Guideone Auto Insurance Review (2024)

GuideOne Insurance offers homeowners, automobile, and life insurance to consumers.

GuideOne Insurance can provide auto insurance products to 18 states and meets the auto insurance laws of each. The list of states they can provide coverage for can be found on the company’s website.

What You Should Know About GuideOne Insurance

GuideOne Insurance does not offer an online form to file an auto insurance claim. They do have a toll-free number that is available 24 hours a day and 365 days a year.

You may also contact your insurance agent directly if you prefer.

The benefit of GuideOne is they specialize in offering products to a certain line of businesses and churchgoers.

You do not need to be a churchgoer to obtain insurance, but additional benefits and discounts are available.

GuideOne Auto Insurance Reviews

GuideOne Insurance has a financial strength rating of A through AM Best. The issuer credit rating is also an A.

Both of these are considered excellent, and the outlook for this company is considered stable.

GuideOne Insurance appears to be a strong company based on the AM Best rating. The company has been in business since 1947 and can offer insurance products to several U.S. states.

There are both positive and negative customer reviews online. The majority of the reviews are positive.

GuideOne Insurance Coverage Options

Auto insurance policies through GuideOne Insurance offer the following features:

• Liability – required as a minimum auto insurance coverage for all states except New Hampshire; protects you from costs for damages and bodily injury to another driver that occurs as a result of an accident caused by you
• Medical – covers your medical expenses in the event of an accident that causes a bodily injury
• Income Protection – If you are involved in an accident that leaves you unable to work, income protection may ensure you still get paid for the time you would have been able to work
• Collision – handles damage to your vehicle that happens as a result of an accident with another car or object
• Comprehensive – takes care of damages that occur to your vehicle for something other than a collision with a vehicle or object such as vandalism or theft
• Uninsured/Underinsured Motorist – protects you if an uninsured driver causes an accident that damages your vehicle or causes bodily injury

GuideOne Insurance will not charge you a deductible if your windshield needs to be repaired.

GuideOne Insurance Discounts Available

GuideOne Insurance offers auto insurance discounts for having multiple policies with the company.

GuideOne has focused on providing insurance products for churches and churchgoers. They offer discounts for pastors, church administrators, and seminary students.

It is intended to protect their clients further while participating in church-related activities.

Additional discounts are available for non-drinkers and good students. More information on qualifying for these discounts can be found by speaking with a GuideOne Insurance agent.