Greeneville, TN Auto Insurance (2024)
The average Greeneville, TN auto insurance rates are $293 per month. The minimum auto insurance in Greeneville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Greeneville, Tennessee, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Greeneville, Tennessee is 25/50/15
- The most expensive auto insurance company in Greeneville for teen drivers is Liberty Mutual
- Average auto insurance rates in Greeneville, TN for senior drivers are $1,864 per year
Greeneville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Greeneville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greeneville, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Greeneville to other Tennessee cities, including Murfreesboro auto insurance rates, Chattanooga auto insurance rates, and Johnson City auto insurance rates to see how Greeneville, Tennessee auto insurance rates stack up.
Before you buy Greeneville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greeneville, Tennessee auto insurance quotes.
Minimum Auto Insurance in Greeneville, Tennessee
Greeneville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greeneville, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Greeneville, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Greeneville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,766 | $2,651 | $2,485 | $2,579 | $10,450 | $11,361 | $2,942 | $3,051 |
| Farmers | $1,747 | $1,779 | $1,564 | $1,721 | $7,254 | $7,733 | $2,374 | $2,511 |
| Geico | $2,168 | $2,186 | $1,997 | $1,997 | $6,620 | $6,733 | $2,204 | $2,274 |
| Liberty Mutual | $3,433 | $129 | $2,830 | $3,157 | $13,968 | $15,506 | $3,678 | $3,915 |
| Nationwide | $2,132 | $2,149 | $1,913 | $1,942 | $5,871 | $7,560 | $2,451 | $2,657 |
| Progressive | $1,772 | $1,667 | $1,444 | $1,511 | $8,106 | $9,120 | $2,139 | $2,343 |
| State Farm | $1,419 | $1,419 | $1,285 | $1,285 | $4,401 | $5,495 | $1,605 | $1,870 |
| Travelers | $1,769 | $1,862 | $1,608 | $1,711 | $4,954 | $6,136 | $1,884 | $1,983 |
| USAA | $1,395 | $1,418 | $1,263 | $1,262 | $4,977 | $5,695 | $1,818 | $1,936 |
Cheap Greeneville, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Greeneville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Greeneville, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,450 | $11,361 |
| Farmers | $7,254 | $7,733 |
| Geico | $6,620 | $6,733 |
| Liberty Mutual | $13,968 | $15,506 |
| Nationwide | $5,871 | $7,560 |
| Progressive | $8,106 | $9,120 |
| State Farm | $4,401 | $5,495 |
| Travelers | $4,954 | $6,136 |
| USAA | $4,977 | $5,695 |
Cheap Greeneville, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Greeneville, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,485 | $2,579 |
| Farmers | $1,564 | $1,721 |
| Geico | $1,997 | $1,997 |
| Liberty Mutual | $2,830 | $3,157 |
| Nationwide | $1,913 | $1,942 |
| Progressive | $1,444 | $1,511 |
| State Farm | $1,285 | $1,285 |
| Travelers | $1,608 | $1,711 |
| USAA | $1,263 | $1,262 |
Cheap Greeneville, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greeneville, Tennessee compared to the annual auto insurance rates with a clean record in Greeneville, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,996 | $4,767 | $5,795 | $4,584 |
| Farmers | $2,854 | $3,522 | $3,603 | $3,363 |
| Geico | $2,385 | $3,187 | $5,133 | $2,385 |
| Liberty Mutual | $4,722 | $6,812 | $6,337 | $5,438 |
| Nationwide | $2,888 | $2,888 | $4,327 | $3,235 |
| Progressive | $3,093 | $4,022 | $3,293 | $3,643 |
| State Farm | $2,136 | $2,559 | $2,347 | $2,347 |
| Travelers | $2,220 | $2,850 | $3,152 | $2,732 |
| USAA | $1,798 | $2,694 | $3,164 | $2,227 |
Cheap Greeneville, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Greeneville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Greeneville, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,795 |
| Farmers | $3,603 |
| Geico | $5,133 |
| Liberty Mutual | $6,337 |
| Nationwide | $4,327 |
| Progressive | $3,293 |
| State Farm | $2,347 |
| Travelers | $3,152 |
| USAA | $3,164 |
Cheap Greeneville, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Greeneville, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,105 | $4,677 | $3,576 |
| Farmers | $3,957 | $3,108 | $2,941 |
| Geico | $3,713 | $3,180 | $2,924 |
| Liberty Mutual | $8,355 | $5,121 | $4,005 |
| Nationwide | $4,010 | $3,178 | $2,815 |
| Progressive | $3,943 | $3,408 | $3,188 |
| State Farm | $3,407 | $2,046 | $1,590 |
| Travelers | $3,486 | $2,734 | $1,995 |
| USAA | $3,575 | $2,101 | $1,736 |
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Cheap Greeneville, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Greeneville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Greeneville, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 37743 | $3,593 |
| 37745 | $3,561 |
Cheap Greeneville, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Greeneville, Tennessee auto insurance. Find the cheapest annual Greeneville, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,786 | $4,786 |
| Farmers | $3,335 | $3,335 |
| Geico | $3,252 | $3,293 |
| Liberty Mutual | $5,827 | $5,827 |
| Nationwide | $3,334 | $3,334 |
| Progressive | $3,513 | $3,513 |
| State Farm | $2,292 | $2,403 |
| Travelers | $2,631 | $2,846 |
| USAA | $2,401 | $2,541 |
Cheap Greeneville, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Greeneville, Tennessee? Check out the comparison of annual Greeneville, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,639 | $4,775 | $4,943 |
| Farmers | $3,150 | $3,321 | $3,536 |
| Geico | $3,116 | $3,265 | $3,436 |
| Liberty Mutual | $5,579 | $5,824 | $6,078 |
| Nationwide | $3,361 | $3,263 | $3,379 |
| Progressive | $3,301 | $3,514 | $3,723 |
| State Farm | $2,212 | $2,358 | $2,472 |
| Travelers | $2,575 | $2,736 | $2,904 |
| USAA | $2,387 | $2,461 | $2,564 |
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Best By Category: Cheapest Auto Insurance in Greeneville, Tennessee
Compare the cheapest auto insurance companies in Greeneville, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Greeneville, Tennessee Auto Insurance Companies
What auto insurance companies in Greeneville, Tennessee are the cheapest? Compare the top Greeneville, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,786 |
| Farmers | $3,335 |
| Geico | $3,272 |
| Liberty Mutual | $5,827 |
| Nationwide | $3,334 |
| Progressive | $3,513 |
| State Farm | $2,347 |
| Travelers | $2,738 |
| USAA | $2,471 |
What affects auto insurance rates in Greeneville, Tennessee?
There are a lot of reasons why auto insurance rates in Greeneville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greeneville, Tennessee. Many local factors may affect your Greeneville auto insurance rates.
Greeneville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greeneville, Tennessee commute length is 18.0 minutes according to City-Data.
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Compare Greeneville, Tennessee Auto Insurance Quotes
Before you buy Greeneville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greeneville, Tennessee auto insurance quotes.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Greeneville, TN?
Several factors can influence the cost of auto insurance in Greeneville, TN. These include your driving record, age, type of vehicle, coverage limits, deductible amount, credit history, and the insurance company’s underwriting guidelines. Generally, drivers with clean records and low-risk factors tend to have lower insurance premiums.
How can I find the best auto insurance policy in Greeneville, TN?
To find the best auto insurance policy in Greeneville, TN, it’s recommended to compare quotes from multiple insurance companies. You can either contact insurance agents directly or use online comparison tools to get personalized quotes based on your specific needs and preferences.
Are there any discounts available for auto insurance in Greeneville, TN?
Many insurance companies offer various discounts that can help reduce your auto insurance premiums. Some common discounts include safe driver discounts, multi-policy discounts (e.g., bundling auto and home insurance), good student discounts, and discounts for certain safety features on your vehicle.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage is an optional insurance coverage that protects you if you are involved in an accident with a driver who does not have insurance or whose insurance coverage is insufficient to cover your damages. It can help pay for medical expenses, property damage, and other losses.
What is comprehensive coverage?
Comprehensive coverage is an optional insurance coverage that helps pay for damages to your vehicle that are not caused by a collision. This can include theft, vandalism, fire, natural disasters, and other non-collision-related incidents. Like collision coverage, it is subject to a deductible.
Is auto insurance mandatory in Greeneville, TN?
Yes, auto insurance is mandatory in Greeneville, TN, as it is in the entire state of Tennessee. All drivers are required to have liability insurance coverage to legally operate a vehicle.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.