Where to Compare Auto Insurance Rates (2024)

Wondering where to compare auto insurance rates? The best place to find cheap auto insurance is online with a third-party quote tool, just like the one on this page. Tools like this one provide a neutral portal for auto insurance shoppers to compare quotes without bias from any single provider.

Think about it. Even if your existing insurer offers a price comparison of your auto insurance rates with those of other companies, it typically only compares with three or four other big players in the industry.

Your insurance company, like your bank, isn’t required to offer up the lowest possible rates near you. Instead, keep reading to learn where to compare car insurance rates from multiple companies in your neighborhood. If you’ve used the same insurer for one or more years, getting competitive auto insurance quotes can help you save money on the coverage you need.

Where to Compare Auto Insurance Rates by Company

Knowing the major competitors of your auto insurance company and where to compare online auto insurance companies can help you find a new insurer.  This table compares car insurance rates from the largest insurers in the country.

Full Coverage Average Auto Insurance Rates by Company

Obtaining comparative information about each auto insurance company in your state is the first step to researching auto insurance companies. You can find out more in our guide on how to research auto insurance companies.

You’ll learn about the complaint rates of some auto insurance companies. Obviously, an auto insurance company with poor customer service or a history of late claims payments isn’t an auto insurance company for you.

Using a comparative information site after you’ve performed this first level of research helps you make an informed decision about auto insurance companies’ underwriting policies in your state.

For example, If you’re currently insured by an investment grade-rated insurance company by A.M. Best, Standard & Poor’s, and other nationally recognized rating organizations, the company has sufficient resources to pay claims.

Where to Compare Auto Insurance Rates for Different Coverage

Each state establishes minimum auto insurance coverage levels. Comparing the types of auto insurance you need with the coverage offered by a new insurance company allows you to compare prices. If you receive auto insurance quotes from a new insurance company that are more expensive than your existing rates, don’t stop shopping until you find a company that saves you money.

Auto Insurance Monthly Rates by Coverage Level and Provider

Most people believe they pay too much for auto insurance. Until you compare existing auto insurance rates with those of other competitive auto insurance providers, you can’t know for sure.

How to Compare Auto Insurance Rates With an Agent

Some auto insurance agents work for only one insurance company, while others offer the auto insurance products and services of two or more companies. Independent auto insurance agents and brokers sometimes say they offer a complete evaluation of auto insurance programs offered in your state.

You are better off going with a broker who is not tied to a single agency but whose goal is to source the most competitive rate.

However, some auto insurance companies may have a record of customer complaints or may not have enough financial stability to pay out a large number of claims. That’s why your agent may not be the best resource since how much commission auto insurance agents make depends on if you buy auto insurance from their company or agency.

Where to Compare Auto Insurance Rates for Free

Time is money for most people, and you’ll save lots of time and money on car insurance by comparing auto insurance rates with our free tool. Our mission isn’t to promote a single auto insurance company but to help you save money on auto insurance rates by providing quotes from all eligible carriers that provide coverage in your area.

Remember, auto insurance quotes aren’t proof of insurance. Don’t cancel an existing auto insurance policy until you’ve received proof of new auto insurance. Read the information provided by each auto insurance company and ask questions before you buy a policy.