Laurens, SC Auto Insurance (2024)
The average Laurens, SC auto insurance rates are $273 per month. The minimum auto insurance in Laurens is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Laurens, South Carolina, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Laurens for teen drivers is Progressive
- Average auto insurance rates in Laurens, SC for senior drivers are $1,930 per year
- The average commute length in Laurens is 21.2 minutes
Laurens, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Laurens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Laurens, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Laurens to other South Carolina cities, including Mount Pleasant auto insurance rates, Hilton Head Island auto insurance rates, and Charleston auto insurance rates to see how Laurens, South Carolina auto insurance rates stack up.
Before you buy Laurens, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Laurens, South Carolina auto insurance quotes.
Minimum Auto Insurance in Laurens, South Carolina
Laurens, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Laurens, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Laurens, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Laurens, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,348 | $2,348 | $2,246 | $2,246 | $6,121 | $7,853 | $2,612 | $2,844 |
| Farmers | $2,414 | $2,423 | $2,293 | $2,516 | $6,188 | $6,955 | $2,615 | $2,665 |
| Geico | $1,930 | $1,930 | $1,760 | $1,760 | $4,746 | $4,855 | $2,257 | $2,317 |
| Nationwide | $2,310 | $2,344 | $2,080 | $2,163 | $5,482 | $7,075 | $2,604 | $2,844 |
| Progressive | $2,026 | $1,887 | $1,745 | $1,818 | $8,381 | $9,272 | $2,347 | $2,466 |
| State Farm | $1,853 | $1,853 | $1,678 | $1,678 | $5,312 | $6,666 | $2,079 | $2,346 |
| USAA | $1,651 | $1,654 | $1,520 | $1,516 | $6,707 | $7,342 | $2,169 | $2,278 |
Cheap Laurens, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Laurens, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Laurens, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,121 | $7,853 |
| Farmers | $6,188 | $6,955 |
| Geico | $4,746 | $4,855 |
| Nationwide | $5,482 | $7,075 |
| Progressive | $8,381 | $9,272 |
| State Farm | $5,312 | $6,666 |
| USAA | $6,707 | $7,342 |
Cheap Laurens, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Laurens, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,246 | $2,246 |
| Farmers | $2,293 | $2,516 |
| Geico | $1,760 | $1,760 |
| Nationwide | $2,080 | $2,163 |
| Progressive | $1,745 | $1,818 |
| State Farm | $1,678 | $1,678 |
| USAA | $1,520 | $1,516 |
Cheap Laurens, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Laurens, South Carolina compared to the annual auto insurance rates with a clean record in Laurens, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,700 | $4,268 | $3,776 | $3,566 |
| Farmers | $2,937 | $4,054 | $3,374 | $3,669 |
| Geico | $2,059 | $2,658 | $4,002 | $2,059 |
| Nationwide | $2,684 | $3,457 | $4,358 | $2,951 |
| Progressive | $3,079 | $4,457 | $3,718 | $3,717 |
| State Farm | $2,664 | $3,262 | $2,903 | $2,903 |
| USAA | $2,449 | $3,025 | $4,202 | $2,742 |
Cheap Laurens, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Laurens, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Laurens, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,776 |
| Farmers | $3,374 |
| Geico | $4,002 |
| Nationwide | $4,358 |
| Progressive | $3,718 |
| State Farm | $2,903 |
| USAA | $4,202 |
Cheap Laurens, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Laurens, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,490 | $3,390 | $2,852 |
| Farmers | $4,023 | $3,403 | $3,100 |
| Geico | $4,109 | $2,210 | $1,764 |
| Nationwide | $3,999 | $3,237 | $2,852 |
| Progressive | $4,165 | $3,654 | $3,409 |
| State Farm | $4,205 | $2,571 | $2,024 |
| USAA | $4,852 | $2,378 | $2,084 |
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Cheap Laurens, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Laurens, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Laurens, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29360 | $3,040 |
Cheap Laurens, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Laurens, South Carolina auto insurance. Find the cheapest annual Laurens, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,505 | $3,650 |
| Farmers | $3,509 | $3,509 |
| Geico | $2,679 | $2,710 |
| Nationwide | $3,363 | $3,363 |
| Progressive | $3,743 | $3,743 |
| State Farm | $2,861 | $3,005 |
| USAA | $3,072 | $3,137 |
Cheap Laurens, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Laurens, South Carolina? Check out the comparison of annual Laurens, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,379 | $3,561 | $3,792 |
| Farmers | $3,189 | $3,510 | $3,827 |
| Geico | $2,520 | $2,670 | $2,894 |
| Nationwide | $3,342 | $3,360 | $3,387 |
| Progressive | $3,505 | $3,702 | $4,021 |
| State Farm | $2,724 | $2,932 | $3,143 |
| USAA | $2,938 | $3,100 | $3,276 |
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Best By Category: Cheapest Auto Insurance in Laurens, South Carolina
Compare the cheapest auto insurance companies in Laurens, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Laurens, South Carolina Auto Insurance Companies
What auto insurance companies in Laurens, South Carolina are the cheapest? Compare the top Laurens, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,577 |
| Farmers | $3,509 |
| Geico | $2,695 |
| Nationwide | $3,363 |
| Progressive | $3,743 |
| State Farm | $2,933 |
| USAA | $3,105 |
What affects auto insurance rates in Laurens, South Carolina?
There are a lot of reasons why auto insurance rates in Laurens, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Laurens, South Carolina. Many local factors may affect your Laurens auto insurance rates.
Laurens Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Laurens, South Carolina commute length is 21.2 minutes according to City-Data.
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Compare Laurens, South Carolina Auto Insurance Quotes
Before you buy Laurens, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Laurens, South Carolina auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Laurens, South Carolina?
Laurens, South Carolina auto insurance laws require a minimum coverage of 25/50/25. This means you need at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How can I find the best cheap auto insurance in Laurens, South Carolina?
To find the best cheap auto insurance in Laurens, South Carolina, it’s important to compare quotes from multiple companies. By comparing rates, you can identify the most affordable options that meet your coverage needs. Utilize online tools or work with an insurance agent to gather and compare quotes.
How do age, gender, and marital status affect auto insurance rates in Laurens, South Carolina?
Age, gender, and marital status can impact auto insurance rates in Laurens, South Carolina. Insurance providers consider statistics and actuarial data that show certain demographics may have a higher risk of accidents or file more claims. Generally, young drivers, males, and single individuals tend to have higher rates compared to older, married individuals.
What are the average auto insurance rates for teen drivers in Laurens, South Carolina?
Teen drivers in Laurens, South Carolina often face higher auto insurance rates due to their lack of driving experience. The exact rates can vary depending on factors such as the teen’s age, type of vehicle, and driving record. It’s advisable to contact insurance companies directly to get personalized quotes for teen drivers.
How does driving record and credit history affect auto insurance rates in Laurens, South Carolina?
Driving record and credit history can significantly impact auto insurance rates in Laurens, South Carolina. A clean driving record and good credit history generally result in lower rates, as they are seen as indicators of responsible behavior. On the other hand, a history of accidents, traffic violations, or poor credit can lead to higher insurance premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.