Protective Auto Insurance Review (2024)
This Protective Auto Insurance Review (2020) review will cover Protective Auto Insurance Review (2020) ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Protective Auto Insurance Review (2020) A.M. Best rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
Read moreDaniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Protective Life Corporation
Average Monthly Rate For Good Drivers
$99A.M. Best Rating:
A+Complaint Level:
LowPros
- Protective Life Corporation has a high financial rating from agencies such as A.M. Best
Cons
- None to mention at this time
- Protective Life Corporation offers investment and insurance products.
- The company provides its products through four subsidiaries.
- Protective Life Corporation has a high financial rating from agencies such as A.M. Best.
Protective auto insurance is actually a sub-category under the Protective Life Corporation. Protective Insurance is, firstly, a life insurance agency.
Protective Insurance sells investment products and a variety of insurance products in the U.S.
The company was founded in 1907 and sells many of its products through subsidiaries. We’ll discuss those companies, their products, and their claims processes in the guide below.
It’s always best to get multiple quotes from the best companies and to find the cheapest price for auto insurance. Enter your ZIP code below to get your FREE online auto insurance quotes today.
What You Should Know About Protective Insurance Company
Despite its size and age, there really aren’t many consumer reviews for this company online. It does have good financial ratings, as you can see in the table below.
| Rating Scale | Protective Life Insurance Company Rating |
|---|---|
| AM Best | A+ |
| Moody’s | A1 |
| Standard and Poor’s | AA- |
| Fitch | A+ |
Protective Insurance has a Better Business Bureau Rating of A+.
The good news is that there are no problems with the company that we could find. There aren’t any pending lawsuits, records of state fines, etc.
It’s also a financially stable company. The Protective Insurance Company’s A.M. Best rating is an A+, the second highest rating that a company can receive.
This video talks a little about A.M. Best ratings.
If you’re looking for the type of insurance products offered by this company, you can feel confident in its financial future.
Protective Insurance Claims
If you have to file an auto insurance claim, you have two options.
- Go online and fill out the necessary forms to start your claim.
- Call the company directly to speak with a customer service representative about your claim.
Knowing how to file an auto insurance claim is important, as it is one of the first steps you should take after an accident or other incident with your vehicle. This ensures that the claims process can get started faster.
For all other claims, you can download the forms online and then email, snail mail, fax, or simply bring them to your local agent.
The information you’ll need to file your claim will depend on what type of claim you’re filing.
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Protective Insurance Company Insurance Coverage Options
Protective Life sells the following types of products:
- Life insurance
- Annuities
- Asset protection
Auto insurance falls under the asset protection category on the company’s website, should you want to buy Protective auto insurance.
Protective Asset Protection
In addition to various types of auto insurance coverage for your car or truck, the Protective car insurance company also offers:
- A limited warranty program
- An engine warranty program
- GAP insurance
- Tire and wheel road hazard coverage
- Roadside assistance
Protective Insurance’s products are available to both consumers and businesses, and the company also offers auto insurance products to auto dealers, garage owners and so on. Check out the Protective warranty reviews and other ratings with Protective Asset Protection.
Protective Locations
Protective Insurance products are available in the U.S. and in Canada.
The company’s regional offices are located in:
- Alabama
- California
- Illinois
- Georgia
- Kansas
- Missouri
- Minnesota
- Nebraska
- North Carolina
- Ohio
- Tennessee
- Virginia
Some of the more prominent locations for Protective auto insurance are in Fayetteville, Hope Mills, and Laurinburg, NC. They company also has an office in Quebec.
Protective Insurance Subsidiaries and Agents
According to its website, the subsidiaries of Protective Life include:
- Protective Life and Annuity Insurance Company
- West Coast Life Insurance Company
- MONY Life Insurance Company
- Protective Property and Casualty Insurance Company
- United States Warranty Corporation
For more information on Protective Life complaints and customer service, contact your local agent.
Protective agency auto insurance agents are independent auto insurance agents.
Because Protective only has offices in 13 cities, it has agents who work out of their homes so that they can be available all of the U.S.
When you speak to an agent that sells Protective products, they only sell Protective products, even though technically they are independent agents.
These agents are experts on Protective products and won’t try to sell you products from other companies.
Protective Insurance Company Insurance Rates Breakdown
There are two problems with getting quotes from Protective.
The first one is that the company doesn’t offer a quote tool on its website. The second issue is that Protective claims to sell products throughout the U.S. but doesn’t specify where in the U.S.
While it is possible that the company is licensed in all 50 states, it may be that its products are only available in the states where its offices are located.
It’s always good to shop around with different companies for the best rates. We can help. Now that you’ve finished this Protective auto insurance review, enter your ZIP code into our FREE quote tool and get quotes from multiple insurers.
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Frequently Asked Questions
What is the Protective Insurance claims phone number?
You can speak to a Protective insurance customer service representative at (800) 866-9933. There, you can get Protective auto insurance quotes and rates.
Another number listed for the company is (205) 268-1000.
What is the best insurance for auto?
It’s always best to determine what you need first.
What are the 10 best insurance companies? Below, you can find a list of auto insurance companies that offer deals and discounts.
Price is important, but the best auto insurance company for you will depend on your specific needs and personal demographics.
What does auto insurance protect against?
Car insurance is a written agreement between you and your insurance company in which your insurer promises to pay (within the limits of your policy) for damages in the event of an accident, theft, or other damaging incidents. According to the Insurance Information Institute, there are three basic components to auto insurance: property, liability, and medical.
What is Protective Auto Insurance?
Protective Auto Insurance is an insurance company that offers coverage for automobiles. They provide various auto insurance policies to meet the needs of their customers, including liability coverage, comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and more.
How can I contact Protective Auto Insurance?
To contact Protective Auto Insurance, you can visit their website and access their contact information. They typically provide a customer service phone number, email address, and sometimes a live chat option to assist you with your inquiries. Additionally, you can find local agents who can help you with your insurance needs.
What types of coverage does Protective Auto Insurance offer?
Protective Auto Insurance offers a range of coverage options to suit different needs. These typically include liability coverage, comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, medical payments coverage, personal injury protection (PIP), and more. It’s recommended to review their policies or contact their customer service for specific details about the coverage options available.
How do I file a claim with Protective Auto Insurance?
To file a claim with Protective Auto Insurance, you should contact their claims department directly. They will guide you through the process and provide you with the necessary forms and information required to file your claim. It’s important to have all the relevant details, such as the date, time, and location of the incident, as well as any relevant photos or documentation.
How long does it take to process a claim with Protective Auto Insurance?
The time it takes to process a claim with Protective Auto Insurance can vary depending on factors such as the complexity of the claim and the availability of necessary information. Protective strives to process claims as efficiently as possible. However, the processing time may differ for each claim. You can contact their claims department or refer to your policy documents for more specific information about claim processing times.
Can I manage my Protective Auto Insurance policy online?
Yes, Protective Auto Insurance typically offers an online platform or customer portal where you can manage your policy. Through this portal, you can make payments, view policy details, access digital ID cards, initiate changes to your coverage, and sometimes even file claims. Visit their website or contact their customer service for more information about their online policy management options.
What factors can affect the cost of my auto insurance with Protective?
Several factors can influence the cost of your auto insurance policy with Protective. Common factors include your driving record, the type of vehicle you drive, your age and gender, your location, your credit history, and the coverage options you select. Protective utilizes its own rating system, so it’s best to contact Protective Auto Insurance directly or obtain a quote to get accurate pricing based on your specific circumstances.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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