CONNECT Auto Insurance Review for 2026 (Rates, Discounts, & Options)

Our CONNECT auto insurance review finds discounted rates but mixed customer service reviews, resulting in a 3.7/5 rating. Connect was formerly Ameriprise Auto & Home, but it is now part of the American Family Insurance Company.

CONNECT Auto Insurance Ratings

Connect has an excellent A rating from A.M. Best, backed by American Family Insurance’s strong financial standing, and has a high reputation due to AmFam’s above-average customer service reviews. Learn more in our American Family Insurance review.

Drivers can pick full or basic plans and add extras like roadside assistance or gap insurance with CONNECT. Many customers get discounts for safe driving, good student grades, multiple cars, or bundling policies.

Does another provider near you have lower rates than CONNECT Insurance? Find out by entering your ZIP code into our free quote comparison tool.

How CONNECT Auto Insurance Rates Compare

If you’re shopping for car insurance and wondering how CONNECT stacks up, this quick comparison can help. For minimum coverage, Connect charges about $69 a month. That’s more than Geico or State Farm, which are on the cheaper side but still lower than what you’d pay with Liberty Mutual or Allstate.

CONNECT Auto Insurance Monthly Rates vs. Top Providers by Coverage Level

When it comes to full coverage, CONNECT comes in at $182 monthly. Again, it’s somewhere in the middle — not the cheapest, but not the most expensive either. Compare American Family vs. Geico auto insurance to learn more.

If you’re looking for a solid option that won’t empty your wallet, CONNECT could be a good middle ground. It gives you decent coverage without the high price tag, and you can lower rates considerably with safe driving and Costco membership discounts.

CONNECT Auto Insurance Rates by Driver

CONNECT car insurance costs vary a lot, and age plays an important role. Young drivers often face steep premiums, which can be three to four times higher than those of older drivers. Lack of experience on the road is one of the primary reasons why young driver auto insurance costs more.

CONNECT Auto Insurance Monthly Rates by Age, Gender, & Coverage Level

Your driving record also makes a big difference. Drivers with no accidents usually pay less, while those with accidents see costs jump nearly 45% above average.

The average CONNECT insurance rates with a clean record are $110 per month, but safe driving discounts and usage-based programs can drop these rates down to $90 a month, significantly less than the national average.

Available CONNECT Auto Insurance Discounts

CONNECT by American Family offers several discounts to help lower your costs. They reward safe driving habits by giving discounts to drivers with clean records. You may get a multi-vehicle discount if you drive more than one car.

CONNECT Auto Insurance Discounts & Savings Potential

Young drivers might qualify for good student discounts if they keep their grades up. Military personnel can also take advantage of special pricing. Some discounts are available if you complete a defensive driving course. There is even a discount for policyholders who do not drive as many miles per year.

Compare your options online, and see how each discount can help lower your premium. This way, you can be confident that you are getting the best deal for your needs.

CONNECT Auto Insurance Policy Options & Add-Ons

CONNECT, formerly Ameriprise Auto & Home Insurance, offers a range of coverage. You can choose from any of these:

CONNECT Auto Insurance Coverage Options

For drivers who have had recent violations or accidents, CONNECT files SR-22 auto insurance so you can stay on the road legally. Additionally, there are extra options, such as roadside assistance and rental reimbursement. These add-ons can make handling unexpected events easier. 

Other Insurance from CONNECT

CONNECT offers more than just car insurance. If you own or rent a house, you can get homeowners insurance to help protect it. This includes coverage for things like fire, theft, or damage from storms. Renters insurance helps cover your belongings in case something bad happens, like a fire or a break-in. Condo insurance is also available. 

You can save money by bundling your auto insurance with home or renters insurance. Plans can also include identity theft insurance. This helps you recover if someone steals your personal information and uses it to open accounts or make purchases.

CONNECT also has umbrella insurance. This type of policy gives extra coverage on top of your other insurance to extend policy limits in case of serious injuries or property damage.

CONNECT Insurance Reviews From Customers

These ratings show how the company performs in customer service, complaint handling, and financial strength. They help you see how CONNECT Auto compares to industry standards and what many drivers and experts think about their services.

CONNECT Auto Insurance Business Ratings & Consumer Reviews

Many customers feel good about American Family’s CONNECT brand. They say the company makes it simple to get the coverage they need. Customers like the friendly support staff who answer questions clearly.

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They appreciate how easy it is to get help after an accident and file a car insurance claim with CONNECT. Reviews show that customers enjoy having multiple options, and most drivers agree that the company listens to their concerns and works to resolve any issues quickly. 

CONNECT Auto Insurance Pros and Cons

Before making a decision, it can be helpful to review the costs and benefits of CONNECT auto insurance. Many drivers have shared their experiences, and some good things stand out. Here are a few pros that people often mention:

• The company offers a simple and easy way to get a quote.
• Discounts are available that help lower your cost if you drive safely or have more than one car.
• Customers say the service is friendly, and claims are handled.

These little things can make a big difference when choosing an insurance company. It’s not just about the price — it’s how you’re treated when you need help. And from what people say, CONNECT does a pretty decent job at claims handling and customer service.

Of course, no company is perfect, and it’s good to know what might not work for you before you sign up. Here are a couple of things some drivers have pointed out about CONNECT car insurance:

• Premiums can be high for younger drivers or those with a less clean record.
• Some customers mention that changes to policies can take longer than expected.

These might not be deal breakers, but they’re worth considering. Every driver’s situation is different, so what’s a downside for one person might not matter much to someone else. It just helps to go in with your eyes open.

Read More: How to Check if an Auto Insurance Company Is Legitimate

CONNECT by AmFam Auto Insurance Reviews

CONNECT Insurance gives you clear choices at fair prices. Our CONNECT auto insurance review found that it is available to drivers in 44 states and Washington, D.C. Monthly rates average $90 per month for good drivers, but it offers exclusive coverage and discounts to Costco members that can lower rates even more. Learn how to qualify in our Costco auto insurance review.

Is CONNECT a good brand? It’s backed by American Family Insurance, and many drivers appreciate its customer service and competitive discounts for safe driving, students, and multiple cars that help lower your costs. Enter your ZIP code to get a free quote and see if CONNECT works for you.