Hyundai Auto Insurance (2024)
Hyundai auto insurance rates average $140/mo but vary. For instance, Hyundai Tuscon car insurance costs around $129/mo, while a Sonata Hybrid is $155/mo. Below, we'll help you find affordable car insurance rates for Hyundai vehicles, compare rates by Hyundai model, and weigh coverage options.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Sep 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The Hyundai Sonata Hybrid has some of the most expensive auto insurance rates out of all the Hyundai models
- The Hyundai Tucson has some of the cheapest average rates out of the Hyundai models
- Hyundai auto insurance rates will also depend upon the driver’s record and age
Hyundai auto insurance has a monthly average rate of $140 for full coverage, making Hyundais a brand with cheap auto insurance costs. However, rates will vary slightly depending on your Hyundai model. Car insurance companies will also consider your age and driving record when calculating your Hyundai auto insurance rates.
This review will list the Hyundai auto insurance coverage options you should consider for your Hyundai vehicle, average rates based on Hyundai models, and help you get cheap Hyundai auto insurance quotes.
Hyundai Auto Insurance Coverage
Making sure you have the right coverage for your Hyundai is important, as you want to ensure you have protection if anything goes wrong on the road. In most states, your state will require you to carry liability auto insurance on your vehicle, which pays for other parties’ accident bills if you cause an accident that injures others or damages their property.
State minimum auto insurance requirements may include the following Hyundai auto insurance coverages:
- Medical payments: Medical payments coverage on auto insurance helps pay the medical bills of you and your passengers if you get injured in a car accident.
- Personal injury protection: Personal injury protection auto insurance helps pay the medical bills and lost wages of you and your passengers if you get injured in a car accident.
- Underinsured motorist insurance: This coverage helps pay for your accident bills if the driver who hit you doesn’t have enough insurance coverage to pay your accident bills.
- Uninsured motorist: Uninsured motorist auto insurance helps pay for your accident bills if the driver who hit you doesn’t have auto insurance.
These are the only auto insurance coverages that your state may require. All other auto insurance coverages will be optional unless you have a lease or loan on your Hyundai. In those cases, your lender will legally require you to have collision and comprehensive insurance to protect assets.
These Hyundai auto insurance coverages pay for your car’s repairs if you cause an accident or circumstances beyond your control damage your vehicle. Comprehensive auto insurance covers animal collisions, weather damages, vandalism, and falling objects, whereas collision auto insurance covers crashes with other vehicles or stationary objects like fences.
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Hyundai Auto Insurance Rates
Hyundai models with higher purchase prices will cost more to insure than cheaper models. However, most Hyundai models have similar auto insurance rates that fall around $150 per month for a full coverage auto insurance policy. Take a look at the table below to compare Hyundai auto insurance rates by model:
Hyundai Auto Insurance Average Rates by Model
| Vehicle Model | Monthly Rates |
|---|---|
| Hyundai Ioniq | $115 |
| Hyundai Kona | $103 |
| Hyundai Elantra Hybrid | $128 |
| Hyundai Sonata | $119 |
| Hyundai Elantra | $114 |
| Hyundai Veloster | $117 |
On average, some of the cheaper models to insure include the Hyundai Tucson, Hyundai Accent, and Hyundai Elantra. On the other hand, Hyundai Sonata Hybrid auto insurance is the most expensive of all Hyundai models. So, it’s critical to compare auto insurance rates by vehicle make and model to find the best car insurance for Hyundai vehicles.
Besides the model of Hyundai you own, two other factors that affect your Hyundai insurance rates are driving record and age.
Generally, auto insurance for young adults is more expensive than for older drivers due to inexperience. If possible, it’s cheaper for young drivers to join a parent’s policy than to purchase an auto insurance policy themselves.
A clean driving record will also come with cheaper Hyundai insurance costs on average than high-risk driver rates. You’ll see a Hyundai car insurance rate increase with an accident, traffic violation, or DUI on your record.
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Learn how to find the best auto insurance for drivers with a bad driving record here.
How to Save on Hyundai Auto Insurance
While Hyundai car insurance rates aren’t that expensive on average, it’s always prudent to maximize your savings on the price of Hyundai car insurance. One of the first things you can do to save on your auto insurance rates is to get plenty of quotes from Hyundai auto insurance companies and compare auto insurance rates to find the company with the cheapest rates for you.
You should also apply for auto insurance discounts to maximize your savings. Some discounts may require successfully passing a class or course to earn the discount, such as defensive driving auto insurance discounts or safe driving discounts. If your insurance company offers multiple types of insurance, you should also see if you can save by getting a discount for bundling insurance policies, such as home and auto insurance.
Finally, raising your auto insurance deductible will reduce your auto insurance rates, as you are assuming more financial risk. Since the deductible is the amount you agree to pay out of pocket after an accident, it’s important not to raise it beyond an amount you can afford.
Finding Cheap Hyundai Auto Insurance Coverage
Most full coverage policies for Hyundai models will cost about $140 a month, but auto insurance rates also depend upon your driving record, age, and Hyundai model. Your choice of an insurance company is also a big factor in how much you’ll pay for Hyundai car insurance, as rates vary greatly.
To find the best auto insurance types for Hyundai vehicles based on your coverage needs and budget, enter your ZIP code into our free quote comparison tool. It will help you find the best auto insurance rates for your Hyundai from companies in your area.
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Frequently Asked Questions
Which auto insurance company is best for Hyundais?
No one company has the best Hyundai auto insurance since it depends on coverage needs and budget. Some companies that tend to be cheaper on average include USAA auto insurance, Geico auto insurance, and State Farm auto insurance, but you’ll need to compare Hyundai car insurance quotes to find the company with the best rates.
Are Hyundais more expensive to insure?
Hyundai auto insurance averages $140 monthly, close to the national average. However, Hyundai auto insurance rates vary by model, company, and location. For example, drivers with poor driving records and young drivers will see higher rates, regardless of vehicle model.
Why are Hyundais so expensive to insure?
Hyundai auto insurance costs $140 monthly, 15% lower than the national average for all vehicle models.
Unfortunately, recent Hyundai insurance issues stemming from the vehicle make’s vulnerability to theft have led to higher rates and coverage denial.
Does Hyundai have their own insurance?
Hyundai Power Protect, underwritten by Liberty Mutual auto insurance, offers insurance coverage to Hyundai drivers. Some of the benefits of Power Protect include new car replacement, roadside assistance, a multi-policy discount, and a discount for going 3 years violation-free.
Can I transfer my Hyundai auto insurance to a new Hyundai vehicle?
Yes, in most cases, you can transfer your Hyundai auto insurance to a new Hyundai vehicle. However, you should notify your insurance company about the change in the insured vehicle and update your policy accordingly. Read more about how to transfer auto insurance to a new car purchase.
There may be some adjustments to the premium based on the new vehicle’s value and other factors. For instance, your monthly cost may change if you go from a Sonata Hybrid to an Elantra since Hyundai auto insurance rates by model vary.
Will my Hyundai auto insurance cover me if I drive outside of my country?
You might be wondering whether auto insurance covers you when driving abroad — it all depends on your policy’s terms. Some policies offer limited coverage for certain geographic regions, while others provide international coverage.
Review your policy or contact your insurance company to determine the extent of coverage when driving outside your country.
Are there any discounts available for Hyundai auto insurance?
Insurance companies often offer various auto insurance discounts. You could earn Hyundai auto insurance discounts for having safety features in your vehicle, anti-theft devices, good driving records, multiple policies, and more, so always ask about available discounts.
Learn more about how to get an anti-theft auto insurance discount.
Is it expensive to insure a Hyundai Sonata?
Auto insurance for a Hyundai Sonata costs $143/mo, around the overall average for Hyundai models. You can always find a lower Hyundai car insurance price by comparing rates from various companies.
Why are Hyundai Elantras so expensive to insure?
Hyundai Elantra auto insurance costs $137 monthly on average, about 15% higher than the national average for all vehicle models. However, Elantra car insurance coverage is slightly cheaper than the overall Hyundai average.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.