Mount Juliet, TN Auto Insurance (2024)
The average Mount Juliet, TN auto insurance rates are $287 per month. The minimum auto insurance in Mount Juliet is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Mount Juliet, Tennessee, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Mount Juliet, TN for senior drivers are $1,818 per year
- The minimum auto insurance required in Mount Juliet, Tennessee is 25/50/15
- The most expensive auto insurance company in Mount Juliet for teen drivers is Liberty Mutual
Mount Juliet, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Mount Juliet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Juliet, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Mount Juliet to other Tennessee cities, including Memphis auto insurance rates, Jackson auto insurance rates, and Chattanooga auto insurance rates to see how Mount Juliet, Tennessee auto insurance rates stack up.
Before you buy Mount Juliet, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Juliet, Tennessee auto insurance quotes.
Minimum Auto Insurance in Mount Juliet, Tennessee
Mount Juliet, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Juliet, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Mount Juliet, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Mount Juliet, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,594 | $2,489 | $2,343 | $2,432 | $9,839 | $10,737 | $2,755 | $2,841 |
| Farmers | $1,669 | $1,699 | $1,493 | $1,644 | $6,969 | $7,432 | $2,270 | $2,402 |
| Geico | $1,995 | $2,010 | $1,834 | $1,834 | $6,188 | $6,285 | $2,035 | $2,100 |
| Liberty Mutual | $3,194 | $129 | $2,627 | $2,936 | $13,474 | $14,978 | $3,422 | $3,640 |
| Nationwide | $2,094 | $2,109 | $1,881 | $1,908 | $5,764 | $7,417 | $2,406 | $2,606 |
| Progressive | $1,656 | $1,555 | $1,352 | $1,415 | $7,607 | $8,548 | $1,995 | $2,176 |
| State Farm | $1,626 | $1,626 | $1,479 | $1,479 | $5,132 | $6,411 | $1,842 | $2,142 |
| Travelers | $1,761 | $1,853 | $1,613 | $1,716 | $5,050 | $6,300 | $1,872 | $1,969 |
| USAA | $1,514 | $1,536 | $1,372 | $1,368 | $5,503 | $6,307 | $1,983 | $2,101 |
Cheap Mount Juliet, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Mount Juliet, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Mount Juliet, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,839 | $10,737 |
| Farmers | $6,969 | $7,432 |
| Geico | $6,188 | $6,285 |
| Liberty Mutual | $13,474 | $14,978 |
| Nationwide | $5,764 | $7,417 |
| Progressive | $7,607 | $8,548 |
| State Farm | $5,132 | $6,411 |
| Travelers | $5,050 | $6,300 |
| USAA | $5,503 | $6,307 |
Cheap Mount Juliet, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Mount Juliet, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,343 | $2,432 |
| Farmers | $1,493 | $1,644 |
| Geico | $1,834 | $1,834 |
| Liberty Mutual | $2,627 | $2,936 |
| Nationwide | $1,881 | $1,908 |
| Progressive | $1,352 | $1,415 |
| State Farm | $1,479 | $1,479 |
| Travelers | $1,613 | $1,716 |
| USAA | $1,372 | $1,368 |
Cheap Mount Juliet, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Juliet, Tennessee compared to the annual auto insurance rates with a clean record in Mount Juliet, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,770 | $4,497 | $5,434 | $4,314 |
| Farmers | $2,737 | $3,376 | $3,454 | $3,223 |
| Geico | $2,215 | $2,957 | $4,754 | $2,215 |
| Liberty Mutual | $4,496 | $6,497 | $6,035 | $5,173 |
| Nationwide | $2,836 | $2,836 | $4,245 | $3,176 |
| Progressive | $2,896 | $3,766 | $3,083 | $3,407 |
| State Farm | $2,466 | $2,967 | $2,717 | $2,717 |
| Travelers | $2,240 | $2,881 | $3,191 | $2,756 |
| USAA | $1,967 | $2,961 | $3,471 | $2,442 |
Cheap Mount Juliet, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Mount Juliet, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Mount Juliet, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,434 |
| Farmers | $3,454 |
| Geico | $4,754 |
| Liberty Mutual | $6,035 |
| Nationwide | $4,245 |
| Progressive | $3,083 |
| State Farm | $2,717 |
| Travelers | $3,191 |
| USAA | $3,471 |
Cheap Mount Juliet, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Mount Juliet, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,737 | $4,406 | $3,368 |
| Farmers | $3,791 | $2,981 | $2,820 |
| Geico | $3,441 | $2,950 | $2,714 |
| Liberty Mutual | $7,937 | $4,889 | $3,825 |
| Nationwide | $3,918 | $3,124 | $2,777 |
| Progressive | $3,687 | $3,191 | $2,986 |
| State Farm | $3,946 | $2,367 | $1,838 |
| Travelers | $3,511 | $2,771 | $2,018 |
| USAA | $3,914 | $2,309 | $1,908 |
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Cheap Mount Juliet, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Mount Juliet, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Mount Juliet, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 37122 | $3,506 |
Cheap Mount Juliet, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Mount Juliet, Tennessee auto insurance. Find the cheapest annual Mount Juliet, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,504 | $4,504 |
| Farmers | $3,197 | $3,197 |
| Geico | $3,014 | $3,056 |
| Liberty Mutual | $5,550 | $5,550 |
| Nationwide | $3,273 | $3,273 |
| Progressive | $3,288 | $3,288 |
| State Farm | $2,651 | $2,783 |
| Travelers | $2,658 | $2,876 |
| USAA | $2,634 | $2,786 |
Cheap Mount Juliet, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Mount Juliet, Tennessee? Check out the comparison of annual Mount Juliet, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,332 | $4,492 | $4,687 |
| Farmers | $3,020 | $3,184 | $3,388 |
| Geico | $2,884 | $3,030 | $3,191 |
| Liberty Mutual | $5,298 | $5,550 | $5,802 |
| Nationwide | $3,286 | $3,203 | $3,330 |
| Progressive | $3,073 | $3,290 | $3,501 |
| State Farm | $2,546 | $2,731 | $2,873 |
| Travelers | $2,592 | $2,765 | $2,944 |
| USAA | $2,615 | $2,699 | $2,817 |
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Best By Category: Cheapest Auto Insurance in Mount Juliet, Tennessee
Compare the cheapest auto insurance companies in Mount Juliet, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Mount Juliet, Tennessee Auto Insurance Companies
What auto insurance companies in Mount Juliet, Tennessee are the cheapest? Compare the top Mount Juliet, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,504 |
| Farmers | $3,197 |
| Geico | $3,035 |
| Liberty Mutual | $5,550 |
| Nationwide | $3,273 |
| Progressive | $3,288 |
| State Farm | $2,717 |
| Travelers | $2,767 |
| USAA | $2,710 |
What affects auto insurance rates in Mount Juliet, Tennessee?
There are a lot of reasons why auto insurance rates in Mount Juliet, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Juliet, Tennessee. Many local factors may affect your Mount Juliet auto insurance rates.
Mount Juliet Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Juliet, Tennessee commute length is 32.0 minutes according to City-Data.
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Compare Mount Juliet, Tennessee Auto Insurance Quotes
Before you buy Mount Juliet, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Juliet, Tennessee auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Mount Juliet, Tennessee?
The minimum auto insurance requirements in Mount Juliet, Tennessee are 25/50/15, as mandated by Tennessee auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Mount Juliet, Tennessee?
Auto insurance rates in Mount Juliet, Tennessee are influenced by factors such as age, gender, and marital status. These demographics can impact the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Mount Juliet, Tennessee?
Finding cheap auto insurance for teen drivers in Mount Juliet, Tennessee can be challenging. The annual rates for teen auto insurance in Mount Juliet, Tennessee tend to be higher.
What are the average auto insurance rates for seniors in Mount Juliet, Tennessee?
The average auto insurance rates for seniors in Mount Juliet, Tennessee can vary. It’s important to compare annual rates to find the best coverage options for older drivers.
How does driving record affect auto insurance rates in Mount Juliet, Tennessee?
Driving record plays a significant role in determining auto insurance rates in Mount Juliet, Tennessee. A bad driving record can result in higher annual insurance rates compared to a clean record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.