Huntington, WV Auto Insurance (2024)
The average Huntington, WV auto insurance rates are $336 per month. The minimum auto insurance in Huntington is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Huntington, West Virginia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Huntington, West Virginia is 25/50/25
- The average commute length in Huntington is 18.0 minutes
- The most expensive auto insurance company in Huntington for teen drivers is Liberty Mutual
Huntington, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Huntington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Huntington, West Virginia, including driving record, credit, commute time, and more.
Compare auto insurance in Huntington to other West Virginia cities, including Weirton auto insurance rates, Wheeling auto insurance rates, and Martinsburg auto insurance rates to see how Huntington, West Virginia auto insurance rates stack up.
Before you buy Huntington, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Huntington, West Virginia auto insurance quotes.
Minimum Auto Insurance in Huntington, West Virginia
Huntington, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Huntington, West Virginia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Huntington, West Virginia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Huntington, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,911 | $2,694 | $2,618 | $2,624 | $10,674 | $11,123 | $3,188 | $3,177 |
| Geico | $2,894 | $2,853 | $2,750 | $2,665 | $7,186 | $8,669 | $2,782 | $2,900 |
| Liberty Mutual | $3,570 | $3,869 | $2,871 | $3,501 | $13,841 | $15,617 | $3,670 | $4,024 |
| Nationwide | $2,038 | $2,065 | $1,856 | $1,942 | $5,350 | $6,753 | $2,306 | $2,465 |
| Progressive | $2,219 | $2,127 | $2,058 | $2,051 | $9,879 | $11,105 | $2,663 | $2,734 |
| State Farm | $1,777 | $1,777 | $1,608 | $1,608 | $4,067 | $5,254 | $2,102 | $1,654 |
| USAA | $1,765 | $1,737 | $1,647 | $1,655 | $5,921 | $6,532 | $2,280 | $2,445 |
Cheap Huntington, West Virginia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Huntington, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Huntington, West Virginia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,674 | $11,123 |
| Geico | $7,186 | $8,669 |
| Liberty Mutual | $13,841 | $15,617 |
| Nationwide | $5,350 | $6,753 |
| Progressive | $9,879 | $11,105 |
| State Farm | $4,067 | $5,254 |
| USAA | $5,921 | $6,532 |
Cheap Huntington, West Virginia Auto Insurance for Seniors
What are senior auto insurance rates in Huntington, West Virginia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,618 | $2,624 |
| Geico | $2,750 | $2,665 |
| Liberty Mutual | $2,871 | $3,501 |
| Nationwide | $1,856 | $1,942 |
| Progressive | $2,058 | $2,051 |
| State Farm | $1,608 | $1,608 |
| USAA | $1,647 | $1,655 |
Cheap Huntington, West Virginia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Huntington, West Virginia compared to the annual auto insurance rates with a clean record in Huntington, West Virginia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,105 | $4,876 | $5,848 | $4,675 |
| Geico | $2,530 | $4,068 | $7,036 | $2,715 |
| Liberty Mutual | $5,213 | $6,605 | $7,293 | $6,370 |
| Nationwide | $2,478 | $3,313 | $3,847 | $2,750 |
| Progressive | $3,693 | $4,973 | $4,417 | $4,335 |
| State Farm | $2,270 | $2,691 | $2,481 | $2,481 |
| USAA | $2,352 | $2,791 | $3,974 | $2,873 |
Cheap Huntington, West Virginia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Huntington, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Huntington, West Virginia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,848 |
| Geico | $7,036 |
| Liberty Mutual | $7,293 |
| Nationwide | $3,847 |
| Progressive | $4,417 |
| State Farm | $2,481 |
| USAA | $3,974 |
Cheap Huntington, West Virginia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Huntington, West Virginia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,922 | $4,700 | $4,006 |
| Geico | $4,927 | $4,009 | $3,326 |
| Liberty Mutual | $9,084 | $5,615 | $4,412 |
| Nationwide | $3,526 | $2,976 | $2,789 |
| Progressive | $4,856 | $4,251 | $3,957 |
| State Farm | $3,570 | $2,171 | $1,702 |
| USAA | $4,405 | $2,546 | $2,041 |
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Cheap Huntington, West Virginia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Huntington, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Huntington, West Virginia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 25701 | $4,155 |
| 25702 | $3,991 |
| 25703 | $4,028 |
| 25704 | $3,997 |
| 25705 | $3,984 |
| 25755 | $4,046 |
Cheap Huntington, West Virginia Auto Insurance Rates By Commute
Commute length and annual mileage affect Huntington, West Virginia auto insurance. Find the cheapest annual Huntington, West Virginia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,876 | $4,876 |
| Geico | $4,042 | $4,132 |
| Liberty Mutual | $6,370 | $6,370 |
| Nationwide | $3,097 | $3,097 |
| Progressive | $4,354 | $4,354 |
| State Farm | $2,414 | $2,548 |
| USAA | $2,963 | $3,032 |
Cheap Huntington, West Virginia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Huntington, West Virginia? Check out the comparison of annual Huntington, West Virginia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,668 | $4,866 | $5,095 |
| Geico | $3,831 | $4,099 | $4,331 |
| Liberty Mutual | $6,036 | $6,356 | $6,719 |
| Nationwide | $3,020 | $3,088 | $3,182 |
| Progressive | $4,157 | $4,304 | $4,603 |
| State Farm | $2,321 | $2,475 | $2,646 |
| USAA | $2,882 | $2,992 | $3,119 |
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Best By Category: Cheapest Auto Insurance in Huntington, West Virginia
Compare the cheapest auto insurance companies in Huntington, West Virginia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
The Cheapest Huntington, West Virginia Auto Insurance Companies
What auto insurance companies in Huntington, West Virginia are the cheapest? Compare the top Huntington, West Virginia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,876 |
| Geico | $4,087 |
| Liberty Mutual | $6,370 |
| Nationwide | $3,097 |
| Progressive | $4,354 |
| State Farm | $2,481 |
| USAA | $2,998 |
What affects auto insurance rates in Huntington, West Virginia?
There are a lot of reasons why auto insurance rates in Huntington, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Huntington, West Virginia. Many local factors may affect your Huntington auto insurance rates.
Huntington Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Huntington, West Virginia commute length is 18.0 minutes according to City-Data.
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Compare Huntington, West Virginia Auto Insurance Quotes
Before you buy Huntington, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Huntington, West Virginia auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Huntington, WV?
Yes, auto insurance is mandatory in Huntington, WV, as it is in most states. West Virginia law requires all drivers to carry a minimum amount of liability insurance to cover bodily injury and property damage caused to others in an accident.
What are the minimum auto insurance requirements in Huntington, WV?
In Huntington, WV, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
What is liability insurance?
Liability insurance covers the costs associated with injuries or property damage you cause to others in an accident. It typically includes bodily injury liability (coverage for medical expenses, lost wages, and legal fees) and property damage liability (coverage for repairs or replacement of damaged property).
Are there any additional coverages I should consider for my auto insurance in Huntington, WV?
Depending on your needs, you may consider additional coverages such as medical payments coverage (for medical expenses regardless of fault), rental car reimbursement (covers the cost of a rental car while your vehicle is being repaired), or roadside assistance (provides services like towing, flat tire changes, or fuel delivery).
How can I find the best auto insurance rates in Huntington, WV?
To find the best auto insurance rates in Huntington, WV, it’s advisable to shop around and compare quotes from different insurance companies. Factors that can affect your rates include your driving record, the type of vehicle you drive, your age, and the coverage options you choose.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.