Altavista, VA Auto Insurance (2024)
The average Altavista, VA auto insurance rates are $182 per month. The minimum auto insurance in Altavista is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Altavista, Virginia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Altavista, Virginia is 25/50/20
- The cheapest auto insurance company in Altavista is USAA
- The most expensive auto insurance company in Altavista for teen drivers is Allstate
Altavista, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Altavista can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Altavista, Virginia, including driving record, credit, commute time, and more.
Compare auto insurance in Altavista to other Virginia cities, including Portsmouth auto insurance rates, Virginia Beach auto insurance rates, and Hampton auto insurance rates to see how Altavista, Virginia auto insurance rates stack up.
Before you buy Altavista, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Altavista, Virginia auto insurance quotes.
Minimum Auto Insurance in Altavista, Virginia
Altavista, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Altavista, Virginia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Altavista, Virginia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Altavista, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,911 | $1,806 | $1,902 | $1,902 | $5,947 | $6,856 | $2,489 | $2,498 |
| Geico | $1,404 | $1,406 | $1,331 | $1,331 | $2,929 | $3,936 | $1,632 | $1,621 |
| Nationwide | $1,397 | $1,407 | $1,240 | $1,276 | $3,299 | $4,258 | $1,540 | $1,678 |
| Progressive | $1,179 | $1,121 | $1,067 | $1,070 | $5,396 | $6,066 | $1,428 | $1,460 |
| State Farm | $1,224 | $1,224 | $1,096 | $1,096 | $3,573 | $4,495 | $1,380 | $1,584 |
| USAA | $1,014 | $998 | $947 | $953 | $3,127 | $3,726 | $1,304 | $1,432 |
Cheap Altavista, Virginia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Altavista, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Altavista, Virginia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,947 | $6,856 |
| Geico | $2,929 | $3,936 |
| Nationwide | $3,299 | $4,258 |
| Progressive | $5,396 | $6,066 |
| State Farm | $3,573 | $4,495 |
| USAA | $3,127 | $3,726 |
Cheap Altavista, Virginia Auto Insurance for Seniors
What are senior auto insurance rates in Altavista, Virginia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,902 | $1,902 |
| Geico | $1,331 | $1,331 |
| Nationwide | $1,240 | $1,276 |
| Progressive | $1,067 | $1,070 |
| State Farm | $1,096 | $1,096 |
| USAA | $947 | $953 |
Cheap Altavista, Virginia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Altavista, Virginia compared to the annual auto insurance rates with a clean record in Altavista, Virginia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,379 | $3,765 | $3,456 | $3,055 |
| Geico | $1,476 | $1,921 | $2,922 | $1,476 |
| Nationwide | $1,749 | $1,749 | $2,564 | $1,985 |
| Progressive | $2,007 | $2,657 | $2,394 | $2,335 |
| State Farm | $1,796 | $2,122 | $1,959 | $1,959 |
| USAA | $1,308 | $1,697 | $2,244 | $1,503 |
Cheap Altavista, Virginia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Altavista, Virginia is not easy. Compare the annual rates for DUI auto insurance in Altavista, Virginia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,456 |
| Geico | $2,922 |
| Nationwide | $2,564 |
| Progressive | $2,394 |
| State Farm | $1,959 |
| USAA | $2,244 |
Cheap Altavista, Virginia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Altavista, Virginia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,861 | $3,085 | $2,545 |
| Geico | $2,165 | $1,841 | $1,841 |
| Nationwide | $2,385 | $1,914 | $1,737 |
| Progressive | $2,618 | $2,289 | $2,139 |
| State Farm | $2,784 | $1,728 | $1,366 |
| USAA | $2,256 | $1,538 | $1,270 |
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Cheap Altavista, Virginia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Altavista, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Altavista, Virginia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 24517 | $1,901 |
Cheap Altavista, Virginia Auto Insurance Rates By Commute
Commute length and annual mileage affect Altavista, Virginia auto insurance. Find the cheapest annual Altavista, Virginia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,069 | $3,259 |
| Geico | $1,912 | $1,985 |
| Nationwide | $2,012 | $2,012 |
| Progressive | $2,348 | $2,348 |
| State Farm | $1,912 | $2,007 |
| USAA | $1,626 | $1,750 |
Cheap Altavista, Virginia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Altavista, Virginia? Check out the comparison of annual Altavista, Virginia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,076 | $3,165 | $3,251 |
| Geico | $1,882 | $1,947 | $2,018 |
| Nationwide | $2,111 | $1,992 | $1,933 |
| Progressive | $2,249 | $2,323 | $2,473 |
| State Farm | $1,849 | $1,955 | $2,073 |
| USAA | $1,622 | $1,691 | $1,751 |
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Best By Category: Cheapest Auto Insurance in Altavista, Virginia
Compare the cheapest auto insurance companies in Altavista, Virginia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Altavista, Virginia Auto Insurance Companies
What auto insurance companies in Altavista, Virginia are the cheapest? Compare the top Altavista, Virginia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,164 |
| Geico | $1,949 |
| Nationwide | $2,012 |
| Progressive | $2,348 |
| State Farm | $1,959 |
| USAA | $1,688 |
What affects auto insurance rates in Altavista, Virginia?
There are a lot of reasons why auto insurance rates in Altavista, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Altavista, Virginia. Many local factors may affect your Altavista auto insurance rates.
Altavista Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Altavista, Virginia commute length is 29.2 minutes according to City-Data.
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Compare Altavista, Virginia Auto Insurance Quotes
Before you buy Altavista, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Altavista, Virginia auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection in case of damage or loss to your vehicle due to accidents, theft, or other covered events. It also offers liability coverage if you cause injury or property damage to others while driving.
Is auto insurance mandatory in Altavista, VA?
Yes, auto insurance is mandatory in Altavista, VA, as it is in most states. Virginia requires drivers to carry minimum liability insurance, including Bodily Injury Liability (BIL) and Property Damage Liability (PDL) coverage, to legally operate a vehicle.
What are the minimum auto insurance requirements in Altavista, VA?
In Virginia, the minimum auto insurance requirements include a minimum coverage limit of $25,000 per person/$50,000 per accident for Bodily Injury Liability and $20,000 per accident for Property Damage Liability. These are the state-mandated minimums, but it’s advisable to consider higher coverage limits for better protection.
What factors can affect my auto insurance rates in Altavista, VA?
Several factors can influence your auto insurance rates in Altavista, VA. These factors include your driving record, age, gender, marital status, type of vehicle, annual mileage, credit history, and the coverage options you select. Insurance companies assess these factors to determine the level of risk you pose as a driver.
How can I find affordable auto insurance in Altavista, VA?
To find affordable auto insurance in Altavista, VA, it’s recommended to compare quotes from multiple insurance providers. You can reach out to local insurance agents, utilize online comparison tools, or work with an independent insurance broker who can assist you in finding competitive rates based on your specific needs.
Are there any discounts available for auto insurance in Altavista, VA?
Yes, many insurance companies offer various discounts that can help reduce your auto insurance premiums in Altavista, VA. Common discounts include safe driver discounts, multi-policy discounts (if you bundle your auto insurance with other policies), good student discounts, and discounts for certain safety features installed in your vehicle.
What should I do in case of an auto accident in Altavista, VA?
If you’re involved in an auto accident in Altavista, VA, prioritize safety first. Check for injuries and call emergency services if necessary. Exchange insurance information with the other parties involved, gather evidence (photos, witness statements), and promptly report the incident to your insurance company.
Can I customize my auto insurance coverage in Altavista, VA?
Yes, you can customize your auto insurance coverage in Altavista, VA. In addition to the required minimum coverage, you can choose to add optional coverages such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and roadside assistance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.