Scranton, PA Auto Insurance (2024)
The average Scranton, PA auto insurance rates are $336 per month. The minimum auto insurance in Scranton is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Scranton, Pennsylvania, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Scranton, Pennsylvania is 15/30/5
- The cheapest auto insurance company in Scranton is USAA
- Average auto insurance rates in Scranton, PA for senior drivers are $2,024 per year
Scranton, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Scranton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scranton, Pennsylvania, including driving record, credit, commute time, and more.
Compare auto insurance in Scranton to other Pennsylvania cities, including Erie auto insurance rates, Pittsburgh auto insurance rates, and Bethlehem auto insurance rates to see how Scranton, Pennsylvania auto insurance rates stack up.
Before you buy Scranton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scranton, Pennsylvania auto insurance quotes.
Minimum Auto Insurance in Scranton, Pennsylvania
Scranton, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scranton, Pennsylvania.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Scranton, Pennsylvania Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Scranton, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,398 | $2,398 | $2,226 | $2,226 | $8,093 | $8,093 | $2,620 | $2,620 |
| Geico | $1,988 | $1,720 | $1,905 | $1,650 | $4,994 | $4,332 | $1,984 | $1,717 |
| Liberty Mutual | $3,749 | $3,749 | $3,437 | $3,437 | $10,877 | $10,877 | $4,750 | $4,750 |
| Nationwide | $1,796 | $1,796 | $1,706 | $1,706 | $5,022 | $5,022 | $2,012 | $2,012 |
| Progressive | $2,819 | $2,819 | $2,521 | $2,521 | $9,210 | $9,210 | $3,572 | $3,572 |
| State Farm | $1,766 | $1,766 | $1,571 | $1,571 | $6,445 | $6,445 | $1,956 | $1,956 |
| Travelers | $1,771 | $1,771 | $1,929 | $1,929 | $27,475 | $27,475 | $2,110 | $2,110 |
| USAA | $1,128 | $1,128 | $1,022 | $1,022 | $3,417 | $3,417 | $1,492 | $1,492 |
Cheap Scranton, Pennsylvania Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Scranton, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Scranton, Pennsylvania.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,093 | $8,093 |
| Geico | $4,994 | $4,332 |
| Liberty Mutual | $10,877 | $10,877 |
| Nationwide | $5,022 | $5,022 |
| Progressive | $9,210 | $9,210 |
| State Farm | $6,445 | $6,445 |
| Travelers | $27,475 | $27,475 |
| USAA | $3,417 | $3,417 |
Cheap Scranton, Pennsylvania Auto Insurance for Seniors
What are senior auto insurance rates in Scranton, Pennsylvania? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,226 | $2,226 |
| Geico | $1,905 | $1,650 |
| Liberty Mutual | $3,437 | $3,437 |
| Nationwide | $1,706 | $1,706 |
| Progressive | $2,521 | $2,521 |
| State Farm | $1,571 | $1,571 |
| Travelers | $1,929 | $1,929 |
| USAA | $1,022 | $1,022 |
Cheap Scranton, Pennsylvania Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scranton, Pennsylvania compared to the annual auto insurance rates with a clean record in Scranton, Pennsylvania.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,669 | $4,328 | $3,669 | $3,669 |
| Geico | $1,862 | $3,226 | $2,492 | $2,566 |
| Liberty Mutual | $5,182 | $5,983 | $5,824 | $5,824 |
| Nationwide | $1,918 | $2,551 | $3,525 | $2,543 |
| Progressive | $4,096 | $5,694 | $4,224 | $4,108 |
| State Farm | $2,669 | $3,200 | $2,935 | $2,935 |
| Travelers | $5,862 | $8,386 | $10,652 | $8,386 |
| USAA | $1,420 | $1,963 | $2,090 | $1,586 |
Cheap Scranton, Pennsylvania Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Scranton, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Scranton, Pennsylvania to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,669 |
| Geico | $2,492 |
| Liberty Mutual | $5,824 |
| Nationwide | $3,525 |
| Progressive | $4,224 |
| State Farm | $2,935 |
| Travelers | $10,652 |
| USAA | $2,090 |
Cheap Scranton, Pennsylvania Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Scranton, Pennsylvania annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,905 | $3,654 | $2,943 |
| Geico | $3,806 | $2,145 | $1,657 |
| Liberty Mutual | $7,277 | $5,221 | $4,612 |
| Nationwide | $3,091 | $2,544 | $2,267 |
| Progressive | $5,992 | $4,215 | $3,384 |
| State Farm | $4,172 | $2,588 | $2,045 |
| Travelers | $9,039 | $8,189 | $7,735 |
| USAA | $2,206 | $1,638 | $1,450 |
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Cheap Scranton, Pennsylvania Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Scranton, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Scranton, Pennsylvania to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 18503 | $4,927 |
| 18504 | $4,857 |
| 18505 | $5,013 |
| 18508 | $4,857 |
| 18509 | $4,973 |
| 18510 | $5,029 |
| 18515 | $5,591 |
Cheap Scranton, Pennsylvania Auto Insurance Rates By Commute
Commute length and annual mileage affect Scranton, Pennsylvania auto insurance. Find the cheapest annual Scranton, Pennsylvania auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,756 | $3,912 |
| Geico | $2,497 | $2,575 |
| Liberty Mutual | $5,558 | $5,849 |
| Nationwide | $2,634 | $2,634 |
| Progressive | $4,531 | $4,531 |
| State Farm | $2,848 | $3,021 |
| Travelers | $8,321 | $8,321 |
| USAA | $1,714 | $1,815 |
Cheap Scranton, Pennsylvania Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Scranton, Pennsylvania? Check out the comparison of annual Scranton, Pennsylvania auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,639 | $3,860 | $4,003 |
| Geico | $2,272 | $2,564 | $2,773 |
| Liberty Mutual | $5,415 | $5,748 | $5,948 |
| Nationwide | $2,602 | $2,669 | $2,632 |
| Progressive | $4,074 | $4,564 | $4,954 |
| State Farm | $2,713 | $2,979 | $3,112 |
| Travelers | $8,205 | $8,356 | $8,403 |
| USAA | $1,629 | $1,782 | $1,883 |
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Best By Category: Cheapest Auto Insurance in Scranton, Pennsylvania
Compare the cheapest auto insurance companies in Scranton, Pennsylvania in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Scranton, Pennsylvania Auto Insurance Companies
What auto insurance companies in Scranton, Pennsylvania are the cheapest? Compare the top Scranton, Pennsylvania auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,834 |
| Geico | $2,536 |
| Liberty Mutual | $5,703 |
| Nationwide | $2,634 |
| Progressive | $4,531 |
| State Farm | $2,935 |
| Travelers | $8,321 |
| USAA | $1,765 |
What affects auto insurance rates in Scranton, Pennsylvania?
There are a lot of reasons why auto insurance rates in Scranton, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scranton, Pennsylvania. Many local factors may affect your Scranton auto insurance rates.
Scranton Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scranton, Pennsylvania commute length is 20.1 minutes according to City-Data.
Scranton Traffic
How does Scranton, Pennsylvania rank for traffic? According to Inrix Scranton, Pennsylvania is the 974th most congested worldwide.
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Compare Scranton, Pennsylvania Auto Insurance Quotes
Before you buy Scranton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scranton, Pennsylvania auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Scranton, Pennsylvania?
Scranton, Pennsylvania auto insurance laws require a minimum coverage of 15/30/5. This means you must have at least $15,000 bodily injury liability coverage per person, $30,000 bodily injury liability coverage per accident, and $5,000 property damage liability coverage.
What factors can affect auto insurance rates in Scranton, Pennsylvania?
Several factors can influence auto insurance rates in Scranton, Pennsylvania. These include your driving record, credit history, age, gender, marital status, commute time, ZIP code, and coverage level.
How can I find cheap auto insurance in Scranton, Pennsylvania?
To find the best cheap auto insurance in Scranton, Pennsylvania, it’s recommended to compare quotes from multiple insurance companies. By shopping around, you can compare rates and find the most affordable coverage that meets your needs.
How does age, gender, and marital status impact auto insurance rates in Scranton, Pennsylvania?
Age, gender, and marital status can affect auto insurance rates in Scranton, Pennsylvania. Generally, younger drivers, particularly teenagers, tend to have higher rates. Additionally, males typically have higher rates than females. Marital status can also play a role, as married individuals often receive lower rates compared to single individuals.
Are there any special considerations for teen drivers in Scranton, Pennsylvania?
Teen drivers in Scranton, Pennsylvania usually face higher auto insurance rates due to their lack of driving experience. It’s advisable for parents or guardians to add their teen drivers to their existing policy or explore options for teen driver discounts to help mitigate the higher costs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.