Dodge Auto Insurance (2024)
Dodge auto insurance costs around $158/mo for full coverage. However, you should consider other Dodge insurance coverage options, such as gap insurance, for complete protection. Below, we'll help you compare auto insurance quotes and find the best Dodge car insurance company for you and your budget.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Dodge auto insurance costs around $158 monthly, but rates vary by model, insurer, and coverage options
- The Dodge Challenger and Viper are the most expensive Dodges to insure, but you’ll find the cheapest auto insurance for your Dodge Grand Caravan and Journey
- Drivers can save on their Dodge auto insurance rates by comparing quotes and Dodge insurance coverage options
All Dodge drivers must carry auto insurance, but rates vary based on type of auto insurance and model. For example, full coverage Dodge insurance costs around $158 monthly, while Dodge Challenger insurance averages $169 monthly.
If you need Dodge auto insurance, compare the best Dodge auto insurance companies to find cheap auto insurance and the coverage options you need.
Keep reading this Dodge auto insurance review to learn more about Dodge insurance coverage options and compare Dodge auto insurance rates. Then, enter your ZIP code above to get started on finding the best Dodge auto insurance.
Dodge Auto Insurance Coverage Options
All Dodge drivers must carry state-required auto insurance, such as bodily injury and property damage liability insurance. Some states also require coverages like personal injury protection auto insurance, medical payments, and uninsured/underinsured motorist insurance.
If you have a lease or loan on your car, your lender will also require you to carry collision and comprehensive auto insurance:
- Collision: Collision auto insurance pays for your car repairs if you crash into another vehicle or object.
- Comprehensive: Comprehensive auto insurance pays for your car repairs if you crash into an animal or your car gets damaged by vandalism or weather.
Besides your state’s required coverages, you don’t need specific auto insurance coverage for your Dodge. However, depending on your coverage needs, consider some of the other following auto insurance coverages:
- Modified car insurance: This covers the higher repair cost of any modifications to your Dodge, such as a custom paint job. You may want to shop with the best auto insurance companies that insure modified cars.
- Rental car insurance: Rental car insurance helps cover the cost of a rental car if your car is in the repair shop for a long time after a covered claim.
- Rideshare insurance: Rideshare insurance protects rideshare drivers when waiting for a rider and transporting passengers.
- Umbrella insurance: Umbrella insurance rovides extra liability car insurance, which can be helpful if you get sued.
For the best protection, we recommend a full coverage auto insurance policy with comprehensive and collision insurance unless you have an older Dodge vehicle with a low market value. In those cases, you can probably just carry the state minimum auto insurance without a huge financial risk. Learn more about Dodge Ram 1500 auto insurance here.
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Get The Best Dodge Auto Insurance Rates
The best way to get cheaper Dodge car insurance is to shop around to find the best Dodge car insurance companies or ones offering the lowest rates.
Geico and State Farm have some of the best Dodge auto insurance rates on the market for most drivers, so if you want to save on coverage, start with Dodge auto insurance quotes from these companies. To learn more about these companies, you can read our Geico auto insurance review and State Farm auto insurance review.
If you’re a military member or veteran, USAA auto insurance is another company offering cheaper than average car insurance rates. Often, auto insurance for veterans is more affordable than standard rates.
Dodge Auto Insurance Rates by Model
The cost of Dodge car insurance will partly depend on what model you own. Models that are more expensive or have fewer safety features will cost more to insure than older or cheaper models.
Take a look at the table below to compare auto insurance rates by vehicle make and model for your Dodge:
Dodge Full Coverage Auto Insurance Monthly Rates
Model | Rates |
---|---|
Dodge Viper | $210 |
Dodge Ram | $152 |
Dodge Journey | $138 |
Dodge Grand Caravan | $128 |
Dodge Durango | $144 |
Dodge Charger | $167 |
Dodge Challenger | $169 |
Some of the more expensive Dodge models to insure include the Viper and Challenger. The Dodge Viper and the Dodge Challenger are more expensive sports car models, so you’ll need to compare sports car auto insurance from multiple companies to get fair rates.
On the cheaper side are the Dodge Grand Caravan and Dodge Journey, a minivan, and an SUV, respectively. These Dodge models come with higher safety ratings, which leads to lower insurance rates. Learn more about Dodge Challenger auto insurance here.
Dodge Auto Insurance Rates by Age and Driving Record
In addition to which model of Dodge you own, your driving record and age will also impact how much you pay for an auto insurance policy. So, always compare average auto insurance rates by age to get the best Dodge auto insurance.
Younger drivers will pay more for Dodge auto insurance due to their inexperience behind the wheel. The good news is young drivers will see lower rates if they maintain a driving record free of traffic tickets, at-fault accidents, and DUIs. However, if you get a ticket, you can always find affordable auto insurance for drivers with a bad driving record.
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— AutoInsurance.org (@AutoInsurance) March 21, 2023
Learn more about the reasons why auto insurance costs more for young drivers and compare quotes from the best auto insurance companies for high-risk drivers to get the best rates based on age and driving record.
Ways to Save on Dodge Auto Insurance Coverage
Comparing auto insurance rates on Dodge models is just one way to save on car insurance. You can also utilize the following tips to get cheaper auto insurance for your Dodge:
- Apply for as many discounts as possible. Some auto insurance discounts don’t automatically apply to your policy, like good student discounts or defensive driver discounts.
- Bundle insurance policies at your company. Most insurance companies offer bundling discounts if you purchase more than one type of insurance from them, such as home and auto. Learn more about how to save money by bundling insurance policies.
- Drop any unnecessary car insurance coverages. You can eliminate add-on coverages like rental car reimbursement or roadside assistance if you no longer need them.
- Raise your deductible if possible. Don’t raise your auto insurance deductible beyond an amount you can pay out of pocket for an accident, but raising it slightly will significantly reduce your monthly auto insurance rates.
Following the tips above can help you save money on Dodge car insurance. Keeping a clean driving record will also help decrease your rates over time, as companies will reward safe drivers with discounts.
Buy the Best and Cheapest Dodge Auto Insurance Coverage
Your Dodge auto insurance rates will depend on your model, driving record, choice of insurance company, and more. Some models, such as the Dodge Viper sports car, will be much more expensive to insure than the Dodge Caravan or Dodge Journey.
However, the easiest way to buy cheap Dodge insurance is to compare rates from the best auto insurance companies. Get started on evaluating several Dodge car insurance quotes at once by entering your ZIP code below.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Are Dodge cars expensive to insure?
On average, Dodge auto insurance costs $158 monthly for full coverage. However, your rates depend on what model you have, as a Dodge Viper or Challenger costs much more to insure than a Dodge Grand Caravan.
Rates also depend on your driving record, age, gender, and more, so shopping around for Dodge auto insurance quotes will ensure you find the best possible rates.
Is a Dodge Ram expensive to insure?
Auto insurance for your Dodge Ram costs about $152 monthly for full coverage.
Why is insurance so expensive on a Dodge Challenger?
On average, a full coverage auto insurance policy for a Dodge Challenger is around $169 per month. It’s one of the more expensive Dodge models to insure, though rates vary depending on factors such as driving profile, demographics, and location.
Dodge Challenger auto insurance is more expensive since it’s a sports car. Insurance companies charge sports cars higher rates because of purchase price and speed-related risks.
Is Dodge Charger insurance high?
Yes, Dodge Charge car insurance is higher than the overall Dodge average. Auto insurance for your Dodge Challenger costs around $167 a month for full coverage.
What is Dodge auto insurance?
Dodge auto insurance refers to insurance coverage specifically designed for vehicles manufactured by the Dodge brand, a popular American automobile manufacturer. It provides protection against financial losses in the event of accidents, theft, or other covered incidents involving Dodge vehicles.
Can I insure my Dodge vehicle with any insurance company?
Yes, you can insure your Dodge vehicle with any insurance company that offers auto insurance. There are numerous insurance providers that offer coverage for Dodge vehicles, allowing you to compare Dodge auto insurance quotes and choose the one that best suits your needs and budget.
Why is Hellcat insurance so expensive?
Insurance for a Dodge Challenger Hellcat is expensive because they’re more likely to get in an accident or be stolen.
What types of coverage are available for Dodge auto insurance?
The types of coverage available for Dodge auto insurance are similar to those available for any other vehicle. Some common types of coverage include:
- Liability coverage: This covers damages and injuries you cause to others in an at-fault accident.
- Collision coverage: This pays for repairs or replacement of your Dodge vehicle if it is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This provides coverage for non-collision-related incidents, such as theft, vandalism, natural disasters, or hitting an animal.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Personal injury protection (PIP) or medical payments coverage: This covers medical expenses for you and your passengers regardless of fault in an accident.
How are Dodge auto insurance rates determined?
Dodge auto insurance rates are determined by several factors, including:
- Vehicle-specific factors: Insurance companies consider the make, model, year, and trim level of the Dodge vehicle when determining rates. Factors such as the vehicle’s value, repair costs, safety features, and theft rates can impact insurance premiums.
- Driver-related factors: Dodge car insurance rates are also influenced by the driver’s age, driving record, location, and other personal factors, such as credit history. Younger and inexperienced drivers may face higher premiums.
- Coverage and deductibles: The type and amount of coverage selected, as well as the deductibles chosen, can affect insurance rates. Higher coverage limits and lower deductibles typically result in higher premiums.
- Claims history: Your previous claims history can impact insurance rates. Drivers with a history of accidents or violations may face higher Dodge auto insurance quotes.
- Insurance company’s rating factors: Each insurance company has its own proprietary rating factors and algorithms that are used to calculate premiums. These factors can vary between companies, leading to different rates for the same Dodge vehicle.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.