates with a clean record in Tulsa, Oklahoma.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,723 | $4,387 | $5,109 | $4,213 |
| Farmers | $4,072 | $5,267 | $5,138 | $4,889 |
| Geico | $2,899 | $4,503 | $5,094 | $3,623 |
| Liberty Mutual | $5,311 | $9,023 | $10,189 | $7,357 |
| Progressive | $4,789 | $8,923 | $5,291 | $5,623 |
| State Farm | $3,101 | $3,656 | $3,379 | $3,379 |
| USAA | $2,641 | $3,825 | $4,648 | $3,256 |
Cheap Tulsa, Oklahoma Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Tulsa, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Tulsa, Oklahoma to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,109 |
| Farmers | $5,138 |
| Geico | $5,094 |
| Liberty Mutual | $10,189 |
| Progressive | $5,291 |
| State Farm | $3,379 |
| USAA | $4,648 |
Cheap Tulsa, Oklahoma Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Tulsa, Oklahoma annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,393 | $4,085 | $3,596 |
| Farmers | $5,544 | $4,605 | $4,376 |
| Geico | $4,860 | $4,030 | $3,199 |
| Liberty Mutual | $11,409 | $7,013 | $5,487 |
| Progressive | $6,978 | $5,952 | $5,539 |
| State Farm | $4,715 | $3,008 | $2,414 |
| USAA | $5,283 | $3,050 | $2,444 |
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Cheap Tulsa, Oklahoma Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Tulsa, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Tulsa, Oklahoma to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 74103 | $5,065 |
| 74104 | $4,927 |
| 74105 | $4,899 |
| 74106 | $5,133 |
| 74107 | $4,759 |
| 74108 | $4,827 |
| 74110 | $5,171 |
| 74112 | $4,925 |
| 74114 | $4,866 |
| 74115 | $5,160 |
| 74116 | $4,928 |
| 74117 | $4,804 |
| 74119 | $4,965 |
| 74120 | $4,985 |
| 74126 | $4,927 |
| 74127 | $4,887 |
| 74128 | $4,969 |
| 74129 | $4,955 |
| 74130 | $4,895 |
| 74131 | $4,639 |
| 74132 | $4,646 |
| 74133 | $4,775 |
| 74134 | $4,942 |
| 74135 | $4,913 |
| 74136 | $4,832 |
| 74137 | $4,838 |
| 74145 | $4,867 |
| 74146 | $5,026 |
| 74171 | $4,767 |
| 74172 | $4,943 |
Cheap Tulsa, Oklahoma Auto Insurance Rates By Commute
Commute length and annual mileage affect Tulsa, Oklahoma auto insurance. Find the cheapest annual Tulsa, Oklahoma auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,358 | $4,358 |
| Farmers | $4,842 | $4,842 |
| Geico | $3,957 | $4,102 |
| Liberty Mutual | $7,970 | $7,970 |
| Progressive | $6,156 | $6,156 |
| State Farm | $3,322 | $3,436 |
| USAA | $3,549 | $3,635 |
Cheap Tulsa, Oklahoma Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Tulsa, Oklahoma? Check out the comparison of annual Tulsa, Oklahoma auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,058 | $4,339 | $4,677 |
| Farmers | $4,605 | $4,778 | $5,141 |
| Geico | $3,711 | $4,043 | $4,335 |
| Liberty Mutual | $7,527 | $7,941 | $8,442 |
| Progressive | $5,673 | $6,114 | $6,683 |
| State Farm | $3,155 | $3,359 | $3,623 |
| USAA | $3,419 | $3,580 | $3,778 |
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Best By Category: Cheapest Auto Insurance in Tulsa, Oklahoma
Compare the cheapest auto insurance companies in Tulsa, Oklahoma in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Tulsa, Oklahoma Auto Insurance Companies
What auto insurance companies in Tulsa, Oklahoma are the cheapest? Compare the top Tulsa, Oklahoma auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,358 |
| Farmers | $4,842 |
| Geico | $4,030 |
| Liberty Mutual | $7,970 |
| Progressive | $6,156 |
| State Farm | $3,379 |
| USAA | $3,592 |
What affects auto insurance rates in Tulsa, Oklahoma?
There are a lot of reasons why auto insurance rates in Tulsa, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tulsa, Oklahoma. Many local factors may affect your Tulsa auto insurance rates.
Tulsa Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tulsa, Oklahoma commute length is 18.6 minutes according to City-Data.
Tulsa Traffic
How does Tulsa, Oklahoma rank for traffic? According to Inrix Tulsa, Oklahoma is the 938th most congested worldwide.
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Compare Tulsa, Oklahoma Auto Insurance Quotes
Before you buy Tulsa, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tulsa, Oklahoma auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Tulsa, OK?
In Tulsa, OK, the minimum auto insurance requirements include liability coverage with a minimum of $25,000 per person and $50,000 per accident for bodily injury, as well as $25,000 for property damage liability.
What factors can affect my auto insurance rates in Tulsa, OK?
Several factors can influence your auto insurance rates in Tulsa, OK. These include your driving record, age, gender, marital status, type of vehicle, location, credit score, and the coverage limits and deductibles you choose.
Are there any discounts available for Tulsa, OK auto insurance?
Yes, many insurance companies offer various discounts for auto insurance in Tulsa, OK. These discounts can include multi-policy discounts, safe driver discounts, good student discounts, anti-theft device discounts, and discounts for certain professional affiliations.
Can I use my auto insurance coverage in Tulsa, OK if I travel to other states?
Yes, your auto insurance coverage in Tulsa, OK generally extends to other states. However, it’s essential to review your policy or consult with your insurance provider to confirm the details and any specific limitations.
What should I do after a car accident in Tulsa, OK?
After a car accident in Tulsa, OK, it’s crucial to prioritize your safety and the safety of others involved. Then, exchange contact and insurance information with the other driver(s), document the accident scene, and notify your insurance company promptly to report the incident and initiate the claims process.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.